Ornl Credit Union Knoxville TN | Best Auto Loans & Personal Banking

Introduction

Welcome to Ornl, your trusted financial partner located at 4510 E Emory Rd, Knoxville, TN 37938. Since our establishment in 1948, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial growth. With over 219,109 members and total assets exceeding $4 billion, we pride ourselves on providing personalized banking solutions that meet the diverse needs of our members. At Ornl, we understand that every financial journey is unique. Whether you're looking for competitive auto loans, convenient checking accounts, or reliable mortgage options, our team is here to guide you every step of the way. We have successfully facilitated a total of 99,975 loans and leases, ensuring that our members can achieve their financial goals with ease. Under the leadership of our CEO, Jenny Vipperman, and Board President, William Gorman, we strive to create an environment where trust and transparency flourish. Our dedicated staff of 550 employees works tirelessly to ensure that you receive exceptional service whenever you visit us. While members can visit us at our branch location, official correspondence should be sent to the same address: 4510 E. Emory Road, Knoxville, TN 37938. With a net worth of $453,527,196 and total deposits amounting to $177,820,004, Ornl stands as a pillar of stability in the Knoxville community. Our available cash in hand is $78,071,899, allowing us to support our members' needs promptly and effectively. Explore more about how we can assist you by visiting our website at ornlfcu.com. If you have questions or need assistance, don't hesitate to call us at 865-688-9555 during our business hours from 9:00 AM to 5:00 PM (Monday - Thursday), until 6:00 PM on Fridays, and from 8:30 AM to Noon on Saturdays. Join us at Ornl where your financial well-being is our top priority!

Branch History & Mission

A Legacy of Growth

The journey of Ornl began with a vision to provide personalized financial services tailored to the needs of our local community. As we evolved, we embraced modern technology while maintaining our core values of integrity and service. We are proud to offer a range of products from checking and savings accounts to auto loans, mortgages, and business banking solutions ensuring that every member finds the right financial path for their goals. Our mission at Ornl is simple yet profound: we aim to empower our members by providing exceptional financial services while fostering community support and development. We believe that by investing in our members' success, we contribute to the overall well-being of Knoxville and its surrounding areas.

Community Commitment

At Ornl, community involvement is at the heart of what we do. We actively participate in various outreach programs and partnerships that aim to uplift those around us. Whether it's sponsoring local events or offering financial education workshops, we are dedicated to making a positive impact in Knoxville. We understand that convenience is key in today's fast-paced world. That's why we offer digital banking options such as online banking, mobile payments, and e-statements. Our branch also features an ATM for easy cash access and drive-thru services for quick transactions. While you can visit us at our branch address for all your banking needs, please direct any official correspondence to 4510 E. Emory Road, Knoxville, TN 37938, if needed.

Join Us Today!

As we continue this journey together with our members, we invite you to experience the benefits of being part of Ornl. With our dedicated team led by CEO Jenny Vipperman and Board President William Gorman, you can be assured that your financial future is in capable hands. Discover how membership can work for you by visiting us or calling us at 865-688-9555. Join us today and let's build a brighter future together!

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Situated near key landmarks in the area, our branch is easy to find. We pride ourselves on being a community-friendly space that's designed with accessibility in mind. The branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without any hassle. Plus, ample parking is available right outside, making it simple for you to stop by.

Operating Hours and Services

Our operating hours are designed to fit your busy schedule. We're open from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and we even welcome you on Saturday from 8:30 AM until noon for drive-thru services. Whether you need help with checking accounts, auto loans, or mortgage options, our dedicated staff is ready to assist you during these hours. In addition to our friendly staff, we offer various convenient services including ATM access and drive-thru banking for quick transactions like deposits and withdrawals. For members who prefer digital solutions, we also provide online and mobile banking options so you can manage your finances anytime. While members can visit us at 4510 E Emory Rd Knoxville Tn 37938, official correspondence should be sent to 4510 E. Emory Road, Knoxville, TN 37938 if different. Feel free to reach out at (865) 688-9555 with any questions or concerns you'll always receive a warm response from our team. We invite you to come visit us at Ornl your local credit union where community matters most!

Member Eligibility

At Ornl, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or attend school in the areas we serve, you're likely eligible to join our family. We proudly cater to a diverse group of members, ensuring everyone feels at home here. By joining us, you'll not only gain access to fantastic financial services but also enjoy the advantages of lower fees and better rates compared to traditional banks. To find out more about eligibility requirements and see if you qualify, visit us at . When you're ready to open an account, the process is straightforward just check out our easy online application at https://www.ornlfcu.com/apply-today. If you have any questions or need assistance along the way, feel free to give us a call at (865) 688-9555. We're excited to help you start your journey with us at Ornl, located at 4510 E Emory Rd Knoxville Tn 37938!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services designed to make everyday transactions easier. Imagine a local café using our point-of-sale systems quickly processing payments while tracking sales data all from one platform. This not only streamlines operations but also enhances customer experiences. Visit us at 4510 E Emory Rd Knoxville Tn 37938 in Knoxville, TN, or give us a call at (865) 688-9555 to explore how our business banking solutions can help your venture thrive!

Comprehensive List Of Services

Accessibility and Support

At Ornl, member satisfaction is important to us. Our friendly staff is ready to assist you during lobby hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and even from 8:30 AM to noon on Saturday for drive-thru services. If you have any questions or need assistance, feel free to reach out by calling us at (865) 688-9555. Our commitment is to provide all members with accessible financial services in a welcoming environment. Explore what we have to offer and discover how easy it can be to manage your finances with us. If you're ready to take the next step towards better financial health, visit us online at Halls or stop by our branch today!

Credit Cards and Business Banking

Many of our members enjoy the benefits of our Credit Cards with Rewards, which allow you to earn points or cash back on your everyday purchases. This means more rewards for doing what you already do! For small business owners, we offer tailored Business Banking services including Merchant Services & Business Loans designed to support your growth and success. From accepting payments seamlessly to securing funding for expansion, we have resources available just for businesses.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. You can easily transfer funds, pay bills, and even set up mobile payments directly from your smartphone or computer. Need cash quickly? Our accessible ATM & Cash Withdrawal Services ensure that you can get cash when you need it without any hassle. For simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking options.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming, which is why we offer comprehensive personal banking options. With our Checking & Savings Accounts, you can easily keep track of your money and save for future needs. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help get you on the road with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to simplify the process and make homeownership a reality. Additionally, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services provide solutions to help you regain control over your finances.

Digital & Online Banking

Accessibility and Security

At Ornl, we prioritize your security. Our digital banking services include robust security measures to protect your personal information while offering user-friendly features that make banking stress-free. With real-time account management tools at your fingertips, you can monitor transactions and stay updated on your financial status effortlessly. In summary, our digital and online banking services at Ornl are designed for accessibility and ease of use. Whether you're at home or out and about, managing your finances has never been more convenient or secure. Explore all the possibilities today by visiting us at https://www.ornlfcu.com/!

Key Features

With our online banking, you can easily check your balances, transfer funds, and pay bills without the hassle of visiting a branch. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to manage your financial documents. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. For those on the go, our mobile application gives you the power to manage your finances right from your smartphone. You can make mobile payments with ease and send money through person-to-person transfers quickly and securely. Whether you're splitting a bill with friends or paying back a family member, this feature ensures that money moves as fast as you do.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,411,631. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 4510 E Emory Rd Knoxville Tn 37938 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $35,430,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our ability to provide $41,590 in used auto loans and a total of $3,389,938,692 in loans and leases.

Secure Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundations

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those who may be considering business ventures or expansions, our outstanding commercial loans totaling $121,686,212 provide the capital needed for growth. Additionally, if you're looking for flexibility in managing cash flow, our total credit lines of $1,075,532,458 offer accessible funds when you need them most. At Ornl, we believe that everyone deserves access to affordable lending options. We encourage you to reach out for information about refinancing options and eligibility requirements tailored to your situation. Our dedicated team is here to answer any questions you may have about our loan offerings. Feel free to contact us at (865) 688-9555 or visit us at our branch located at 4510 E Emory Rd Knoxville Tn 37938 in Knoxville, TN. For more details on how to apply for a loan today, check out our website at https://www.ornlfcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure you can secure a home that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These cards come with features designed to help you track spending and earn rewards while building your credit score.

Loan Aggregator

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Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans