Ornl Credit Union Knoxville TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Ornl, your trusted partner in financial well-being located at 3634 E Magnolia Ave, Knoxville, TN 37914. Established in 1948, we have proudly served our community for over 75 years, growing into a robust credit union with over 219,000 members who rely on us for their banking needs. With total assets exceeding $4 billion, and total deposits amounting to $177,820,004, we are committed to providing you with exceptional service and support. At Ornl, we understand that every member has unique financial goals. That's why we offer a wide range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our dedicated team of 550 employees, led by our CEO Jenny Vipperman and Board President William Gorman, works tirelessly to ensure you feel valued and supported every step of the way. While members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 3634 E. Magnolia Avenue, Knoxville, TN 37914. Whether you're looking to open an account or inquire about loan options (with a total loan portfolio of 99,975 loans and leases), we invite you to reach out or stop by during our convenient operating hours. We invite you to explore how Ornl can make a difference in your financial journey. Call us at 865-688-9555 or visit our website at ornlfcu.com for more information on how we can assist you today!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; we actively participate in community outreach initiatives that strengthen ties within Knoxville. From sponsoring local events to providing financial literacy programs, we believe in giving back and fostering growth within our neighborhoods.

Join Us Today

As we continue this journey of growth and community support, we invite you to become part of the Ornl family. Experience the difference with personalized service and a range of financial products tailored just for you. Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you. Visit us during our operating hours 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM Friday, or 8:30 AM to Noon Saturday or give us a call at 865-688-9555. We look forward to welcoming you into our branch!

Our Journey

From our inception, Ornl was founded on the belief that everyone deserves access to quality financial services. Over the decades, we have expanded our offerings from basic savings accounts to comprehensive business banking solutions ensuring that we cater to every facet of our members' lives. The welcoming atmosphere of our branch reflects our commitment to personal service and community engagement. Our location is not just about providing financial services; it's about building relationships. While you can visit us at 3634 E Magnolia Ave, official correspondence can be sent to 3634 E. Magnolia Avenue, Knoxville, TN 37914 if necessary. We are conveniently situated near local landmarks, making it easy for you to stop by and experience our friendly service firsthand.

Our Mission

At Ornl, our mission is clear: we strive to empower individuals and families through responsible financial practices and community support. We aim to provide accessible products like checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. We believe in not only supporting your financial goals but also enhancing the well-being of the communities we serve. We are committed to utilizing technology to enhance your banking experience while ensuring ADA compliance for all members. Our robust online and mobile banking platforms allow you to manage your finances from anywhere making banking convenient for you.

Branch Location & Accessibility

Convenient Access and Amenities

When you visit us, you'll find ample parking available right outside our doors. Plus, we are committed to accessibility for all our members, featuring ADA-compliant ramps and entrances. Whether you prefer to walk in or take advantage of our drive-thru banking services, we have options that suit your needs. Our operating hours are designed with your busy schedule in mind. We're open from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 8:30 AM to Noon on Saturday. This flexibility means you can easily find a time that works for you.

Services Tailored for You

At Ornl's East Knox branch, we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Need cash? Our ATM is readily available for withdrawals and balance checks whenever you need it. While members can visit us at 3634 E Magnolia Ave for all their banking needs, official correspondence should be sent to the same address. If you have any questions or would like more information about our services, feel free to reach out at 865-688-9555. We invite you to come by and see how we can assist you with all your financial needs. Your community bank is here for you!

Member Eligibility

At Ornl, we believe that everyone deserves a place in our supportive community, and becoming a member is simple and welcoming. If you live, work, or worship in the Knoxville area, or if you have family who are already members, you're likely eligible to join us. We celebrate diversity and want to ensure that everyone feels at home here, so don't hesitate to reach out! For detailed eligibility criteria, you can visit our website at . Joining Ornl comes with fantastic benefits like access to personalized banking services, competitive loan rates, and a variety of financial tools designed to help you thrive. Opening an account is a breeze just visit us online at https://www.ornlfcu.com/apply-today or give us a call at (865) 688-9555 during our operating hours. Our friendly team is ready to help you take the first step toward joining our vibrant community at 3634 E Magnolia Ave, Knoxville TN 37914. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a scenario where you can easily accept payments from customers without hassle. Our merchant services simplify this process, allowing you to focus on what you do best running your business. Whether it's credit card processing or online payment options, we provide the tools you need to enhance customer satisfaction and improve your bottom line. Visit us at 3634 E Magnolia Ave Knoxville Tn 37914, Knoxville, TN, or give us a call at (865) 688-9555 to learn more about how our business banking solutions can support your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business? We support local entrepreneurs with our Business Banking services, which include merchant services and business loans tailored for your company's growth. From small startups to established businesses, we aim to help you thrive.

Convenient Access

We pride ourselves on offering convenient ways to manage your money. With ATM & Cash Withdrawal Services, you can easily access cash anytime. Our drive-thru service allows for quick deposits and withdrawals without leaving your car perfect for busy schedules!

Get Started Today!

Ready to explore what Ornl can do for you? Give us a call at (865) 688-9555 or visit us at our branch in Knoxville, TN during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 8:30 AM to Noon. Join us today and discover how we can make banking work for you! For more information about our services, visit us online at East Knox.

Home Financing

If home ownership is on your radar, explore our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through the process every step of the way. You can rest assured that our team will work hard to find the right option for your budget.

Personal Banking Solutions

We understand that managing your finances is important. That's why we offer Personal Banking services, including checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while enjoying competitive interest rates that help your savings grow. Our online and mobile banking features ensure you can check balances, pay bills, and transfer money wherever you are.

Personal Loans and Credit Cards

For those unexpected expenses or projects around the house, consider our Personal Loans & Debt Consolidation solutions. These loans provide quick access to cash when you need it most. Plus, don't forget about our Credit Cards with Rewards a great way to earn points on everyday purchases!

Vehicle Financing

Need a new set of wheels? Our Auto Loans & Vehicle Financing options are here to help. We provide flexible terms and competitive rates, making it easier than ever to drive away in the car you've always wanted. Picture yourself hitting the road with confidence, knowing you made a smart financial choice.

Digital & Online Banking

Access Your Statements Anytime

Worried about paper clutter? Our e-statements feature allows you to receive your financial statements electronically, making it easy to stay organized and environmentally friendly. You'll have instant access to all your statements right from your computer or mobile device.

Mobile Banking Made Simple

For those on the go, our mobile application offers a user-friendly experience that lets you manage your accounts from the palm of your hand. Need to make a quick payment? With our mobile payments feature, sending money is just a few taps away. You can also enjoy person-to-person transfers with ease whether you're splitting a bill or sending a gift. At Ornl, we prioritize security and convenience in all our digital banking services. Our platform is designed to keep your information safe while providing you with real-time account management tools that fit seamlessly into your busy lifestyle. Experience the freedom and flexibility of modern banking today by visiting us online at https://www.ornlfcu.com/. We're here to help you navigate your financial journey with confidence!

Financial Strength

A Solid Foundation

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Innovation

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $41,590 in used auto loans and $3,389,938,692 in total loans and leases, we support our members' financial goals across various sectors.

Growing Together

Our commitment to our community is evident through the number of accounts we manage; with a total of 479,842, it shows a strong and growing member base that trusts us with their finances. The net shares available for lending and investments stand at $2,411,631, further illustrating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 3634 E Magnolia Ave Knoxville Tn 37914 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member Savings at Work

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $35,430,408 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We make it easy to drive away with a vehicle you love. Plus, refinancing options are available if you're looking to lower your current payments.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support your ambitions. At Ornl, we pride ourselves on providing personalized service and competitive rates. You can reach us at (865) 688-9555 or visit us at 3634 E Magnolia Ave Knoxville Tn 37914, Knoxville, TN for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We can guide you through every step of the process to ensure you find a loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. This is a great option for those who want to consolidate debt or cover unexpected expenses without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers. Every loan comparison is grounded in accurate data, which helps users make informed decisions about their borrowing needs.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans