Ornl Credit Union Morristown TN | Quick Personal Loans & ATM Access

Introduction

Welcome to Ornl, your trusted financial partner in the heart of Morristown, TN. Located at 1730 W Andrew Johnson Hwy, our branch has been serving the community since 1948. With a commitment to providing top-notch financial services, we proudly support over 219,109 members, helping them achieve their financial goals with confidence. At Ornl, we understand that financial matters can be daunting. That's why our dedicated team of over 550 employees, led by our CEO Jenny Vipperman and Board President William Gorman, is here to offer personalized assistance every step of the way. We believe in building lasting relationships with our members, ensuring that you feel valued and understood. As of now, our total assets stand at an impressive $4,064,319,542. This robust foundation allows us to offer a wide range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our total deposits reach $177,820,004, reflecting the trust our members place in us. While members can visit us at 1730 W Andrew Johnson Hwy, official correspondence should be sent to the same address. Feel free to reach out to us at 865-688-9555 during business hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 8:30 AM to 12:00 PM. Whether you're looking for expert advice or straightforward banking solutions, Ornl is here for you. Explore how we can help you thrive financially by visiting our website at ornlfcu.com, or stop by and chat with one of our friendly staff today!

Branch History & Mission

Community Engagement

At Ornl, we understand that financial success is intertwined with community well-being. Our outreach initiatives include partnering with local organizations for events that promote financial literacy and support for those in need. We are proud to contribute positively to Morristown and its surroundings by investing time and resources into various charitable endeavors. As technology continues to evolve, so do we. Our digital advancements include online banking services that allow members to manage their accounts anytime and anywhere from mobile payments to person-to-person transfers ensuring accessibility for all. Join us at Ornl! Experience firsthand how we combine exceptional customer service with a strong sense of community. Whether you're looking for personal banking solutions or seeking ways to grow your business with our comprehensive offerings, we invite you to become part of our family today. Visit us online at Ornl FCU or call us at 865-688-9555 for more information on how you can benefit from being a member of Ornl!

Our Mission

The mission of Ornl is straightforward yet profound: to empower our members by offering comprehensive financial services while actively supporting the community. We believe that access to quality banking should be available to everyone. This is why we provide an array of products including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Beyond traditional banking services, we are dedicated to helping individuals achieve their financial goals through education and personalized service. Our operating hours reflect our commitment to accessibility: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. We also offer ATM services and drive-thru banking for added convenience. While members can visit us at our main location at 1730 W Andrew Johnson Hwy in Morristown for all their banking needs, official correspondence should be directed to the same address as our mailing address ensuring clear communication every step of the way.

Branch Location & Accessibility

Convenient Access and Amenities

At Ornl, we prioritize your convenience and comfort. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can easily access our services. If you prefer to bank without stepping inside, we also offer a drive-thru option for quick transactions like deposits and withdrawals. Plus, our ATM is available for those times when you need cash on the go.

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9:00 AM to 5:00 PM, extending our hours until 6:00 PM on Fridays. On Saturdays, you can visit us from 8:30 AM to noon. These flexible hours make it easier than ever to manage your banking when it's most convenient for you.

Services Offered

At the Ornl branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our friendly staff is always ready to assist with questions about credit cards, business banking services, and more. While members can visit us at 1730 W Andrew Johnson Hwy, official correspondence should be sent to the same address as well. We invite you to come by or give us a call at 865-688-9555 if you have any questions or would like more information about what we offer. At Ornl, we're here to help make your banking experience smooth and enjoyable!

Member Eligibility

At Ornl, we believe in building a community where everyone feels welcome and valued. Becoming a member is simple and opens the door to a range of benefits designed just for you. If you live, work, or worship in the area, you're likely eligible to join us! We encourage you to check out the detailed eligibility criteria at for the most current information. Once you confirm your eligibility, starting your membership journey is easy. Just visit us at our branch located at 1730 W Andrew Johnson Hwy Morristown Tn 37814, or give us a call at (865) 688-9555 if you have any questions. You can also begin your account opening process online by visiting https://www.ornlfcu.com/apply-today . Join us today and enjoy all that Ornl has to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that empower you to manage transactions efficiently. Imagine having a reliable point-of-sale system that processes payments quickly and securely, allowing you to focus on what matters most growing your business. Our merchant services help streamline operations, making it easier for you to serve your customers effectively. Whether you're looking for a loan or efficient transaction processing, Ornl at 1730 W Andrew Johnson Hwy Morristown Tn 37814 in Morristown, TN is ready to partner with you. Let's unlock your business's potential together! For inquiries, call us at (865) 688-9555.

Comprehensive List Of Services

Business Banking Solutions

If you run a business, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help you grow and manage your company effectively. We're here to support local businesses with the financial tools they need to thrive.

Convenient Access and Support

At Ornl, we know convenience is key. That's why we offer ATM services for quick cash withdrawals and balance checks without needing to enter the branch. For those who prefer face-to-face interaction, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. With our digital features like electronic signatures, e-statements, and person-to-person payment options, managing your finances has never been easier. Plus, if you ever have questions or need assistance, feel free to call us at (865) 688-9555 during our operating hours: Monday - Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 8:30 AM to 12:00 PM.

Credit Cards with Benefits

Looking for rewards on your everyday spending? Our credit cards come with attractive rewards programs that let you earn points or cash back on purchases. It's a great way to make your money go further while enjoying the benefits of being an ORNL member.

Get Started Today!

Ready to explore all the ways Ornl can assist you? Visit us today at 1730 W Andrew Johnson Hwy Morristown Tn 37814 or check out our website at Morristown Central for more information on how we can help fulfill your financial needs. We look forward to serving you!

Personal Banking Made Easy

Our personal banking services start with checking and savings accounts designed to help you manage your finances effortlessly. You can easily access your account through our online and mobile banking platforms, making it simple to check balances, transfer funds, and pay bills from anywhere at any time. If you're considering purchasing a new car or need financing for another vehicle, our auto loans and vehicle financing options are tailored to fit your budget. For those looking to buy a home or refinance an existing mortgage, we offer competitive mortgage loans that can help make your dream a reality. Need some extra cash for unexpected expenses? Our personal loans and debt consolidation options provide flexible solutions that work for you.

Digital & Online Banking

Convenient Features

Need to send money to a friend or family member? Our person-to-person transfer option makes it simple and quick. And if you're someone who prefers using mobile payments for purchases, you'll be pleased to know that we support that too. We pride ourselves on offering 24/7 online banking services so that you can manage your finances at any time that works for you. Whether it's early in the morning or late at night, we're here for you. With Ornl, enjoy the peace of mind that comes with secure transactions and real-time account management all at your fingertips!

Key Services

Our online banking services, available at https://www.ornlfcu.com/ , allow you to check balances, make payments, and transfer funds with just a few clicks. You can even sign documents electronically, thanks to our electronic signature authorization feature. This means no more printing or mailing forms; everything is done securely online. Want to go paperless? We provide e-statements that you can view at your convenience. This not only helps the environment but also gives you instant access to your financial information. Plus, if you're always on the move, our mobile application is perfect for managing your accounts right from your smartphone.

Financial Strength

Growing Member Trust

Our commitment to you is evident as we manage $2,411,631 available for lending and investments while boasting a total of 479,842 accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 1730 W Andrew Johnson Hwy Morristown Tn 37814 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $41,590 in used auto loans and $3,389,938,692 in total loans and leases supporting our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our dedication to operational efficiency is reflected in our $35,430,408, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to ensure you find an option that suits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We know that running a business comes with its challenges, and we're here to support your financial needs every step of the way. At Ornl, we believe in making financing accessible and straightforward. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (865) 688-9555, or visit us at our branch located at 1730 W Andrew Johnson Hwy Morristown Tn 37814 in Morristown, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These cards come with benefits tailored for everyday use, making it easier for you to stay on top of your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

With LendMesh, you gain access to real-time rate comparisons from multiple institutions. This timely information helps you make choices that align with your financial goals. Thousands of users have trusted LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in navigating the complex world of loans. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that users receive fair and transparent offers tailored to their needs. One of the key features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every comparison. This means you can trust that the rates presented reflect true market conditions rather than marketing tactics.

ORNL FEDERAL CREDIT UNION - Morristown, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans