Ornl Credit Union Knoxville TN | Low Mortgage Rates & ATM Access

Introduction

Welcome to Ornl, your trusted financial partner located at 5505 Kingston Pike, Knoxville, TN 37919. Established in 1948, we have been dedicated to serving our community for over 75 years. With a strong commitment to our members, we proudly support a growing membership of 219,109 individuals who rely on us for their personal and business banking needs. At Ornl, we understand that financial health is vital for our members' well-being. That's why we manage an impressive $4,064,319,542 in total assets and provide over 99,975 loans and leases tailored to meet diverse needs from auto financing to mortgages. With total deposits of $177,820,004, you can trust that your money is secure with us. Our leadership team is here to guide you every step of the way. Under the direction of CEO Jenny Vipperman and Board President William Gorman, we strive to create a welcoming environment where everyone feels valued. Whether you're looking for personal checking accounts or business loans, our services are designed with you in mind. Visit us during our convenient hours or call us at 865-688-9555 to learn more about how we can help you achieve your financial goals. While members can visit us at 5505 Kingston Pike, official correspondence should be sent to the same address. Join us today at Ornl and experience the difference of being part of a community-focused credit union! Explore more about our offerings by visiting our website at ornlfcu.com.

Branch History & Mission

Commitment to Accessibility

In today's fast-paced world, we understand that convenience matters. That's why we offer digital banking solutions alongside traditional services like drive-thru banking and ATM access all designed with accessibility in mind. Whether you prefer visiting us in person or utilizing online services for your banking needs, we are here for you.

Community Partnerships

Over the years, Ornl has partnered with various local organizations and initiatives aimed at enhancing community welfare. From financial literacy programs to support for local charities, we are committed to making a positive impact right here in Knoxville and beyond. Join us today! Experience firsthand how being part of Ornl can transform your financial journey. Whether you're looking for a new checking account or considering a loan for that dream car, we're excited to help you every step of the way. Visit our website or call us at 865-688-9555 for more information on how you can become a member and start enjoying the benefits of belonging to Ornl.

Mission Statement

Our mission at Ornl is simple yet profound: We strive to improve the lives of our members through quality financial products and personalized service. We believe that when individuals thrive financially, entire communities flourish. We are dedicated not only to helping you achieve your financial goals but also to giving back through various community outreach programs. While members can visit us at 5505 Kingston Pike, official correspondence should be sent to 5505 Kingston Pike, Knoxville, TN 37919.

Our Evolution

Since opening our doors, Ornl has continually evolved to meet the needs of our members. From humble beginnings to becoming one of the leading credit unions in the region, we have embraced innovation while staying true to our mission: providing exceptional financial services that empower our members and uplift our community. Our dedicated staff is here to assist you with a wide range of services including personal banking, auto loans, mortgages, and business banking solutions.

Branch Location & Accessibility

Connect With Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 865-688-9555. We invite you to stop by our Bearden branch anytime we're eager to help you achieve your financial goals! Whether you're an existing member or considering joining us, we look forward to welcoming you soon!

Easy Access and Comfort

Our branch features ample parking space to ensure you can find a spot without hassle. For those who may need assistance, we are proud to offer ADA-compliant facilities, including ramps and accessible entrances, making it easy for everyone to access our services.

Operating Hours Designed for You

We understand that convenience is key when it comes to banking. That's why our lobby hours are designed with your schedule in mind. We're open from 9:00 AM to 5:00 PM, Monday through Thursday; on Fridays, we extend our hours until 6:00 PM; and don't forget about Saturday mornings from 8:30 AM to noon for drive-thru banking! This flexibility allows you to get your banking done when it suits you best.

Services Tailored to Your Needs

At Ornl Credit Union, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is here to assist you every step of the way. If you're in a hurry, utilize our drive-thru service for quick deposits or withdrawals without leaving your car.

Member Eligibility

Becoming a member of Ornl is like joining a family that truly cares about your financial well-being. If you're looking for a supportive community that prioritizes your needs, you're in the right place! To be eligible for membership, you generally need to live, work, or attend school in the areas we serve. It's our way of ensuring that we're connected with our members and can provide tailored services that really make a difference. For the most current and detailed eligibility requirements, feel free to check out our website at . Opening an account with us is simple and welcoming! You can start the process online by visiting https://www.ornlfcu.com/apply-today, or if you prefer a more personal touch, give us a call at (865) 688-9555. Our team is here to help you every step of the way, so you can take advantage of everything Ornl has to offer right from our convenient location at 5505 Kingston Pike Knoxville Tn 37919. Join us today and experience how membership can enhance your financial journey!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to expand your operations, hire new staff, or invest in innovative technology. With our commercial loan products, you can turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services are designed to simplify transactions so you can focus on what matters most growing your business. Whether it's accepting credit cards or managing cash flow, we provide practical solutions tailored to your needs. Visit us at 5505 Kingston Pike Knoxville Tn 37919 in Knoxville, TN, or call us at (865) 688-9555 to learn more about how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

Credit Cards and Business Banking

For those who love rewards, our credit cards with rewards program lets you earn points on every purchase. It's not just about personal finances; we also support local businesses through our business banking services, including merchant services and business loans. This way, whether you're an entrepreneur or a seasoned business owner, you'll find the tools you need to succeed.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. Our members can enjoy features like ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals.

Easy Access to Your Finances

With our ATMs available for quick cash withdrawals and balance checks, we ensure that accessing your funds is hassle-free. Plus, if you're ever in need of assistance or want to conduct simple transactions quickly, our drive-thru service is there for you during convenient hours. At Ornl, we believe in making banking work for you. With personalized support from our team at Bearden and various options tailored to fit your lifestyle, we are committed to being your trusted financial partner. If you'd like to learn more about any of these services or discuss how we can help meet your financial goals, please don't hesitate to reach out! Call us at (865) 688-9555 or visit us at Bearden today!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances with ease. Imagine having a checking account that provides you quick access to your money while also earning interest with a savings account. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options are here to help you navigate those unexpected expenses. If you're thinking about buying a new car, look no further than our auto loans and vehicle financing options. We offer competitive rates that make driving off the lot in a new vehicle more achievable than ever. Planning on buying a home? Our mortgage loans and refinancing services can assist you in making that dream a reality.

Digital & Online Banking

Key Features

Our mobile application is designed to enhance your banking experience on the go. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been easier. Plus, with electronic signature authorization, signing documents is quick and hassle-free no need for paper forms!

Secure and Accessible

We prioritize your security. All transactions are protected with robust security measures, giving you peace of mind every time you log in. Additionally, e-statements are available to help you keep track of your finances without cluttering your mailbox. Managing your money should be simple and straightforward. That's why at Ornl, we're committed to providing tools that make it easy for you to access and manage your accounts on your terms. Embrace the ease of digital banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

The strength of our community is evident as shown by the total share accounts at 479,842, highlighting a robust member base that trusts us with their finances. Our net shares available for lending and investments stand at $2,411,631, showcasing our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 5505 Kingston Pike Knoxville Tn 37919 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Reinventing Member Services

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $41,590 in used auto loans and $3,389,938,692 in total loans and leases, which help you achieve your financial goals across various sectors. Our operational efficiency is reflected in our $35,430,408, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We also provide refinancing options, making it easier for you to adjust your payments if your circumstances change.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we're here to assist you every step of the way. In summary, at Ornl, we provide various loan products designed with our members' best interests in mind. If you're ready to learn more about how we can help meet your financial needs, don't hesitate to reach out! You can contact us at (865) 688-9555, visit us at 5505 Kingston Pike Knoxville Tn 37919, or explore more on our website at https://www.ornlfcu.com/.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We prioritize transparency and aim to support you throughout the process, ensuring you have the information needed to make confident decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. This can be an excellent way to handle unexpected expenses or consolidate debt without requiring collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that the offers you see are fair and transparent, allowing you to trust the information at your fingertips.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans