Ornl Credit Union Farragut TN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Ornl, your trusted financial partner in the heart of Farragut, TN. Located at 11405 Municipal Center Dr, we have been serving our community since 1948 with a commitment to providing exceptional banking solutions tailored to your needs. With over 219,000 members and assets exceeding $4 billion, we take pride in being a cornerstone of financial stability and support in our area. At Ornl, we understand that each member's journey is unique. That's why our diverse range of services includes everything from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. We strive to empower our members with the financial tools they need to thrive whether it's financing your first car or expanding your small business. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 11405 Municipal Center, Farragut, TN 37934. Our dedicated team of 550 employees, led by CEO Jenny Vipperman and Board President William Gorman, is here to assist you every step of the way. As a member-focused credit union, we boast a strong financial foundation with total deposits amounting to $177,820,004 and a net worth of $453,527,196. Our ongoing commitment to safety means you can trust us with your hard-earned money. Experience the difference that comes from being part of a community-centered credit union. Feel free to reach out to us at 865-688-9555 or explore our website at ornlfcu.com for more information. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

At Ornl, we take pride in our rich history and unwavering commitment to the community. Established in 1948, our branch located at 11405 Municipal Center Dr, Farragut, TN 37934, has been a cornerstone of financial support for our members for over seventy years. As we have grown, so has our dedication to providing exceptional service and fostering a sense of belonging among our 219,109 members. From humble beginnings, Ornl has evolved into a thriving credit union with total assets of over $4 billion. Our journey began with a vision to offer accessible financial services and empower individuals and families in Farragut and beyond. We have consistently adapted to the changing needs of our members while maintaining a strong focus on community support. Our mission is clear: we strive to enhance the financial well-being of our members by providing high-quality services that promote growth and security. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we are here to guide you every step of the way. We believe in building long-lasting relationships with our members through trust and transparency. While you can visit us at our branch address, official correspondence should be sent to 11405 Municipal Center, Farragut, TN 37934 if it differs from your visit. Our operating hours are convenient too Monday through Thursday from 9:00 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 8:30 AM to Noon for drive-thru banking. We understand that accessibility is key, which is why we offer ATM services as well as drive-thru banking for simple transactions. Additionally, we embrace digital advancements with features such as online banking and mobile payments to serve you better. Our commitment extends beyond just financial services; we actively engage in community outreach efforts that reflect our values. Through partnerships with local organizations, we aim to make a positive impact on the lives of those around us. Join us at Ornl today! Experience the benefits of being part of a community-focused credit union where your financial success is our priority. Visit us online at ornlfcu.com or call us at 865-688-9555 to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

At Ornl, we prioritize making banking easy for everyone. Our branch is fully compliant with ADA standards, ensuring accessibility for all members. You'll find ample parking available right outside the entrance, along with ramps for easy access. If you're on the go, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we're open from 9:00 AM to 5:00 PM Monday through Thursday, until 6:00 PM on Friday, and from 8:30 AM to noon on Saturday for drive-thru services. Whether you need personal banking like checking and savings accounts or more specialized services like auto loans and credit cards with rewards, our friendly team is ready to assist you. Should you need any assistance while banking with us, don't hesitate to call us at 865-688-9555. We are here to help! While members can visit us at 11405 Municipal Center Dr, official correspondence should be sent to the same address as our mailing address. We invite you to stop by the Ornl branch today our dedicated staff looks forward to welcoming you!

Member Eligibility

At Ornl, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward. Generally, anyone who lives, works, or worships in the areas we serve can join us. This means you don't have to jump through hoops just a few simple steps can connect you with the benefits of being a member at Ornl. Whether it's lower loan rates, personalized service, or access to a range of financial products designed for your needs, becoming part of our credit union opens the door to many advantages. If you're ready to take the next step toward membership, you can find all the information you need about eligibility at this link. For those eager to open an account, the process is easy and welcoming; simply visit this page to get started. If you have any questions along the way, don't hesitate to call us at (865) 688-9555. We're here to help you every step of the way! Come visit us at 11405 Municipal Center Dr Farragut Tn 37934 and discover how being a member at Ornl can make a difference in your financial journey.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Whether you need payment processing solutions or assistance managing cash flow, our tailored services can help streamline operations. Imagine having the ability to accept payments seamlessly while focusing on what really matters growing your business. At Ornl, we're here to provide the financial tools and support you need. Let's work together to bring your business vision to life! For more information, call us at (865) 688-9555 or visit us today!

Comprehensive List Of Services

Accessibility & Support

We also offer basic drive-thru banking for quick transactions such as deposits and withdrawals, ensuring that all members have easy access to their funds. Should you need assistance or have questions about any service, don't hesitate to call us at (865) 688-9555 during our operating hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 8:30 AM to Noon on Saturday. At Ornl, we pride ourselves on being more than just a financial institution; we are your partner in achieving financial wellness. Explore all that we have to offer by visiting us today at Farragut! Ready to take the next step? Open an account now or reach out to us for more information about how we can help you achieve your financial goals!

Business Banking Services

For entrepreneurs and small business owners, Ornl offers specialized support through our business banking services, including merchant services and business loans designed to help your business thrive. We believe in fostering local businesses because they are the backbone of our community.

Digital Banking Convenience

In today's fast-paced world, managing your finances digitally is essential. Our robust online and mobile banking platforms allow you to access your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, as well as person-to-person payment options, banking has never been easier or more accessible.

Personal Banking Solutions

Managing your finances should be simple and convenient. That's why we offer various checking and savings accounts that suit different lifestyles. For those looking to make a significant purchase, our auto loans and vehicle financing options can help you hit the road without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing services provide competitive rates to help you secure the best deal. In addition to these services, we understand that life can throw unexpected expenses your way. Our personal loans and debt consolidation options allow you to manage those challenges with ease. Plus, don't forget about our credit cards with rewards, which can give you cash back on everyday purchases while helping you build credit.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you have the power to check your balance, transfer funds, and pay bills whenever it suits you. No more rushing to the bank before closing time; everything you need is right at your fingertips. Plus, our Mobile Application allows you to manage your account directly from your smartphone, ensuring that you stay connected wherever life takes you. Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple and quick. You can send funds with just a few taps, making shared expenses effortless. If you're looking for a paperless solution, take advantage of our E-Statements Availability which lets you view your statements securely online without the clutter of physical paperwork.

Security & Accessibility

We prioritize your security with features like Electronic Signature Authorization, allowing for safe transactions while keeping things simple for you. And if you're someone who loves to shop using mobile devices, you'll appreciate our Mobile Payments Feature, which enables secure purchases directly from your phone. In addition to these services, our commitment to ease-of-use means you'll find navigating through your accounts straightforward and intuitive. With real-time account management capabilities, staying on top of your finances has never been easier. Join us today at Ornl and discover how our digital banking options can enhance your banking experience! For more information or to get started, visit https://www.ornlfcu.com/ or give us a call at (865) 688-9555.

Financial Strength

Growing Together

Our strength is not just about numbers; it's about trust. With a total of 479,842 share accounts, it's clear that many members trust us with their finances. Net Shares (Funds available for lending and investments): $2,411,631 further highlight our capacity to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 11405 Municipal Center Dr Farragut Tn 37934 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $35,430,408, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $41,590 in used auto loans and $3,389,938,692 in total loans and leases support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find a financing solution that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand your enterprise. We understand the challenges faced by businesses today and aim to support your journey towards success. We invite you to explore our various loan offerings and see how we can assist you in achieving your financial dreams. For more information about eligibility or to apply for a loan, please visit our website at https://www.ornlfcu.com/ or contact us directly at (865) 688-9555. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We guide you through the mortgage process, ensuring you understand each step along the way. Refinancing options are available as well, allowing current homeowners to take advantage of better rates or modify their loan terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. Our credit cards come with rewards programs designed to benefit your spending habits while providing security and convenience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers tailored to your financial needs.

Ornl

Type of Loan Offerings

Personal Loans

Vehicle Loans