Ornl Credit Union Lenoir City TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ornl, your trusted financial partner located at 895 Highway 321 N, Lenoir City, TN 37771. Since our establishment in 1948, we have proudly served our community with dedication and a commitment to improving the financial lives of our members. With over 219,000 members and total assets exceeding $4 billion, we are here to provide you with personalized banking solutions that meet your needs. At Ornl, we believe in the power of community. Our branch is more than just a place for transactions; it's a hub for financial education and support. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, our experienced team is ready to assist you every step of the way. Our CEO, Jenny Vipperman, alongside Board President William Gorman, leads a talented team of 550 employees who are dedicated to offering top-notch services. With total deposits of $177,820,004 and a net worth of $453,527,196, you can trust that your money is safe and secure with us. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 895 Highway 321 North, Lenoir City, TN 37771. We invite you to explore what Ornl has to offer! Feel free to reach out via phone at 865-688-9555 or visit us online at Ornl's website. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Ornl has a rich history that dates back to its founding in 1948. Since then, this credit union has been dedicated to serving the financial needs of the Lenoir City community in Tennessee. With a commitment to growth and support, Ornl has evolved into a trusted financial partner for its members, boasting a total membership of over 219,000 individuals. Located conveniently at 895 Highway 321 N, Lenoir City, TN 37771, our branch is not just a financial institution; it's a cornerstone of the community. The area is known for its scenic views and friendly atmosphere, making it an ideal place for families and businesses alike. If you need to send official correspondence, please note that our mailing address is also 895 Highway 321 North, Lenoir City, TN 37771. At Ornl, we believe in empowering our members through accessible financial services. Our mission statement emphasizes our dedication to providing exceptional service while fostering community support. We aim to offer a range of products from personal banking options like checking and savings accounts to various loan types including auto loans and mortgages designed to help our members achieve their financial goals. Over the years, Ornl has made significant strides in enhancing our services through digital advancements. Members can enjoy features such as online banking, mobile payments, and e-statements all designed with user convenience in mind. We also ensure ADA compliance so that all members can access our services without barriers. Our commitment extends beyond just financial transactions. We actively engage in community outreach efforts and partnerships aimed at improving local lives. Whether through educational programs or local sponsorships, Ornl takes pride in being a part of Lenoir City's growth story. With total assets exceeding $4 billion and a strong foundation built on trust and integrity, we invite you to join us at Ornl. Experience firsthand the benefits of being part of a member-focused credit union that genuinely cares about your financial well-being. If you're ready to take the next step towards better banking solutions, visit us today or give us a call at 865-688-9555 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to Noon. Join us at Ornl and discover how we can help you reach your financial dreams!

Branch Location & Accessibility

Comprehensive Services Just for You

At Ornl Credit Union, we offer a wide range of services tailored for both personal and business needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru banking allows for quick deposits and withdrawals, while our ATM provides easy access to cash whenever you need it. While members can visit us at 895 Highway 321 N, official correspondence should be sent to the same address as our mailing address: 895 Highway 321 North, Lenoir City, TN 37771.

Easy Access and Nearby Landmarks

Situated just a stone's throw from popular local spots, our branch is easily accessible from main roads. You can find us near notable landmarks that make your visit even more convenient. Parking is available right outside our doors, ensuring you have a hassle-free experience when visiting us. We are proud to offer features like ADA compliance and ramps for easy access, making sure that everyone in our community can reach us without any barriers.

Let's Connect!

Have questions? Don't hesitate to call us at 865-688-9555! We invite you to come visit Ornl Credit Union today we're excited to help you achieve your financial goals!

Operating Hours That Fit Your Schedule

Our operating hours are designed with your convenience in mind. We are open Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday from 9:00 AM to 6:00 PM. If you need assistance on Saturdays, our drive-thru service operates from 8:30 AM to noon. Feel free to drop by during these times our friendly staff is ready to help!

Member Eligibility

At Ornl, we believe that everyone deserves access to a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the Lenoir City area, you're likely eligible to join us. We embrace individuals from various backgrounds, making it simple for you to take part in our cooperative spirit. To get all the details about eligibility requirements, please check out our resource. Once you're ready to join, opening an account is straightforward. Just visit us online at https://www.ornlfcu.com/apply-today or give us a call at (865) 688-9555 for any questions you might have. We're here to help you take this important step towards better banking! Plus, being a member of Ornl means enjoying benefits like lower loan rates and personalized service tailored just for you. Join us today at our convenient location: 895 Highway 321 N Lenoir City Tn 37771!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily while focusing on what you do best running your business. Our merchant services provide just that. From credit card processing to online payment solutions, we equip you with the tools you need to serve your customers better. This means more convenience for them and increased sales for you. Visit us at 895 Highway 321 N Lenoir City Tn 37771 in Lenoir City, TN or call us at (865) 688-9555 to discover how our business banking and commercial services can work for you. Let's grow together!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions on the go, our ATMs are readily available for cash withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face service but want to skip waiting inside, our drive-thru banking allows for deposits and withdrawals without leaving your car. With all these services available at Ornl, we aim to meet all your banking needs under one roof while ensuring ease of access through digital solutions. If you'd like to learn more about any of these offerings or need assistance with opening an account, don't hesitate to reach out! You can call us at (865) 688-9555 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM until noon. Join us at Ornl today your trusted partner in financial success!

Business Banking Services

If you're a business owner, we have specialized banking services just for you! Our business banking options include merchant services to help you process payments efficiently and business loans that can provide the capital needed for growth or expansion.

Credit Cards and Rewards

Who doesn't love rewards? Our credit cards come with exciting rewards programs that let you earn points on purchases you already make. Whether it's travel perks or cash back, you'll find benefits that match your spending habits.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer online and mobile banking services at Lenoir City. You can manage accounts from anywhere, pay bills with ease, transfer funds instantly, and even utilize person-to-person payment options right from your smartphone.

Personal Banking Solutions

Our personal banking services are designed to make managing your money easy and straightforward. You can open checking and savings accounts that fit your lifestyle, allowing you to save for future goals or simply keep your funds accessible. If you're in the market for a vehicle, consider our auto loans and vehicle financing options. We offer competitive rates to help you drive away in your dream car without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide flexible solutions tailored to your financial situation. And if unexpected expenses arise, our personal loans and debt consolidation options can offer the relief you need.

Digital & Online Banking

Key Services for Your Convenience

With our user-friendly mobile application, keeping track of your finances has never been simpler. You can check balances, transfer money, and even make person-to-person payments with just a few taps on your smartphone. Plus, our electronic signature authorization makes signing documents quick and hassle-free, allowing you to complete transactions without the need for paper forms. We also provide e-statements so you can view your account statements online anytime, helping you stay organized and environmentally friendly. If you're someone who enjoys using mobile payment options, you'll be pleased to know that we support mobile payments, making it easier than ever to pay for goods and services directly from your phone.

Real-Time Account Management

Managing your finances in real-time means you can make informed decisions right when it matters most. Our online banking services allow you to monitor transactions as they happen, giving you complete control over your financial activities. With all these features readily available at Ornl, banking has never been more accessible or straightforward. Experience the convenience today by visiting us online!

Security You Can Trust

Your security is our top priority. With advanced encryption and secure login methods, you can feel confident that your personal information is safe while banking online. We regularly update our systems to keep up with the latest security measures, ensuring that your data remains protected against potential threats.

Financial Strength

At Ornl, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position, which you can trust as a member of our community. With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further illustrated by our net worth ratio of 11.16%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is backed by $412,006,376 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures. With $41,590 in used auto loans and $3,389,938,692 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $11,715,646, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees who are always ready to serve you with a knowledgeable, committed team. The strength of our credit union is further demonstrated through the trust placed in us by our growing member base; we proudly manage 479,842 total share accounts. Our net shares available for lending and investments stand at $2,411,631, showcasing our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 895 Highway 321 N Lenoir City Tn 37771 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, our team can guide you through eligibility options to potentially lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We understand the challenges that come with running a business, and our dedicated team is here to support you every step of the way. At Ornl, we pride ourselves on being more than just a lender; we're a partner in your financial journey. Explore our loan offerings today at our branch located at 895 Highway 321 N Lenoir City Tn 37771, Lenoir City, TN, or give us a call at (865) 688-9555 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. We currently have $40,103,756 in loans helping members manage their finances effectively. These cards come with benefits designed to meet your financial needs, offering both convenience and rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We aim to make the process as straightforward as possible so you can focus on enjoying your new home. If you have questions about eligibility or refinancing, our experts are here to assist.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent. By relying on verified financial institutions, LendMesh helps users avoid misleading or inflated rates often found in less regulated environments.

ORNL FEDERAL CREDIT UNION - Lenoir City, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Lenoir City, TN (37771)