Ornl Credit Union Knoxville TN | Cheap Mortgage Refinance & Rewards Cards

Introduction

Welcome to Ornl, your trusted financial partner located at 7228 Oak Ridge Hwy, Knoxville, TN 37931. Since our establishment in 1948, we have proudly served our community with a commitment to helping members achieve their financial goals. With over 219,000 members and total assets of an impressive $4,064,319,542, we stand as a pillar of support for families and businesses alike. At Ornl, we understand the importance of personalized service. Under the leadership of our dedicated CEO, Jenny Vipperman, and Board President William Gorman, our team of 550 employees is here to provide you with tailored solutions that fit your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business financing options, we're equipped to assist you every step of the way. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 7253, Knoxville, TN 37931. With total deposits amounting to $177,820,004 and cash in hand totaling $78,071,899, we are well-prepared to help you secure your financial future. We invite you to explore our range of services including online and mobile banking options that make managing your finances more convenient than ever. For any inquiries or assistance, feel free to reach out to us at 865-688-9555 during our operating hours. We look forward to serving you! Join us today and experience the difference that community-focused banking can make! Visit our website at ornlfcu.com or stop by our branch we can't wait to meet you!

Branch History & Mission

At Ornl, we take pride in our rich history and commitment to serving our community in Knoxville, TN. Since opening our doors in 1948, we have dedicated ourselves to providing exceptional financial services and support for our members. Our branch, located at 7228 Oak Ridge Hwy, has grown significantly over the years, now boasting a membership of over 219,000 individuals. This growth reflects not just our success as a credit union but also the trust that our community places in us. Our mission is simple yet profound: to enhance the lives of our members through personalized financial solutions while contributing positively to the local community. We believe that everyone deserves access to quality financial services, which is why we offer a range of products tailored to meet diverse needs from checking and savings accounts to auto loans and mortgages. We strive to ensure that every interaction with us is meaningful and supportive. While members can visit us at 7228 Oak Ridge Hwy Knoxville Tn 37931, official correspondence should be sent to PO Box 7253, Knoxville, TN 37931. Our operating hours are convenient for busy schedules: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Additionally, we provide ATM access and drive-thru banking for quick transactions. Over the years, we have made significant advancements in technology to better serve our members. With features like online banking and mobile payments available, managing finances has never been easier or more accessible. We are also proud of our commitment to ADA compliance, ensuring that all members can utilize our services comfortably. Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that support local initiatives. Whether it's sponsoring community events or hosting financial literacy workshops, we aim to give back and make a difference where it matters most. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Ornl. Visit us today or explore more about what we offer at our website. Together, let's build a stronger financial future!

Branch Location & Accessibility

Call-to-Action

Ready to experience all that Ornl has to offer? Feel free to stop by our branch or give us a call at 865-688-9555 if you have any questions. We're here to help you every step of the way on your financial journey!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Our friendly staff is always here during these hours to help with everything from personal banking inquiries to loan applications.

Parking and Accessibility

Our branch offers ample parking right outside, making it simple for you to pop in and get your banking done quickly. We are committed to accessibility for all our members, featuring ADA-compliant entrances and ramps. You can feel confident visiting us knowing that we strive to accommodate everyone's needs.

Services Offered

At Ornl, we provide a full suite of financial services tailored for both individuals and businesses. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got you covered! Plus, if you prefer the ease of digital banking, our online and mobile services allow you to manage your finances anytime, anywhere. For those on the go, we also have an ATM available for quick cash withdrawals and balance checks. If you prefer face-to-face service but need a little more convenience, our drive-thru banking allows for simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Ornl is like stepping into a community that truly cares about your financial well-being. If you live, work, or attend school in the Knoxville area, you're already on the path to joining us! Our membership is open to anyone who meets these simple criteria, so whether you're a long-time resident or new to the area, we welcome you with open arms. Not only will you gain access to a wide range of personalized banking services and competitive rates, but you'll also be part of a supportive network that prioritizes your needs. To start your membership journey, just visit us at our branch located at 7228 Oak Ridge Hwy Knoxville Tn 37931 or give us a call at (865) 688-9555 for more information. You can find detailed eligibility requirements and updates on our website at . When you're ready, opening an account is easy! Simply follow the steps outlined on our account opening page here: https://www.ornlfcu.com/apply-today. Join us today and discover the benefits of being a member at Ornl!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify your payment processes. Whether you're accepting card payments at your retail location or online, our solutions ensure smooth transactions for you and your customers. This means less hassle for you and more satisfaction for your clients. Visit us at 7228 Oak Ridge Hwy Knoxville Tn 37931 in Knoxville, TN, or call us at (865) 688-9555 to learn more about how our business banking services can empower your enterprise!

Comprehensive List Of Services

Business Banking

We also cater to local entrepreneurs with our comprehensive business banking services, including merchant services and business loans. Whether you're starting fresh or expanding an existing venture, our dedicated team will work closely with you to find solutions that fit your business model.

Credit Cards

For those looking to earn rewards while they spend, our credit cards with rewards can be a fantastic choice. Picture this: every purchase you make could bring you closer to that weekend getaway or the latest gadget you've had your eye on!

Drive-Thru Services

Need quick assistance? Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car perfect for those busy days when time is of the essence. At Ornl, we strive to create an inclusive environment where everyone feels welcome. Our goal is simple: empower members with the tools they need for financial success. If you're ready to explore how our services can benefit you, don't hesitate to reach out! Give us a call at (865) 688-9555, or stop by our branch during operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. Let us partner with you on your financial journey!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Ornl, we offer robust online and mobile banking features. You can manage your accounts from anywhere pay bills, transfer funds, or check balances right from your smartphone or computer. Our ATM services ensure you have access to cash when needed without any hassle.

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances, to auto loans and vehicle financing that make getting on the road easier, we've got you covered. Imagine driving away in your new car, knowing that you secured an affordable rate through our straightforward application process. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options can help simplify that journey too. We offer competitive rates and personalized service to ensure you're comfortable with every decision. Plus, if you're facing financial challenges, our personal loans and debt consolidation options can provide relief by combining multiple debts into one manageable payment.

Digital & Online Banking

E-Statements and Mobile Features

Keep your finances organized with e-statements that are not only environmentally friendly but also easily accessible anytime you need them. Say goodbye to paper clutter and hello to convenience! For those who prefer banking on their mobile devices, our mobile application is here to help. It includes features like mobile payments, allowing you to pay for purchases directly from your phone, and person-to-person transfers so you can send money to friends or family quickly and easily.

Security and Accessibility

Your security is our top priority. Our online banking services use advanced technology to keep your information safe while providing easy access whenever you need it. You can enjoy peace of mind knowing that your financial details are protected. With all these tools at your fingertips, managing your finances has never been easier or more secure. Experience the modern way of banking with Ornl today!

Financial Strength

Commitment to Members

Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $2,411,631. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 7228 Oak Ridge Hwy Knoxville Tn 37931 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $35,430,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $41,590 in used auto loans and $3,389,938,692 in total loans and leases supports members' financial goals across various sectors.

Solid Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We support local businesses with tailored financing solutions designed to foster growth and success. At Ornl, we prioritize your financial well-being and are here to assist you every step of the way. Our team is ready to discuss refinancing options if you're considering adjusting your current loan terms or exploring eligibility for any of our products. To learn more about our loan offerings or to start an application, give us a call at (865) 688-9555, or visit us at our branch located at 7228 Oak Ridge Hwy Knoxville Tn 37931 in Knoxville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for added flexibility, our total credit lines amount to $1,075,532,458. This allows you to borrow what you need when you need it. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach guarantees that users receive fair and transparent offers. Each lender's information is verified to ensure accuracy, allowing you to trust the comparisons presented.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans