Ornl Credit Union Morristown TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Ornl, your trusted credit union located at 1216 E Main St, Morristown, TN 37814. Since our establishment in 1948, we've been dedicated to serving our community with a personal touch. With over 219,000 members, we pride ourselves on being more than just a financial institution; we are a vital part of your journey towards financial well-being. At Ornl, we understand that each member has unique needs. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to you is reflected in our impressive total assets of $4,064,319,542 and total deposits reaching $177,820,004. Under the leadership of our CEO Jenny Vipperman and Board President William Gorman, we strive to create an environment where you feel valued and secure. Our dedicated team of 550 employees is here to assist you with personalized service that makes your banking experience enjoyable and hassle-free. While members can visit us at our branch address for day-to-day banking needs, official correspondence should be sent to the same location: 1216 E Main St, Morristown, TN 37814. For inquiries or assistance, don't hesitate to reach out via phone at 865-688-9555. Join us today and discover how Ornl can help you achieve your financial goals. Visit our website at ornlfcu.com or stop by for a chat we look forward to welcoming you into our family!

Branch History & Mission

Welcome to Ornl, your trusted financial partner in the heart of Morristown, TN. Since opening our doors in 1948, we have proudly served our members and the community with dedication and integrity. Over the years, we have grown from a small credit union into a thriving institution with over 219,109 members and total assets exceeding $4,064,319,542. Located at 1216 E Main St Morristown Tn 37814, right near the bustling center of Morristown, we are committed to providing personalized banking services that cater to your needs. Whether you're looking for a checking account, an auto loan, or mortgage options, our knowledgeable staff is here to guide you every step of the way. We also offer convenient ATM access and drive-thru banking for those on the go. At Ornl, our mission goes beyond just providing financial services; we aim to empower our members and enhance their lives through community support. We believe that when our members thrive, so does our community. Our commitment to social responsibility drives us to engage in various outreach initiatives, helping local organizations and supporting events that foster growth and development in Morristown. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM, and Friday from 9:00 AM to 6:00 PM. You can reach us at (865) 688-9555 for any inquiries or assistance. While you can visit us at 1216 E Main St Morristown Tn 37814, official correspondence should be sent to 1216 E Main St, Morristown, TN 37814 if it differs. As we embrace modern advancements, we prioritize making banking accessible through online and mobile banking solutions. Our goal is to provide you with the tools you need for effective financial management while ensuring ADA compliance so everyone can enjoy our services. Join us as we continue this journey of growth and service. Experience the benefits of being part of a community-focused credit union that truly cares about your financial well-being. Visit us today or explore more on our website at Morristown East. Let's achieve great things together!

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility matters. Our branch is ADA compliant, with features such as ramps to ensure everyone can enter with ease. Plus, we have ample parking available right outside, so you won't have to worry about finding a spot.

Convenient Hours

Our operating hours are designed with your convenience in mind. Visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. We aim to accommodate your schedule and make banking as hassle-free as possible.

Reach Out Today!

Have questions or want to learn more? Don't hesitate to give us a call at (865) 688-9555! We're here to help and look forward to welcoming you soon at Ornl!

Services Offered

At Ornl, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. You can also take advantage of our drive-thru banking for quick transactions without leaving your vehicle, along with ATM access for easy cash withdrawals and balance checks.

Member Eligibility

At Ornl, we believe that becoming a member is like joining a caring community that looks out for each other. If you live, work, or worship in the Morristown area, or have family members who are already part of our credit union, you're likely eligible to join us! Our welcoming team is excited to offer you a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to exclusive member-only resources. To explore the specific eligibility criteria in detail, feel free to check out our website at . Opening an account with us is a breeze! You can start your journey toward membership by visiting us at https://www.ornlfcu.com/apply-today . If you have any questions or need assistance, don't hesitate to give us a call at (865) 688-9555. We're here to help you every step of the way as you join our wonderful community at 1216 E Main St Morristown Tn 37814!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify your transactions and enhance your customer experience. Imagine effortlessly accepting payments from customers while managing your finances all in one place. Our services ensure you can focus on what you do best running your business. Located at 1216 E Main St Morristown Tn 37814 in Morristown, TN, we're ready to help you take the next step toward achieving your business goals. Reach out today at (865) 688-9555 to learn more about how we can partner with you!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can drive off with confidence knowing you're making a smart financial choice.

Business Banking

Running a business comes with its own set of challenges, which is why we offer comprehensive business banking services. From merchant services that simplify transactions to business loans that help fuel growth, we are committed to supporting local businesses in Morristown.

Convenient Access

Accessibility is key at Ornl. We provide various ways for members to conduct their banking needs conveniently. You can visit us at our branch located at 1216 E Main St Morristown Tn 37814, call us at (865) 688-9555, or utilize our ATM and cash withdrawal services whenever needed. For quick transactions, our basic drive-thru banking allows deposits, withdrawals, and simple transactions without leaving your car. In today's fast-paced world, having reliable access to your finances is crucial. With features like online banking, mobile payments, and person-to-person transfers, managing your money has never been easier. We invite you to explore all the services available at Ornl in Morristown, TN. If you're ready to take the next step towards better financial health or have questions about any service we offer, please don't hesitate to reach out or visit us today!

Credit Cards with Rewards

For those who enjoy rewards for their spending, our credit cards with rewards program allows you to earn points or cashback on everyday purchases. It's an easy way to make the most out of your spending while enjoying the perks that come with being a member.

Mortgage Loans & Refinancing

Homeownership is a big step, and at Ornl, we offer mortgage loans and refinancing solutions that fit your lifestyle. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our knowledgeable staff is here to guide you through every step of the process.

Personal Banking

We understand that managing your money is important. That's why we offer personal banking services like checking and savings accounts that help you keep track of your finances while earning interest on your savings. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

If you need extra cash for unexpected expenses or want to consolidate debt into one manageable payment, our personal loans can provide the financial relief you're seeking. We work with you to find a solution tailored to your unique situation.

Digital & Online Banking

Easy Account Access

Our online banking platform is accessible 24/7 through https://www.ornlfcu.com/ , allowing you to check balances, transfer funds, and pay bills with ease. You no longer need to visit the branch for everyday banking tasks; everything is at your fingertips!

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application makes it simple to stay connected. You can make mobile payments easily and even send money to friends or family using our person-to-person transfer feature. No more waiting in lines or rushing to the bank; everything is managed right from your phone.

Secure Transactions

Your security is important to us. We provide electronic signature authorization, ensuring that your transactions are safe and verified. Plus, with features like e-statements available, you can keep track of your finances without the clutter of paper statements.

User-Friendly Features

All these services are designed with you in mind easy to use and accessible whenever you need them. Whether you're checking your account balance while waiting in line or making a payment during your lunch break, our digital tools help you manage your finances in real-time. Experience the convenience of modern banking with Ornl's digital and online services today!

Financial Strength

At Ornl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting your finances with us is a big decision, and we want to assure you that our strong financial foundation is designed to serve you better. With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $41,590 in used auto loans and $3,389,938,692 in total loans and leases. This means we're here to help you finance your dreams whether it's a new car or other important purchases. Our operational efficiency is reflected in our $35,430,408, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees who are committed to providing you with the best service possible. Additionally, our net shares available for lending stand at $2,411,631, ensuring that we have the funds necessary to meet your needs. We currently support 479,842 deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 1216 E Main St Morristown Tn 37814 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find something that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your ambitions. If you're considering refinancing any existing loans or want to know about eligibility options for our various loan products, please reach out to us directly at (865) 688-9555. Our team is dedicated to helping you explore all available options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at our branch located at 1216 E Main St Morristown Tn 37814, Morristown, TN 37,814, or check out our website for more information: https://www.ornlfcu.com/ . Let's work together to find the right financial solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We guide you through every step of the process so that you feel confident in your decision to invest in your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These credit cards come with rewards programs that can benefit your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing information from credible institutions ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates available, allowing individuals to make informed decisions without any hidden agendas.

ORNL FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans