Ornl Credit Union Loudon TN | Best Auto Loans & Business Banking

Introduction

Welcome to Ornl Credit Union, where we believe in building strong financial futures together. Located at 2859 Highway 72 N, Loudon, TN 37774, our branch has proudly served the community since 1948. With a commitment to our members that spans over seven decades, we currently support a vibrant membership base of 219,109 individuals. At Ornl, we understand the importance of trust and reliability in your financial journey. With total assets amounting to an impressive $4,064,319,542 and total deposits of $177,820,004, we ensure that your money is in safe hands. Our leadership team is dedicated to providing exceptional service and innovative products tailored to meet your needs. Led by our CEO, Jenny Vipperman, and Board President, William Gorman, we are here to guide you through every step of your financial endeavors. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have a variety of services designed just for you. We also offer business banking solutions that include merchant services and business loans. While members can visit us at our physical location in Loudon, official correspondence should be sent to our mailing address: 2859 Highway 72 North, Loudon, TN 37774-5725. We invite you to experience the difference at Ornl Credit Union. Feel free to reach out to us at 865-688-9555 or visit our website at ornlfcu.com for more information on how we can assist you today!

Branch History & Mission

At Ornl, we take pride in our rich history and unwavering commitment to serving our community. Established in 1948, our branch located at 2859 Highway 72 N in Loudon, TN, has been a cornerstone of support for local families and businesses for over seven decades. With a total membership of 219,109 and assets exceeding $4 billion, we have grown alongside the community, adapting to its needs while maintaining our core mission: to empower members through accessible financial services. Our journey began with a small group of individuals dedicated to making financial resources available to everyone. Over the years, we have expanded our offerings significantly. Today, we provide a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. This evolution reflects our commitment not just to financial growth but also to enriching lives in Loudon and beyond. Our mission is clear: we strive to foster financial well-being by offering personalized support and innovative solutions that meet our members where they are. We understand that each member's journey is unique, and that's why we focus on building lasting relationships based on trust and transparency. By prioritizing both financial education and community involvement, we aim to uplift those around us. While members can visit us at 2859 Highway 72 N Loudon Tn 37774, official correspondence should be sent to 2859 Highway 72 North, Loudon, TN 37774-5725 if it differs from our physical location. Our branch provides convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8:30 AM to noon. Additionally, with ATM availability and drive-thru banking services, accessing your funds is hassle-free. As we move forward into the future, we remain committed to embracing digital advancements that enhance your experience while ensuring ADA compliance for all members. Our partnerships with local organizations reflect our dedication to community outreach efforts aimed at supporting those in need. We invite you to join the Ornl family today! Discover how our tailored financial services can help you achieve your goals. Whether you're looking for savings options or seeking assistance with loans, we are here for you every step of the way. Experience the benefits of membership at Ornl we can't wait to welcome you! For more information or to get started, please call us at (865) 688-9555 or visit us online at our website.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. With ADA-compliant entrances and ramps, we ensure that everyone can easily access our services. Plus, there's ample parking available, making your visit hassle-free.

Call to Action

Ready to experience friendly service and community-focused banking? Stop by our Loudon branch today or give us a call at 865-688-9555. We look forward to welcoming you!

Mailing Address

While members can visit us at 2859 Highway 72 N, Loudon, TN 37774, official correspondence should be sent to 2859 Highway 72 North, Loudon, TN 37774-5725.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are tailored to fit your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and on Saturday from 8:30 AM to Noon for drive-thru banking. Whether you're looking to open an account or need assistance with a loan, we're here when you need us!

Services Offered

At Ornl, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Our drive-thru service makes it even easier for you to handle deposits and withdrawals without leaving your car. Additionally, our ATM is available for quick cash access whenever you need it.

Member Eligibility

At Ornl, we believe that becoming a member means joining a warm and welcoming community that truly cares about your financial well-being. If you're wondering whether you qualify, it's quite simple! Our membership is open to anyone who lives, works, worships, or attends school in the areas we serve. This means if you call Loudon home or are connected in any way, you're likely eligible to join us. Plus, being part of Ornl comes with a host of benefits like competitive rates on loans and savings accounts, personalized service, and access to financial education resources designed just for you. Ready to take the next step? Opening an account is easy! You can find all the details you need at our website and even start your application online by visiting https://www.ornlfcu.com/apply-today. If you have any questions or need assistance along the way, don't hesitate to reach out at (865) 688-9555. We're excited to welcome you to the Ornl family! For more information about eligibility requirements, feel free to check out our resource page.

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for You

But it's not just about loans; we also offer merchant services that simplify payment processing. Imagine making it easy for your customers to pay while keeping your cash flow healthy. With our merchant services, you can accept various payment types, streamline transactions, and focus on what you do best growing your business. Located conveniently at 2859 Highway 72 N Loudon Tn 37774 in Loudon, TN, our team is ready to partner with you on your journey to success. Contact us today at (865) 688-9555 and see how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

Our branch is committed to making banking as convenient as possible for you. With both drive-thru service and ATM access readily available, you'll find it simple to complete transactions during your busy day. If you have any questions or need assistance with any of our services, don't hesitate to reach out! Call us at (865) 688-9555, and one of our friendly representatives will be glad to assist you.

Business Banking Services

For entrepreneurs and business owners, Ornl offers specialized services like Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and our team is here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime and anywhere is essential. That's why we provide comprehensive Online & Mobile Banking solutions. You can manage your accounts, pay bills, and even send money to friends using our easy-to-navigate platform from the comfort of your home or on the go. Plus, with our ATM & Cash Withdrawal Services available 24/7, accessing your money has never been easier. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car.

Join Us Today!

Whether you're looking for personal finance solutions or business banking support, Ornl is here to help. Explore all that we offer by visiting us at our branch or checking out our website at Loudon. Your financial wellness starts here join us today!

Personal Banking Solutions

Our personal banking options are tailored to help you manage your finances effectively. If you're starting your journey into saving, consider our Checking & Savings Accounts that offer competitive interest rates and easy access to your funds. For those looking to purchase a new vehicle, our Auto Loans & Vehicle Financing can help make that dream car a reality with flexible terms and low rates. Homeownership is within reach with our Mortgage Loans & Refinancing options, which provide guidance through the mortgage process whether you're buying your first home or refinancing an existing loan. Additionally, if you find yourself needing extra cash for unexpected expenses, our Personal Loans & Debt Consolidation services can assist you in managing those financial bumps in the road. Don't forget about our Credit Cards with Rewards, perfect for earning points on everyday purchases while enjoying the benefits of low-interest rates.

Digital & Online Banking

At Ornl, we understand that managing your finances should be as easy and secure as possible. That's why we offer a wide range of digital and online banking services designed to keep you in control of your money, anytime and anywhere. With our online banking platform, you can access your accounts 24/7, ensuring you have real-time information at your fingertips. Whether you're checking balances, making transfers, or paying bills, it all happens with just a few clicks. Plus, if you prefer the convenience of mobile banking, our mobile application allows you to manage your finances on the go. You can even make person-to-person transfers quickly and easily, so sending money to friends or family is hassle-free. In addition to these features, we prioritize security. With electronic signature authorization available, signing documents online is simple and secure. You can also opt for e-statements to reduce paper clutter while keeping your financial information safe. If you're someone who loves using your smartphone for payments, you'll be pleased to know that our mobile payments feature lets you pay securely right from your device. At Ornl, we believe in providing accessible banking solutions that are user-friendly. Our goal is to make sure that whether you're at home or out and about, managing your finances feels straightforward and secure. Experience the ease of digital banking with us today!

Financial Strength

Committed Team

We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 2859 Highway 72 N Loudon Tn 37774 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Continued Growth and Support

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We are committed to supporting your financial goals with the resources necessary for success. Our lending capacity is robust as evidenced by the $41,590 in used auto loans and $3,389,938,692 in total loans and leases. This shows our dedication to helping you achieve your dreams whether it's buying a car or financing a home.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community helps strengthen the financial well-being of all our members.

Secure Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. This means your funds are not only safe but also working hard for you.

Solid Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our $11,715,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We believe that a strong bottom line benefits everyone involved from individual members to the community at large.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget, whether you're purchasing a brand-new model or a reliable pre-owned vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We understand the challenges businesses face and strive to support local enterprises through tailored financing solutions. At Ornl, we prioritize making financing accessible for all our members. For more information on any of our loan offerings or to discuss how we can assist you further, feel free to reach out at (865) 688-9555 or visit us during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey today!

Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Our credit cards come with flexible terms designed to fit various spending habits while offering rewards for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We offer competitive interest rates and flexible terms to suit your lifestyle and financial situation. If you're considering refinancing your current mortgage, our team can guide you through the eligibility process and help you find the best option available.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that every loan offer displayed is fair and transparent. Users can trust that the information they receive reflects current market conditions without any hidden agendas.

ORNL FEDERAL CREDIT UNION - Loudon, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Loudon, TN (37774)