Ornl Credit Union La Follette TN | Affordable Auto Loans & ATM Access

Introduction

Welcome to Ornl, your trusted partner in financial well-being right here in La Follette, TN. Established in 1948, our credit union has grown alongside our community, proudly serving over 219,000 members with a commitment to providing exceptional service and financial solutions tailored to individual needs. At our branch located at 2229 Jacksboro Pike, we understand that navigating your financial journey can be challenging. That's why we offer a wide range of services, from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. With total assets exceeding $4 billion and deposits amounting to $177,820,004, you can trust that your finances are in capable hands. Our dedicated team, led by CEO Jenny Vipperman and Board President William Gorman, is here to ensure that every member feels valued and supported. We have a strong foundation built on trust, transparency, and community engagement. Our robust net worth of $453,527,196 and liquid cash reserves of $78,071,899 demonstrate our stability and ability to meet your needs effectively. While members can visit us at our branch address for day-to-day banking needs open Monday through Saturday official correspondence should be sent to the same location: 2229 Jacksboro Pike, LaFollette, TN 37766. Whether you're looking for competitive loan rates or personalized guidance on saving for the future, our friendly staff is just a phone call away at 865-688-9555. We invite you to explore our website at www.ornlfcu.com for more information or to start your membership journey today. Let us help you achieve your financial goals with confidence!

Branch History & Mission

Commitment to Service

We pride ourselves on being more than just a financial institution; we are your neighbors. With operating hours designed for your convenience from 9:00 AM to 5:00 PM Monday through Thursday, until 6:00 PM on Friday, and 8:30 AM to Noon on Saturday we strive to meet you where you are. For those who prefer digital solutions, we embrace technology that enhances your experience. From online banking to mobile payments, we ensure you can manage your finances effortlessly. Our branch also features ATM availability and drive-thru banking for quick transactions when you're on the go. If you need assistance or have questions about our services including personal loans, auto financing, and business banking feel free to reach out at (865) 688-9555. While members can visit us at 2229 Jacksboro Pike La Follette Tn 37766, official correspondence should be sent to 2229 Jacksboro Pike, LaFollette, TN 37766.

Join Us

At Ornl, we invite you to be part of something special. Experience firsthand the benefits of membership in a credit union that cares deeply about its community. Whether you're looking for a new checking account or seeking guidance on your first home loan, we're here for you every step of the way. Join us today and discover how Ornl can help you achieve your financial goals while contributing positively to La Follette and beyond! Visit us at our website or apply for membership here.

Our Journey

From humble beginnings, Ornl has evolved significantly, adapting to the needs of our members while maintaining our core values. Over the decades, we have expanded our offerings, ensuring we provide not just banking services but also essential tools for financial wellness. Today, our total assets amount to an impressive $4,064,319,542, reflecting our stability and dedication to responsible growth. Our mission is clear: to empower our members with accessible financial solutions while fostering a strong sense of community. We believe in building relationships that matter supporting local initiatives, partnering with schools, and engaging in outreach efforts that uplift those around us.

Branch Location & Accessibility

Convenient Access

At Ornl, we understand that accessibility matters. Our location is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps for those who need them. There's ample parking available, so you can visit us without any hassle. Whether you're stopping in for a quick transaction or planning a longer visit to explore our services, you'll find our branch inviting and accommodating.

Operating Hours

We want to make your banking experience as convenient as possible. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Thursday, and on Fridays, we stay open until 6:00 PM. Plus, for those busy Saturdays, our drive-thru service is available from 8:30 AM until noon. Need assistance? Feel free to call us at 865-688-9555 during these hours!

Services Offered

At Ornl, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. You can also take advantage of our online and mobile banking services that allow you to manage your finances anytime, anywhere. Additionally, our drive-thru service makes simple transactions like deposits and withdrawals quick and easy. With ATM availability right on-site, cash access is just a few steps away!

Visit Us Today!

We invite you to visit us at Ornl in La Follette! Whether you're an existing member or considering joining our credit union family, we're here to assist you with all your banking needs. If you have any questions or want more information about our services, don't hesitate to reach out via phone or stop by our branch today!

Member Eligibility

Joining the Ornl community is a wonderful way to gain access to personalized financial services and support tailored just for you. At our branch located at 2229 Jacksboro Pike La Follette Tn 37766, we welcome anyone who lives, works, worships, or attends school in the area. If you have family members who are already part of our credit union, you can easily join too! Becoming a member not only opens the door to great banking products but also connects you with a community that values your financial well-being. To learn more about the eligibility requirements, feel free to check out the detailed information on our website. When you're ready to take the next step, opening an account is simple! Visit us online at https://www.ornlfcu.com/apply-today or give us a call at (865) 688-9555. We're excited to welcome you into our Ornl family!

Business Banking & Commercial Services

At Ornl in La Follette, TN, we understand that every business has its own unique story and goals. Whether you're a small startup or a growing enterprise, our business banking services are designed to help you thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services tailored to fit your needs. Imagine easily processing payments from customers while keeping track of sales through user-friendly technology. With our merchant solutions, you can focus on what really matters: running your business smoothly. Visit us at 2229 Jacksboro Pike La Follette Tn 37766 or call us at (865) 688-9555 to learn more about how our business banking services can support your journey to success!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we offer tailored solutions that can help your business grow.

Credit Cards & Rewards

Looking for a way to earn rewards on your everyday purchases? Our credit cards with rewards give you the opportunity to earn points while enjoying competitive rates. It's a simple way to make your spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Lafollette, we offer robust online and mobile banking features. Access your accounts anytime, anywhere, whether you're checking balances, transferring funds, or paying bills through our user-friendly app. You can also take advantage of ATM and cash withdrawal services, ensuring that you have access to your money when you need it most.

Drive-Thru & Basic Services

If you prefer face-to-face interactions, our drive-thru service allows you to complete deposits, withdrawals, and other simple transactions without leaving your car. This is just one more way we're committed to making banking as easy as possible for our members.

Join Us Today!

We invite you to explore all that Ornl has to offer. With friendly staff ready to assist you at every turn and a commitment to member satisfaction, there's no better place for your financial needs than at our branch located at 2229 Jacksboro Pike La Follette Tn 37766 in La Follette, TN. For more information or assistance, feel free to call us at (865) 688-9555 or visit us online at our website. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Our personal banking services are designed with you in mind. From checking and savings accounts that help you keep track of your finances, to personal loans for when life throws unexpected expenses your way, we are here to support you. If you're considering buying a car, our auto loans and vehicle financing options make it easier than ever. And for those looking to invest in a home, we offer flexible mortgage loans and refinancing solutions that fit your budget.

Digital & Online Banking

Key Features for Your Convenience

Need to sign documents quickly? With our electronic signature authorization, you can complete transactions without the hassle of printing and mailing forms. Plus, our e-statements are available for those who prefer going paperless keeping your finances organized and accessible while reducing clutter. On the go? Our mobile application makes it easy to bank from anywhere. You can even make mobile payments or send money directly through person-to-person transfers no need for cash or checks! It's all about convenience and making banking fit seamlessly into your busy life. Your security is also a top priority for us. We use advanced technology to ensure that your information remains safe while you manage your accounts online. This way, you can focus on what matters most your financial goals. With all these features available at Ornl, managing your money has never been easier. Join us today and experience the ease of digital banking that puts you in charge!

Financial Strength

Committed Team Ready to Serve

We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 479,842, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 2229 Jacksboro Pike La Follette Tn 37766 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Improvement

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $11,715,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We proudly support our community with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, demonstrating our commitment to helping you achieve your financial goals across various sectors. Our lending capacity is designed with you in mind.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals so you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand your business. We understand that every business is unique, which is why we work closely with you to tailor financing solutions that fit your specific requirements. If you're considering refinancing any of your current loans or exploring eligibility options for our various products, our knowledgeable staff at Ornl is ready to assist you. You can reach us at (865) 688-9555 during our operating hours: 9:00 AM to 5:00 PM Monday - Thursday, 9:00 AM to 6:00 PM Friday, and 8:30 AM to Noon on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Ornl, we aim to empower our members with the resources they need to succeed financially. Visit us today at 2229 Jacksboro Pike La Follette Tn 37766 in La Follette, TN, or check out our website for more information on how we can help you achieve your financial goals!

Credit Lines and Unsecured Loans

For those needing additional flexibility, we offer credit lines totaling $1,075,532,458 that can help you manage expenses as they arise. We also provide unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. This means you can access cash when needed without putting your assets at risk.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our experienced team is here to guide you through the process.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers from reputable lenders. By focusing on verified data, LendMesh guarantees that users have access to accurate information when comparing loan options.

ORNL FEDERAL CREDIT UNION - La Follette, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in La Follette, TN (37766)