Ornl Credit Union Knoxville TN | Best Auto Loans & Personal Banking

Introduction

At Ornl, located at 5409 Millertown Pike, Knoxville, TN 37924, we pride ourselves on being more than just a financial institution. Established in 1948, our credit union has grown into a trusted partner for over 219,000 members in the community. With assets totaling an impressive $4,064,319,542 and deposits reaching $177,820,004, we are committed to providing financial solutions that empower our members to achieve their goals. As a member-focused organization, we understand the importance of reliable and accessible banking services. That's why our dedicated team of 550 employees is here to support you with everything from checking and savings accounts to auto loans and mortgage refinancing. Under the leadership of our CEO, Jenny Vipperman, and Board President, William Gorman, we aim to foster a welcoming environment where your financial needs come first. While members can visit us at our branch location, official correspondence should be sent to the same address: 5409 Millertown Pike, Knoxville, TN 37924. We invite you to explore our range of services available online at ornlfcu.com or give us a call at 865-688-9555 during our operating hours from 9:00 AM to 5:00 PM (Monday - Thursday), 9:00 AM to 6:00 PM (Friday), or 8:30 AM to Noon on Saturdays. Whether you're looking for assistance with personal loans or need help navigating your business banking options, Ornl is here for you every step of the way. Join us as we continue to make a positive impact in Knoxville and beyond!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking services. We engage with local organizations and participate in events that promote economic development and education in Knoxville. Whether it's sponsoring local sports teams or hosting financial literacy workshops, we aim to make a positive impact in every way we can.

Join Us

As we look ahead, we invite you to become part of the Ornl family. Experience the difference of a member-focused credit union dedicated to your success. Visit us today or apply online at Ornl's website to discover how we can help you achieve your financial dreams! For any inquiries or assistance, feel free to reach out at 865-688-9555 during our operating hours: Monday - Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to Noon. We look forward to serving you!

Modern Banking for Everyone

While we're proud of our history, we're also focused on the future. We've embraced technology to ensure convenient access to banking services through online and mobile platforms. Our branch features an ATM for quick cash withdrawals and a drive-thru for added convenience during your busy day. For official correspondence, please note that while members can visit us at 5409 Millertown Pike, you can send mail to the same address: 5409 Millertown Pike, Knoxville, TN 37924.

Our Mission

At Ornl, our mission is straightforward yet powerful: to enhance the financial well-being of our members through personalized service and community support. We offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. We believe that when our members succeed, we all thrive. We are committed to being a part of Knoxville's fabric. This means more than just providing financial products; it involves investing in local initiatives and supporting efforts that uplift our community. We strive to make every interaction meaningful, ensuring each member feels valued and supported.

Branch Location & Accessibility

Convenient Access

At Ornl, we understand that accessibility is key. Our location features ample parking and complies with ADA standards, ensuring that everyone can visit us with ease. If you're driving by, you'll find our drive-thru banking option handy for quick transactions without having to leave your car. Plus, we offer ATM services right on-site, making it easy to access cash when you need it. While members can visit us at 5409 Millertown Pike, official correspondence should be sent to the same address as our mailing address is identical: 5409 Millertown Pike, Knoxville, TN 37924.

Get in Touch

Have questions? Don't hesitate to give us a call at 865-688-9555. We're excited to help you with all your financial needs. Come visit us today at Ornl and discover how we can support your financial journey!

Operating Hours

We are here for you during convenient hours! Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays from 9 AM to 6 PM. We also offer Saturday hours from 8:30 AM to Noon for those who might have a busy weekday schedule.

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or discuss mortgage options, our knowledgeable staff is ready to assist you. We provide a range of services including personal loans, credit cards with rewards, and business banking solutions. Everything you need can be handled within our friendly branch atmosphere.

Member Eligibility

At Ornl, we believe that everyone deserves a chance to be part of a caring community that supports your financial goals. If you're looking to join us, you'll find that eligibility is open to a wide range of individuals. Whether you live, work, or worship in the Knoxville area, or if you're related to someone who is already a member, you may qualify to become part of our family. We prioritize making banking accessible and personal, so our membership criteria are designed to be inclusive. For more details about what it takes to join, feel free to visit our eligibility page. Starting your journey with us is straightforward and welcoming! Simply head over to https://www.ornlfcu.com/apply-today to begin the account opening process online. If you have any questions or need assistance, don't hesitate to give us a call at (865) 688-9555. We're here for you and can't wait for you to experience all the benefits that come with being a member of Ornl at 5409 Millertown Pike Knoxville Tn 37924!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine having a reliable partner that helps you accept payments seamlessly, allowing you to focus on what you do best running your business. Our tools can streamline your payment processing, making it easier for customers to shop with you. Visit us at 5409 Millertown Pike Knoxville Tn 37924 in Knoxville, TN, or give us a call at (865) 688-9555 to learn how our business banking and commercial services can empower your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. For those who prefer face-to-face interactions but want to keep it quick and simple, our Basic Drive-Thru Banking provides efficient service for deposits, withdrawals, and other simple transactions. At Ornl, we believe that banking should be straightforward and member-focused. If you have any questions about our services or wish to learn more about how we can assist you on your financial journey, please don't hesitate to reach out at (865) 688-9555. Explore all that we have to offer by visiting us today or check out our website at https://www.ornlfcu.com/. Your financial success is just around the corner!

Business Banking Services

For entrepreneurs and business owners, we offer specialized Business Banking services including Merchant Services and Business Loans that can help grow your operations. We understand the unique challenges businesses face, and our team is here to support you every step of the way.

Credit Cards and Rewards

Our Credit Cards with Rewards give you the chance to earn benefits while making everyday purchases. Imagine getting cash back or rewards points every time you shop! It's a simple way to get more out of your spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide top-notch Online & Mobile Banking services. Whether you're at home or on the go, managing your accounts is just a few taps away. From checking balances to transferring funds, we make banking accessible anytime, anywhere.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our Personal Banking services have got you covered. We offer Checking & Savings Accounts that make it easy for you to save and access your money when needed. You can also take advantage of our Auto Loans & Vehicle Financing options, perfect for helping you drive away in the car of your dreams without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans provide competitive rates and flexible terms to fit your budget. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation options allow you to manage your finances effectively without added stress.

Digital & Online Banking

Instant Transfers and Payments

Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds. And if you're shopping or dining out, take advantage of our mobile payments feature for quick transactions without the hassle of cash or cards. With Ornl, managing your finances has never been more straightforward or secure. Experience the future of banking today!

Key Services

Our online banking platform is user-friendly and fully accessible 24/7 at https://www.ornlfcu.com/. Whether you're checking your balance, paying bills, or transferring money, everything is right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure.

Security and Accessibility

Your security is our priority. We use advanced encryption technology to protect your information while you enjoy the convenience of e-statements, which are available for all members. Say goodbye to paper clutter and hello to easy account management! If you're always on the go, our mobile application allows you to bank right from your phone no matter where life takes you.

Financial Strength

Dedicated Team

We take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 479,842, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 5409 Millertown Pike Knoxville Tn 37924 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our commitment to supporting your financial goals is evident in our lending capacity. With $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we provide diverse options for your borrowing needs.

Member-Focused Savings

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $11,715,646 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those considering starting or expanding a business, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and succeed. Additionally, our personal loans can help consolidate debt or fund unexpected expenses. If you're thinking about refinancing existing loans or exploring eligibility options, our team is here to guide you through every step of the process. Our commitment to supporting our members extends beyond just offering loans; we provide resources and advice to help you navigate your financial journey successfully. Feel free to contact us at (865) 688-9555 during our operating hours: 9:00 AM to 5:00 PM Monday - Thursday, 9:00 AM to 6:00 PM Friday, and 8:30 AM to Noon on Saturdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to discover how Ornl can be part of your financial success story!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we can assist you with competitive rates and flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We aim to make the home-buying process straightforward and accessible for everyone.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that enhance your spending experience while providing a safety net when needed.

Loan Aggregator

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ORNL FEDERAL CREDIT UNION - Knoxville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Knoxville, TN (37924)