Ornl Credit Union Madisonville TN | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Ornl, your trusted financial partner located at 4201 Highway 411, Madisonville, TN 37354. Since our establishment in 1948, we've been dedicated to serving our community with a strong commitment to member satisfaction and financial empowerment. With over 219,109 members benefiting from our services, we pride ourselves on being more than just a credit union; we're a part of your community. At Ornl, we understand that every financial decision matters. That's why we manage an impressive $4,064,319,542 in total assets, ensuring we have the resources to support you through every stage of life. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total deposits stand at $177,820,004, reflecting the trust our members place in us. Our leadership team is here to guide you on your financial journey. Under the guidance of CEO Jenny Vipperman and Board President William Gorman, we strive to maintain transparency and reliability in all our interactions. Our dedicated staff of 550 employees is always ready to assist you with personalized service. While members can visit us at our Madisonville branch for all their banking needs, official correspondence should be sent to the same address: 4201 Highway 411, Madisonville, TN 37354. You can reach us directly at 865-688-9555 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to noon. Join us at Ornl and discover how we can help you achieve your financial goals today! For more information about our services or to get started with an account, visit us online at ornlfcu.com or apply directly here. Your financial future starts with us!

Branch History & Mission

At Ornl, located at 4201 Highway 411, Madisonville, TN 37354, we take pride in our rich history and unwavering mission to support our community. Established in 1948, Ornl has grown from a small credit union into a trusted financial partner for over 219,109 members. Our journey reflects our commitment to providing exceptional financial services while fostering strong community ties. From our beginnings, we have prioritized member needs. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Today, with total assets of over $4 billion, we are well-equipped to meet the diverse needs of our members. We also ensure that our services are accessible through various channels, including online and mobile banking, making it easier than ever for members to manage their finances on the go. Our mission at Ornl is simple yet profound: to enhance the financial well-being of our members while giving back to the communities we serve. We believe that when our members succeed, our entire community thrives. This belief drives us to actively participate in local events and support initiatives that make Madisonville a better place for everyone. As part of our commitment to accessibility, we proudly offer features such as ATM availability and drive-thru banking services for your convenience. You can visit us during our operating hours: 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM Friday, and 8:30 AM to Noon Saturday. While members can visit us at 4201 Highway 411, official correspondence should be sent to the same address. We also embrace modern advancements in technology by providing services like electronic signatures, e-statements, and mobile payments all designed with you in mind. These innovations ensure that your experience with Ornl is not only efficient but also secure. As we look ahead, we remain dedicated to building lasting relationships with both existing and new members. Our goal is to empower individuals and businesses alike through tailored financial solutions that fit their unique circumstances. Join us today at Ornl and discover how we can help you achieve your financial goals while being part of a community-focused credit union. For more information or assistance, feel free to reach out at 865-688-9555 or visit us online at ornlfcu.com. Experience the difference with Ornl where your success is our mission!

Branch Location & Accessibility

Get in Touch

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 865-688-9555. We're excited to welcome you at Ornl in Madisonville where we put our members first! Come visit us today!

Operating Hours

We know how important it is to fit banking into your busy schedule. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. Need something done over the weekend? Swing by our drive-thru on Saturdays from 8:30 AM to noon.

Services Offered

At Ornl, we offer a variety of services designed to meet your needs whether you're looking for personal banking options like checking and savings accounts or need help with auto loans, mortgages, or credit cards that reward you. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. Plus, our drive-thru service allows for easy deposits and simple transactions without leaving your car.

Member Eligibility

At Ornl, we believe that joining our community is like stepping into a welcoming family where your financial needs are prioritized. Becoming a member is simple and open to many! If you live, work, or worship in the Madisonville area, you may already be eligible to join us. We also welcome family members of current members, making it easy for your loved ones to benefit from our supportive services. For more details about eligibility, feel free to check out this helpful resource. Once you're ready to become part of the Ornl family, opening an account is a breeze! Just visit us at our branch located at 4201 Highway 411 Madisonville Tn 37354 or apply online through this link: https://www.ornlfcu.com/apply-today. If you have any questions along the way, don't hesitate to reach out at (865) 688-9555. We're here to help you take that exciting step toward a brighter financial future!

Business Banking & Commercial Services

Practical Merchant Services

But it's not just about loans; our merchant services can streamline your daily operations. Imagine accepting payments quickly and securely, enabling you to focus on what matters growing your business. Our services offer easy integration with your existing systems, ensuring you can manage transactions effortlessly. Visit us at 4201 Highway 411 Madisonville Tn 37354 in Madisonville, or give us a call at (865) 688-9555 to learn how we can partner with you on your journey to success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small businesses in the community, we provide comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to supporting local enterprises with tailored financial solutions.

Convenient Access

We know how important it is for our members to have easy access to their funds. That's why we provide ATM & cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals. Our ATM network ensures that wherever you go, you'll have convenient access to your money. If you're ready to explore these services further or have questions about how they can benefit you personally or professionally, don't hesitate to reach out! You can call us at (865) 688-9555 or visit us in person at 4201 Highway 411 Madisonville Tn 37354 in Madisonville, TN. Our friendly staff is here to assist you from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 8:30 AM until noon on Saturday. Discover all the ways Ornl at Madisonville can support your financial journey today!

Credit Cards with Benefits

Our credit cards with rewards provide not only purchasing power but also opportunities to earn points on your everyday spending. Whether it's cash back or travel rewards, you'll benefit from using our credit card for both planned purchases and emergencies.

Home Loans

If homeownership is on your mind, our mortgage loans and refinancing services are here to guide you through the journey. Whether you're buying your first home or looking to refinance your current mortgage for better rates, our experienced staff will assist you every step of the way.

Personal Banking Solutions

For individuals seeking to manage their everyday finances, we offer a variety of personal banking services, including checking and savings accounts that help you save for future goals while keeping your money secure. Imagine having the flexibility of accessing your funds anytime through our robust online and mobile banking platforms. These tools allow you to check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Management

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage those costs effectively. Our lending specialists will work with you to find a solution that fits within your budget, allowing you to focus on what truly matters.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to make your dream car a reality. With competitive rates and flexible terms, you can drive away knowing you've made a smart financial choice. Plus, if you're interested in refinancing an existing loan, we can help streamline that process too.

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services, you can check your balances, pay bills, and transfer funds with just a few clicks. Our easy-to-use mobile application allows you to access your accounts on the go, making it simple to keep track of your finances no matter where life takes you. Plus, if you want to send money quickly to friends or family, our person-to-person transfer feature makes that a breeze. Security is always a top priority for us. You can rest assured knowing that our electronic signature authorization ensures your transactions are safe and secure. Additionally, opting for e-statements means you'll have immediate access to your account statements without the clutter of paper just another way we strive to simplify your banking experience.

Stay Connected and In Control

Whether you're making mobile payments or managing your accounts through our user-friendly app, staying connected has never been easier. You'll find all the tools you need right at your fingertips. With these digital features, real-time account management is just a click away. At Ornl, we're committed to providing exceptional service while ensuring that managing your finances is both accessible and secure. Visit us today at https://www.ornlfcu.com/ and discover how our digital banking solutions can benefit you!

Financial Strength

At Ornl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when you entrust your money to us, you expect reliability and transparency in how we manage it. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we're dedicated to supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $11,715,646, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,411,631. Total Share Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 4201 Highway 411 Madisonville Tn 37354 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, our flexible terms make it easy to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we are here to support your ambitions. At Ornl, we prioritize transparency and accessibility. If you're considering refinancing options or need assistance determining eligibility for any of our loan products, our team is ready to help guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to apply for a loan today, please contact us at (865) 688-9555 or visit us at our branch located at 4201 Highway 411 Madisonville Tn 37354 in Madisonville, TN. We look forward to assisting you with your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We offer competitive rates and terms that suit your budget, ensuring you have the support needed as you take this important step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can make everyday purchases more rewarding.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. By working exclusively with verified institutions, LendMesh eliminates guesswork and uncertainty.

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, ensuring users can trust the information they receive. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions, which means users see only unbiased results. Another significant benefit is the real-time rate comparisons offered by LendMesh. Users can access up-to-date loan rates from multiple institutions, making it easier to find the best options available at any given moment. This feature empowers individuals to make choices that align with their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ORNL FEDERAL CREDIT UNION - Madisonville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Madisonville, TN (37354)