Ornl Credit Union Knoxville TN | Quick Personal Loans & ATM Access

Introduction

Welcome to Ornl, your trusted partner in financial well-being, located at 7325 Chapman Hwy, Knoxville, TN 37920. Since our establishment in 1948, we have been dedicated to serving our community with a personal touch that sets us apart. With over 219,000 members and assets exceeding $4 billion, we are committed to providing exceptional financial services tailored to meet the diverse needs of our members. At Ornl, we pride ourselves on being more than just a credit union; we are a community hub where relationships matter. Our dedicated team of 550 employees, led by our CEO Jenny Vipperman and Board President William Gorman, works diligently to ensure you receive the best possible service. Whether you're looking for a home loan, auto financing, or everyday banking solutions, we are here to help. We offer a variety of services including checking and savings accounts, auto loans, personal loans, business banking options, and much more. With total deposits reaching $177,820,004 and robust loan offerings totaling 99,975, we strive to make banking convenient and accessible for everyone. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 9028, Knoxville, TN 37940. Ready to take the next step? Visit our website at ornlfcu.com or call us at 865-688-9555 today! We look forward to helping you achieve your financial goals with confidence and care.

Branch History & Mission

At Ornl, we pride ourselves on a rich history that dates back to 1948. Our branch in Knoxville, TN, located at 7325 Chapman Hwy, has served as a cornerstone of the community for decades. With a commitment to providing exceptional financial services, we've grown to serve over 219,000 members and manage total assets of more than $4 billion. This remarkable growth reflects our dedication to meeting the needs of our members and fostering strong relationships within the community. Our mission at Ornl is straightforward: to empower our members through accessible financial solutions while actively supporting the communities we serve. We aim to make banking simple and effective, whether through personal checking and savings accounts or comprehensive auto loans and mortgage services. We also strive to give back, participating in numerous community outreach programs that help enhance the lives of those around us. As we continue to evolve with the times, we embrace technology while ensuring ADA compliance and prioritizing customer-centric initiatives. Members can enjoy convenient online banking options, mobile payments, and even person-to-person transfers. We also maintain an ATM on-site for quick access to cash and offer drive-thru services for those who prefer face-to-face interactions without leaving their vehicles. While members can visit us at 7325 Chapman Hwy, official correspondence should be sent to P.O. Box 9028, Knoxville, TN 37940 if you need to reach out via mail. Our team is available from 9 AM to 5 PM Monday through Thursday, until 6 PM on Friday, and from 8:30 AM to noon on Saturday. At Ornl, we believe that everyone deserves access to reliable financial services tailored to their unique needs. Join us today and experience the benefits of being part of a credit union that truly cares about its members and their community. For more information or to open an account online, please visit our website or call us at 865-688-9555. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Ornl, we prioritize your convenience. Our location offers ample parking and features designed for accessibility, including ADA-compliant ramps to ensure everyone can access our services without any hassle. We also have a drive-thru service available for quick transactions, so you can manage your banking without leaving your vehicle.

Call to Action

If you're looking for a welcoming place where you can take care of all your financial needs, stop by Ornl today! You can also reach us at (865) 688-9555 if you have any questions or want more information about our services. We look forward to serving you!

Operating Hours

We know that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. We're also open on Saturdays from 8:30 AM to noon at our drive-thru for your convenience.

Services Offered

Our friendly staff at Ornl provides a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, credit cards with rewards, and even business banking services we've got you covered! Plus, enjoy the ease of online and mobile banking whenever you need it.

Member Eligibility

Becoming a member of Ornl means joining a caring community that prioritizes your financial well-being. To qualify for membership, you simply need to live, work, or worship in the Knoxville area or be related to someone who does. This inclusive approach ensures that many people can benefit from our friendly services. Once you're ready to take the next step, opening an account is straightforward! You can start the process by visiting our website at https://www.ornlfcu.com/apply-today or give us a call at (865) 688-9555 for more information. For those interested in the finer details of eligibility, we encourage you to check out this link: . Our team is excited to welcome you and help you achieve your financial goals at Ornl, located conveniently at 7325 Chapman Hwy Knoxville Tn 37920.

Business Banking & Commercial Services

At Ornl, we understand that your business is more than just a job; it's your passion. That's why we offer tailored business banking solutions designed to help you thrive. Whether you're a seasoned entrepreneur or just starting out, our commercial loan products can fuel your growth and ambitions. Imagine having the financial support to launch that new product line or expand into a larger space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we provide essential merchant services that simplify transactions for your customers. Picture accepting payments easily whether online or in-store, which can enhance customer satisfaction and boost sales. Located at 7325 Chapman Hwy Knoxville Tn 37920 in Knoxville, TN, our team is ready to partner with you on your journey to success. Contact us at (865) 688-9555 or visit us today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are crafted to support your venture's growth. Whether you're starting anew or expanding an existing business, we are here to offer guidance and resources tailored specifically for entrepreneurs.

Convenient Access

To make your banking experience as smooth as possible, we also provide essential services like ATM access for quick withdrawals and balance checks. Need assistance? Our friendly staff is available through our basic drive-thru banking service for deposits, withdrawals, and other simple transactions.

Financial Support and Credit Options

Sometimes life throws unexpected expenses our way, which is where our personal loans and debt consolidation options come into play. These products can help ease financial burdens by allowing you to manage debts more effectively. Additionally, explore our credit cards with rewards, perfect for those who love earning while they spend.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts tailored for different lifestyles. Imagine setting up an account that not only helps you save but also allows you to access your funds easily through our online and mobile banking platforms. This means you can check balances, transfer money, and pay bills from anywhere with just a few taps on your phone. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away in your dream car. With competitive rates and flexible terms, getting behind the wheel has never been more achievable. If homeownership is on your mind, look no further than our mortgage loans and refinancing services, which are designed to guide you through the home-buying process smoothly.

Your Financial Partner

With all these services readily available at Ornl, located at 7325 Chapman Hwy Knoxville Tn 37920, we invite you to take charge of your financial future today! Have questions? Don't hesitate to reach out at (865) 688-9555 or visit us online at South Knox. We're here to help you navigate your financial journey with confidence and ease. Ready to get started? Open an account today by visiting this link and discover all the possibilities waiting for you!

Digital & Online Banking

Key Services

Our online banking services at https://www.ornlfcu.com/ make it simple to keep track of your finances. Whether you're checking your balance or transferring funds, everything is just a click away. Plus, with our 24/7 online banking services, you can bank whenever it suits you best no need to wait for business hours. For those who are always on the go, our mobile application allows you to manage your accounts right from your smartphone. You can pay bills, deposit checks, and even make person-to-person transfers effortlessly. Imagine sending money to a friend with just a few taps! And if you prefer making payments on the spot, our mobile payments feature lets you use your phone for quick and easy transactions.

Security and Accessibility

Your security is our top priority. With features like electronic signature authorization, you can sign documents safely without the hassle of printing or mailing them. Plus, opting for e-statements means you'll receive secure electronic copies of your statements directly to your inbox no more paper clutter! At Ornl, we believe that banking should be accessible for everyone. Our services are designed to be intuitive and straightforward, so even if you're not tech-savvy, you'll find it easy to manage your money online. Experience the freedom of banking on your terms with us! Visit https://www.ornlfcu.com/ today and discover how easy it can be to take control of your finances while enjoying peace of mind with our secure digital solutions.

Financial Strength

Capital Foundation

Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team

We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to your needs.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 479,842, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of everything we do at Ornl. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 7325 Chapman Hwy Knoxville Tn 37920 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $35,430,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into real benefits for you more resources directed towards enhancing your banking experience.

Reinvestment for Better Services

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to continually improve our offerings while maintaining a robust safety net for your finances.

Secure Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. These options reflect our dedication to helping you grow your savings securely.

Strong Net Worth

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives our members peace of mind knowing their finances are in capable hands.

Supporting Your Financial Goals

We understand the importance of supporting your financial goals. With $41,590 in used auto loans and $3,389,938,692 in total loans and leases, our lending capacity is designed to assist you across various sectors whether you're purchasing a vehicle or investing in other opportunities.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that fit your budget. Whether you're interested in financing a new ride or securing funds for a trusted used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other operational costs, we're committed to supporting local businesses in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We offer tailored solutions to meet your unique needs, whether you're a first-time homebuyer or looking to refinance an existing mortgage. Our knowledgeable staff can guide you through the process and help you find the best option for your situation.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your home's equity, we have refinancing options available across all loan products. Our experienced team will work with you to determine eligibility and find the right solution tailored to your financial goals. For more information about our loan offerings at Ornl, located at 7325 Chapman Hwy Knoxville Tn 37920, Knoxville, TN TN, feel free to reach out at (865) 688-9555. We're here to help you navigate your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These cards come with competitive rates and reward options that make them an excellent choice for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By verifying each lender's credentials, LendMesh guarantees that you are looking at legitimate options tailored to your needs.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans