Ornl Credit Union Knoxville TN | Cheap Mortgage Refinance & ATM Services

Introduction

Welcome to Ornl, your trusted financial partner in the heart of Knoxville, TN. Located at 8721 Kingston Pike, we have proudly served our community since 1948. With a commitment to putting our members first, we currently support over 219,000 members, helping them achieve their financial dreams with personalized banking solutions. At Ornl, we believe that everyone deserves access to quality financial services. Our total assets stand at an impressive $4,064,319,542, and we manage total deposits of $177,820,004. With a strong net worth of $453,527,196, we are well-equipped to offer a wide range of products including auto loans, mortgages, and personal loans tailored to fit your needs. Our dedicated team of 550 employees, led by CEO Jenny Vipperman and Board President William Gorman, works tirelessly to provide you with exceptional service and support. We also take pride in being a part of your community by offering services that go beyond traditional banking helping individuals and businesses alike grow and prosper. Whether you need assistance with day-to-day banking or are looking for ways to invest in your future, Ornl is here for you. While you can visit us at our branch for all your banking needs, please send any official correspondence to the same address: 8721 Kingston Pike, Knoxville, TN 37923. We invite you to explore our website at ornlfcu.com for more information about our services or feel free to give us a call at 865-688-9555. Join us today and experience the difference that comes from being part of a credit union dedicated to its members!

Branch History & Mission

At Ornl, we take pride in our deep-rooted history and unwavering commitment to serving the Knoxville community. Established in 1948, our branch has been a beacon of financial support for over seven decades. Located at 8721 Kingston Pike, Knoxville, TN 37923, we have grown from humble beginnings to become a vital part of the lives of our members, who now number more than 219,000. Our mission is clear: we are dedicated to providing exceptional financial services while fostering a sense of community. We believe that when our members succeed, we all succeed. This philosophy drives us to offer a range of services tailored to meet the diverse needs of individuals and businesses alike. From checking and savings accounts to auto loans and mortgage financing, we are here to help you achieve your financial goals. Throughout the years, we've adapted to meet changing times. Our total assets have reached an impressive $4,064,319,542, showcasing our growth and stability. We've embraced technology with services like online banking and mobile payments while ensuring accessibility for everyone, including those with disabilities. Community outreach is at the heart of what we do. We partner with local organizations to support various initiatives that uplift our neighbors and enhance the quality of life in Knoxville. Our drive-thru service makes banking easy for those on the go, and our ATMs provide quick access to cash whenever needed. While members can visit us at 8721 Kingston Pike Knoxville Tn 37923, official correspondence should be sent to 8721 Kingston Pike, Knoxville, TN 37923 if different. Our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM until noon for drive-thru services. As we look towards the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Ornl where your financial success is our mission. For inquiries or assistance, feel free to call us at (865) 688-9555 or explore our website at Ornl. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

Ready to experience the convenience of banking with Ornl? We invite you to visit us at our West Knoxville branch or give us a call today! Let us help you achieve your financial goals in a friendly and supportive environment.

Nearby Landmarks and Accessibility

Located near popular spots like the West Town Mall and just a short drive from I-40, Ornl is perfectly situated for both locals and visitors. Parking is available right outside our entrance, with ADA-compliant access ensuring that everyone can visit us comfortably.

Operating Hours and Services

We want to make banking as convenient as possible. Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, extending until 6:00 PM on Fridays. Need assistance on Saturday? Swing by our drive-thru service between 8:30 AM and noon. If you have any questions or need help with your account, don't hesitate to call us at 865-688-9555. At Ornl, we offer a range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have you covered. Plus, with our ATM availability and basic drive-thru banking services, managing your finances has never been easier!

Member Eligibility

At Ornl, we believe that everyone deserves to be part of a welcoming community that supports their financial journey. Becoming a member is simple and straightforward! If you live, work, or worship in the Knoxville area, you're likely eligible to join us. We also welcome family members of existing members, which makes it even easier to share the benefits of membership with your loved ones. By choosing Ornl, you gain access to a variety of services tailored just for you like personal banking, auto loans, and online banking options that fit your busy lifestyle. Ready to take the next step? You can find detailed eligibility criteria. When you're ready to open an account, visit us at our branch located at 8721 Kingston Pike Knoxville Tn 37923, or give us a call at (865) 688-9555. We're excited to help you become a part of our family! For more information on account opening, check out this link: https://www.ornlfcu.com/apply-today.

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers effortlessly, whether in-store or online. Our reliable services ensure that transactions are smooth and secure, allowing you to focus on what truly matters growing your business. Located at 8721 Kingston Pike Knoxville Tn 37923 in Knoxville, TN, our team is here to assist you Monday through Saturday. Give us a call at (865) 688-9555 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

We also make banking easy with our ATM services for quick cash withdrawals and balance checks anytime you need them. For those who prefer face-to-face interactions but are short on time, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car. At Ornl, we're committed to enhancing your financial journey with services that fit your life. If you're ready to explore how we can help you achieve your financial goals or if you have any questions about our offerings, don't hesitate to reach out! Call us at (865) 688-9555 or visit us today at 8721 Kingston Pike Knoxville Tn 37923. Your financial well-being is just a visit away!

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, our team is here to support your entrepreneurial journey.

Credit Cards with Benefits

Looking to earn rewards while you spend? Our credit cards come with great benefits designed for everyday use. Enjoy cashback or travel rewards while using your card for purchases.

Home Sweet Home

Thinking about buying a house? Our mortgage loans and refinancing options can guide you through the process, making homeownership more accessible. You'll benefit from competitive rates and personalized service every step of the way.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why Ornl provides robust online and mobile banking features. With just a few clicks or taps on your device, you can manage your accounts, transfer funds, pay bills, and even send money to friends through our person-to-person payment service.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. At Ornl, we offer various accounts tailored for different lifestyles and goals. If you're dreaming of that new car, our auto loans and vehicle financing options will help you hit the road in no time. We also understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation solutions are here to assist you when needed.

Digital & Online Banking

Convenient Online Services

Explore our online banking options at https://www.ornlfcu.com/, where you can check balances, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services ensure that you have control over your finances whenever you need it. Whether you're at home or on the go, managing your money has never been simpler.

Enhanced Features for Your Security

We prioritize your security with features like electronic signature authorization, making it easy for you to sign documents safely from the comfort of your home. Plus, with e-statements available, you'll receive your account statements securely in digital format no more waiting for paper statements to arrive in the mail.

Mobile Banking Made Easy

For those who prefer banking on-the-go, our mobile application allows you to manage your accounts right from your smartphone. With options for mobile payments, sending money to friends and family through person-to-person transfers, and quick access to all your financial needs, staying connected has never been easier.

Real-Time Management at Your Fingertips

With all these tools combined, you gain real-time access to your accounts and transactions. This means no more guessing about your balance or wondering if that payment went through. At Ornl, we're committed to providing you with a seamless experience so you can focus on what matters most your life. Join us today and discover how our digital banking services can enhance your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team Behind You

Our success is driven by our dedicated team of 531 full-time employees and 19 part-time employees who are always ready to assist you with knowledgeable support. Additionally, our operational efficiency is reflected in our $11,715,646, enabling us to continue offering competitive loan rates and solid financial products tailored for our members.

Growing Together

Total Share Accounts stand at 479,842, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $2,411,631, we are positioned to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 8721 Kingston Pike Knoxville Tn 37923 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road, we're here to support your automotive needs. Whether you're interested in financing a brand-new vehicle or prefer something pre-owned, our flexible terms can fit any budget.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand your business. Whether it's for equipment purchases, inventory management, or operational costs, we have solutions tailored for small to medium-sized enterprises.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We guide you through every step of the process, ensuring that you feel confident and informed as you make one of life's biggest investments.

Refinancing Options

If you already have a loan with another lender and are considering refinancing, we encourage you to explore how our competitive rates could help lower your monthly payments or reduce your overall interest costs. Our team is ready to discuss eligibility options and find the best solution for your financial situation. At Ornl, we are committed to helping our members navigate their financial journeys successfully. If you're interested in learning more about any of our loan products or wish to discuss your specific needs, don't hesitate to reach out! You can contact us at (865) 688-9555, visit us at 8721 Kingston Pike Knoxville Tn 37923, or explore more about our services online at https://www.ornlfcu.com/.

Unsecured Credit Cards

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $40,103,756 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs designed to benefit you.

Loan Aggregator

Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers, reflecting the most current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you receive is accurate and reliable. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make informed decisions without any influence from advertising. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions. This feature helps you compare different offers quickly, saving you time and money. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's reliability and effectiveness in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ORNL FEDERAL CREDIT UNION - Knoxville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Knoxville, TN (37923)