Ornl Credit Union Knoxville TN | Top Auto Loans & Business Banking

Introduction

At Ornl, located at 2077 Town Center Blvd, Knoxville, TN 37922, we believe in more than just banking; we believe in building lasting relationships with our members. Established in 1948, our credit union has grown to serve over 219,000 members while managing assets totaling an impressive $4,064,319,542. This growth reflects our commitment to providing exceptional financial services tailored to meet the needs of our community. As a trusted member of the Knoxville area, we pride ourselves on offering a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. With total deposits reaching $177,820,004 and a net worth of $453,527,196, you can feel confident that your money is safe and sound with us. Our dedicated team of 550 employees, led by CEO Jenny Vipperman and Board President William Gorman, is here to ensure you receive the best possible service every time you walk through our doors or contact us by phone at 865-688-9555. While members can visit us at our branch for all their financial needs, official correspondence should be sent to the same address: 2077 Town Center Blvd, Knoxville, TN 37922. We invite you to explore the various options available for your banking needs and discover how we can help you achieve your financial goals. Join us today and experience the Ornl difference where your financial well-being is our top priority! For more information about our services or to get started on opening an account, please visit our website at ornlfcu.com or apply directly here.

Branch History & Mission

Join Us!

The story of Ornl continues with you! We invite you to become part of our family. Experience firsthand the benefits of membership from competitive loan rates to community-focused initiatives designed just for you. Explore how we can help you achieve your financial goals today by visiting us or applying online here. Together, let's build a brighter future!

Our Journey

The journey of Ornl is one of resilience and dedication. Since its inception, our mission has been clear: to provide accessible and affordable financial services while fostering a strong sense of community. We take pride in our local roots and are continuously inspired by the people we serve. Our growth reflects not just numbers but the relationships we've built along the way. As we evolved, we embraced advancements that enhance your banking experience. From introducing online banking and mobile payments to ensuring our services are ADA compliant, we strive to be at the forefront of innovation while remaining focused on personalized service. With features like ATM availability and drive-thru banking, we ensure convenience is always within reach for our members.

Our Mission

At Ornl, our mission is simple yet profound: to empower individuals and businesses through comprehensive financial solutions while giving back to our community. We believe that sound financial education is key to success, which is why we actively engage in outreach programs designed to inform and assist our members in making informed decisions about their finances. We aim to create an environment where everyone feels welcome and valued. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking services, you can count on us for support tailored specifically to your needs. While members can visit us at 2077 Town Center Blvd Knoxville Tn 37922, official correspondence should be sent to 2077 Town Center Blvd, Knoxville, TN 37922. If you have any questions or would like more information about our services, feel free to call us at (865) 688-9555.

Branch Location & Accessibility

Accessibility and Amenities

At Ornl, we strive to make banking as accessible as possible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate with ease. You'll find ample parking available right outside our doors, making your visit hassle-free. Plus, if you prefer to bank from the comfort of your car, our drive-thru service is ready to assist you with deposits, withdrawals, and simple transactions.

Connect With Us

Have questions or need assistance? Don't hesitate to give us a call at 865-688-9555! We'd love to hear from you and look forward to welcoming you into our community at Ornl's Northshore branch soon. Your financial journey starts here!

Operating Hours

We understand that life can get busy! That's why we've designed our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending to 6:00 PM on Fridays for those who need a little extra time. We're even here Saturday mornings from 8:30 AM until noon perfect for taking care of banking tasks before your weekend plans kick off!

Services Offered

At the Northshore branch, we offer a variety of services to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, our friendly staff is here to help guide you every step of the way. Don't forget about our ATM availability for quick cash access anytime! While members can visit us at 2077 Town Center Blvd for all their banking needs, official correspondence should be sent to the same address.

Member Eligibility

At Ornl, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in our area, you're likely eligible to become a member. We welcome individuals from all walks of life, ensuring that everyone can benefit from our range of financial services designed with you in mind. To learn more about the specific eligibility criteria, feel free to visit our website at for the most up-to-date information. Once you're ready to take the next step, opening an account is a breeze! Just head over to https://www.ornlfcu.com/apply-today where you'll find all the details you need to get started. Our friendly team is always here to help if you have any questions just give us a call at (865) 688-9555. We can't wait to welcome you into the Ornl family at our convenient location: 2077 Town Center Blvd Knoxville Tn 37922!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily and efficiently while focusing on what you do best running your business. Our merchant services provide you with the tools to accept credit and debit cards, manage transactions seamlessly, and enhance customer satisfaction. Whether you're a small coffee shop or a large retail store in Knoxville, TN, we have tailored solutions that can help streamline your payment processes. Join us at Ornl located at 2077 Town Center Blvd Knoxville Tn 37922 or call us at (865) 688-9555 to discover how we can assist you in achieving your business goals. Your success is our mission!

Comprehensive List Of Services

Accessibility

Located at 2077 Town Center Blvd Knoxville Tn 37922, our branch is designed to be welcoming and accessible for everyone in Knoxville, TN. You can reach us easily at (865) 688-9555 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 8:30 AM to 12 PM. At Ornl, we are committed to making banking not just a transaction but an experience that supports your financial journey. Explore how our comprehensive services can benefit you today! Visit us online at Northshore or stop by our branch; we'd love to help you achieve your financial dreams!

Business Banking

For entrepreneurs and small business owners, we have tailored services that include Business Banking solutions such as Merchant Services and Business Loans. We understand that running a business requires reliable financial support, so we strive to be your trusted partner in growth.

Digital Banking Features

In today's world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills from your smartphone, our digital platforms ensure you have access at your fingertips. We also provide essential ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals without leaving your car.

Personal Banking

When it comes to personal banking, we understand that each member has unique needs. That's why we offer various Checking & Savings Accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, our accounts come with features that help you achieve your financial goals. For those looking to drive home in a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We work with you to find a plan that suits your budget, making car ownership easier than ever. If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services are here for you. We guide you through the process with expert advice and support every step of the way.

Personal Loans and Credit Cards

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions can help ease the burden by offering affordable repayment options that fit your financial situation. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases, turning your spending into savings.

Digital & Online Banking

Always Here When You Need Us

At Ornl, we believe that banking should fit into your lifestyle. That's why our online banking services are available 24/7, allowing you to manage your finances on your schedule. With features like e-statements and mobile payments, we make sure you have everything needed for efficient account management right in your pocket. Join us today at Ornl and experience how easy digital banking can be!

Key Features for Your Convenience

Our online banking service allows you to view your account balances, transfer money, and pay bills with just a few clicks. Whether you're at home or on the go, you can access your finances from any device. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Plus, with electronic signature authorization available, handling documents is a breeze no more printing or mailing forms!

Mobile Banking Made Easy

For those who prefer managing their accounts on the go, our mobile application is a game-changer. Available for download now, it allows you to deposit checks digitally and make mobile payments effortlessly. You can even set up e-statements to keep track of your transactions without the clutter of paper statements. Security is a top priority; rest assured that your information is protected while you enjoy the convenience of banking from anywhere.

Financial Strength

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

We have a strong community of trust with 479,842 total share accounts. This growing member base shows that many individuals believe in our mission to provide secure and beneficial banking services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 2077 Town Center Blvd Knoxville Tn 37922 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $35,430,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is demonstrated through $41,590 in used auto loans and $3,389,938,692 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds highlights our dedication to prioritizing your financial well-being.

Strong Net Worth

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier than ever to secure the car you need.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. If you need extra cash for unexpected expenses or just want some peace of mind, our credit lines can provide the support you need without the hassle. If you're considering refinancing any of your existing loans, we encourage you to reach out. We can discuss eligibility options that may help lower your payments or reduce your interest rates. At Ornl, we're committed to providing clear information and excellent service. For more details about our loan offerings or to start an application, feel free to give us a call at (865) 688-9555 during our operating hours: 9:00 AM to 5:00 PM Monday - Thursday, 9:00 AM to 6:00 PM Friday, and 8:30 AM to 12:00 PM Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our dedicated team is here to guide you through the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. By only including lenders who meet these rigorous standards, LendMesh guarantees that users receive accurate and trustworthy information.

ORNL FEDERAL CREDIT UNION - Knoxville, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans