Ornl Credit Union Knoxville TN | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Ornl, your trusted partner in financial well-being, located at 9570 Middlebrook Pike, Knoxville, TN 37931. Since our establishment in 1948, we have been dedicated to serving our community with integrity and commitment. With a total membership of over 219,000 members, we pride ourselves on being more than just a financial institution; we're a cornerstone of support for families and businesses alike. At Ornl, we understand that each member's journey is unique. That's why we've built a robust suite of services tailored to meet diverse needs from personal banking solutions like checking and savings accounts to financing options such as auto loans and mortgages. With total assets exceeding $4 billion and deposits reaching $177,820,004, we're equipped to help you achieve your financial goals with confidence. Our leadership team, guided by CEO Jenny Vipperman and Board President William Gorman, works tirelessly to ensure you receive the best service possible. We employ over 550 dedicated staff members who are here to assist you every step of the way. Whether you're visiting us in person or utilizing our online resources at ornlfcu.com, you can expect a warm welcome and expert advice tailored to your needs. While members can visit us at our branch address, official correspondence should be sent to the same location for convenience. Should you have any questions or need assistance, feel free to call us at 865-688-9555 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. Join us today and discover how Ornl can help you navigate your financial journey with ease!

Branch History & Mission

At Ornl, located at 9570 Middlebrook Pike in Knoxville, TN, we proudly celebrate a legacy that began in 1948. Over the years, we have transformed from a small community-focused financial institution into a vital partner for over 219,000 members. Our growth is a testament to our unwavering commitment to serve our community and provide exceptional financial services. The journey of Ornl began with a clear mission: to empower individuals and families by offering accessible financial solutions. We strive to create a welcoming environment where members can feel confident about their financial decisions. This dedication is reflected in our total assets of over $4 billion, which enables us to offer a diverse range of products and services tailored to meet the unique needs of our members. Our mission goes beyond just providing banking services; it encompasses supporting our community through various outreach efforts. We believe in giving back and actively participate in initiatives that make a difference in the lives of those around us. From local sponsorships to educational programs, we are committed to being an integral part of Knoxville's vibrant community. While members can visit us at our branch on Middlebrook Pike, official correspondence should be sent to the same address. Our operating hours are designed with convenience in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Additionally, we are pleased to offer ATM access and drive-thru banking for added convenience. As we look toward the future, we continue to embrace technology while ensuring that our services remain accessible and user-friendly. With features like online banking, mobile payments, and e-statements available, we aim to simplify your banking experience without sacrificing personal touch. Join us at Ornl and discover how we can help you achieve your financial goals. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Experience the difference that comes from being part of a credit union that truly cares about its members! For more information or assistance, don't hesitate to contact us at 865-688-9555.

Branch Location & Accessibility

Welcome to Ornl, your friendly neighborhood credit union located at 9570 Middlebrook Pike in beautiful Knoxville, TN! We pride ourselves on being accessible and convenient for our members. Just a stone's throw away from popular spots like the West Town Mall and the scenic Lakeshore Park, you can easily swing by for your banking needs while enjoying everything this vibrant area has to offer. At Ornl, we understand that accessibility is key. Our branch features ADA-compliant entryways, ensuring that everyone can come in with ease. Plus, we have ample parking available, making it simple for you to stop by without any hassle. For those who prefer driving through, our drive-thru service is ready to assist you with deposits, withdrawals, and other simple transactions perfect for when you're on the go! While you can visit us at our branch location for all your financial needs, please note that any official correspondence should be sent to the same address: 9570 Middlebrook Pike, Knoxville, TN 37931. Our operating hours are designed with your schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:00 PM, extending our hours until 6:00 PM on Fridays. If you need us on Saturdays, we're here from 8:30 AM until noon. Have questions? Don't hesitate to give us a call at 865-688-9555 we're always happy to help! In addition to our welcoming environment and easy access, we provide a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks anytime. We invite you to stop by Ornl today! Whether you're looking to open an account or simply have a chat about your financial goals, our team is here for you. Come see how we can make banking easier and more enjoyable for you!

Member Eligibility

At Ornl, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the Knoxville area, or have family members who are already part of our credit union, you're likely eligible to join us. We're here to help you with a range of services like checking and savings accounts, auto loans, and more designed to meet your unique needs. To explore the specific eligibility criteria in detail, please visit our resource at . Joining is just a few clicks away! You can easily open your account online by following the steps outlined on our website at https://www.ornlfcu.com/apply-today. If you have any questions or need assistance, don't hesitate to give us a call at (865) 688-9555. We're excited to welcome you to our Ornl family, located at 9570 Middlebrook Pike Knoxville Tn 37931, where we prioritize your financial well-being!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your retail shop and being able to accept payments seamlessly, whether it's cash or credit cards. Our services help you keep transactions smooth, so you can focus on what matters growing your business. Located at 9570 Middlebrook Pike Knoxville Tn 37931, Knoxville, TN, we're here to partner with you on your journey. Connect with us today at (865) 688-9555 to explore how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, along with essential ATM access for balance checks and cash withdrawals. Our goal is to make banking as straightforward as possible for all our members. At Ornl, we believe that banking should be about more than just numbers; it should be about relationships and community. If you have questions about any of our services or want to learn how we can assist you further, please don't hesitate to reach out! You can call us at (865) 688-9555 or visit our website at Middlebrook. We look forward to serving you!

Business Banking

For entrepreneurs and business owners, our business banking services include essential tools like merchant services and business loans. We understand that running a business requires flexibility and support, so our team is here to help you navigate your financial needs.

Credit Solutions

Life can throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation options. These services can help you manage your financial obligations more effectively. Plus, with our credit cards featuring rewards, every purchase can earn you points towards exciting rewards!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Ornl, we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking your balance, transferring funds, or making payments. Our ATM and cash withdrawal services ensure easy access to your money whenever you need it.

Personal Banking

Whether you're looking to open a new checking or savings account, Ornl has you covered. Our personal banking options are designed for everyone, from students just starting out to families planning for the future. Need a vehicle? We offer auto loans and vehicle financing that can get you behind the wheel quickly. For those dreaming of owning a home, our mortgage loans and refinancing services make it simple and affordable.

Digital & Online Banking

Key Services

Visit us online at https://www.ornlfcu.com/ to explore our full suite of digital banking features. Enjoy the convenience of 24/7 online banking services, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Our mobile application makes it even easier just download it to manage your finances on the go! Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with just a few taps on your phone. Plus, if you prefer paperless options, we provide e-statements for easy tracking of your transactions.

Security and Ease-of-Use

Your security is our top priority. We utilize electronic signature authorization for safe online transactions, so you can have peace of mind while banking digitally. All these features are designed to make your life easier while ensuring your personal information remains protected. With our mobile payments feature, you can make quick and secure purchases right from your smartphone. Whether you're at the grocery store or out with friends, managing your money has never been more convenient. At Ornl, we aim to empower our members with accessible and easy-to-use financial tools that put you in control of your finances. Join us today and experience the benefits of modern banking tailored just for you!

Financial Strength

Growing Member Base

Total Share Accounts stand at 479,842, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $2,411,631, further highlighting our dedication to supporting our community's financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 9570 Middlebrook Pike Knoxville Tn 37931 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secured

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $35,430,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those considering business opportunities, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We also have options for personal loans and debt consolidation to assist you in managing your financial situation more efficiently. At Ornl, we believe in making borrowing easy and accessible. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Feel free to contact us at (865) 688-9555 or visit us at our branch located at 9570 Middlebrook Pike Knoxville Tn 37931, Knoxville, TN. We're here to assist you from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Fridays, and from 8:30 AM to 12:00 PM on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We are committed to guiding you through the mortgage process with transparency and support at every step.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can fit into your lifestyle seamlessly.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By working exclusively with legitimate financial institutions, LendMesh guarantees that the information you see is accurate and trustworthy.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans