Ornl Credit Union Clinton TN | Affordable Vehicle Loans & ATM Services

Introduction

Join Us Today!

We invite you to explore all that Ornl has to offer. Check out our website at ornlfcu.com for more information or give us a call at 865-688-9555. Let us partner with you on your path toward financial success!

Our Commitment to You

Led by our CEO Jenny Vipperman and Board President William Gorman, our team of 550 employees is dedicated to providing outstanding customer service. We strive to build lasting relationships with each member, ensuring that your experience with us is not just about transactions but genuine support. Our strong financial position allows us to offer competitive rates on loans and deposits. With total loans exceeding 99,975 and total deposits reaching $177,820,004, we're equipped to help you achieve your goals whether it's buying a new car or securing a home loan.

Branch History & Mission

Commitment to Innovation

In an ever-changing world, we are committed to embracing technology while ensuring accessibility for all members. From online and mobile banking solutions that let you manage your finances on-the-go to ADA-compliant facilities that cater to everyone's needs, we prioritize user-friendly experiences. Plus, with ATM availability and drive-thru banking services, accessing your funds has never been easier. While members can visit us at 1117 N Charles G Seivers Blvd, official correspondence should be sent to 1117 N. Charles Seivers Blvd, Clinton, TN 37716 if different. For any inquiries or assistance needed along the way, feel free to call us at 865-688-9555. Join us today at Ornl and discover how we can help you achieve your financial goals while being part of a community-focused organization dedicated to your success! Visit our website here or apply today here. Your journey toward better banking starts with us!

Our Mission

At the heart of Ornl is our mission: to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that banking should be more than just transactions; it should be about relationships and support. Our dedicated team works tirelessly to offer products that meet the diverse needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking services. We understand the importance of being part of the community. That's why we've engaged in various outreach efforts and partnerships aimed at uplifting those around us. Whether it's sponsoring local events or supporting educational initiatives, we strive to make a positive impact in Clinton and beyond.

Branch Location & Accessibility

Easy Access and Amenities

At our Ornl branch, we prioritize accessibility. You'll find plenty of parking available, along with features that comply with ADA guidelines, ensuring everyone can easily access our services. If you prefer the convenience of banking from your vehicle, we offer drive-thru banking for quick deposits and withdrawals without leaving your car.

Get in Touch!

If you have questions or would like more information about our services, don't hesitate to give us a call at 865-688-9555. We're here to help! Come see us today at Ornl in Clinton where friendly service meets financial solutions!

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we've designed our operating hours to accommodate your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. For those who need weekend service, our drive-thru is open Saturday from 8:30 AM to noon.

Services Tailored for You

Our Ornl branch offers a variety of personal and business banking services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we have something for everyone. Plus, if you ever need cash quickly, our ATM is available for easy withdrawals and balance checks. While members can visit us at 1117 N Charles G Seivers Blvd for all their banking needs, any official correspondence should be directed to the same address.

Member Eligibility

At Ornl, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming, especially if you live, work, or worship in the areas we serve. Whether you're looking to open a checking account, apply for a loan, or enjoy our various financial services, you'll find that eligibility is designed with you in mind. We invite individuals who meet these criteria to join us at our branch located at 1117 N Charles G Seivers Blvd Clinton Tn 37716. If you want to learn more about the specific eligibility details, feel free to check out this resource: . Opening an account is just as easy! You can get started online by visiting our account opening page at https://www.ornlfcu.com/apply-today , or you can give us a call at (865) 688-9555 if you prefer to speak with someone directly. We're here to help you every step of the way as you take this exciting step toward financial empowerment with Ornl!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment processing solution that adapts to your needs. Our merchant services empower you to accept payments seamlessly, whether in-store or online. This means more sales and happier customers without the hassle of complicated setups. Located at 1117 N Charles G Seivers Blvd Clinton Tn 37716 in Clinton, TN, we invite you to visit us or give us a call at (865) 688-9555. Let's work together to build your business's future!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $121,686,212, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, Ornl is committed to supporting your growth with specialized business banking services. We offer merchant services that simplify payment processing so you can focus on running your business. Additionally, our business loans come with flexible terms designed to meet various funding needs, whether you're starting out or expanding.

Convenient Access Anytime

Recognizing the importance of convenience in managing finances, we have invested in robust digital banking features. With our online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere at any time. Our services extend beyond digital access; we also provide ATM services for quick cash withdrawals and balance checks without the need for branch visits. For those who prefer traditional banking methods, we maintain a friendly atmosphere at our branch where members can utilize our basic drive-thru banking for deposits, withdrawals, and simple transactions making it easier than ever to get your banking done efficiently.

Get Started Today!

At Ornl in Clinton, TN, we believe that financial wellness should be accessible for everyone. Our dedicated team is ready to assist you with any questions or concerns about our offerings. You can reach us at 865-688-9555 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 8:30 AM to Noon. Ready to take control of your finances? Visit us today or explore more about our services online at ornlfcu.com. Let's work together towards achieving your financial goals!

Personal Banking

We understand that managing your money can sometimes feel overwhelming. That's why we offer various personal banking options designed with you in mind. Our checking and savings accounts provide flexibility for everyday transactions and saving goals alike. If you're planning to purchase a new vehicle, our auto loans and vehicle financing options can make that dream a reality with competitive rates and easy repayment terms. For those considering homeownership, our mortgage loans and refinancing solutions are crafted to fit different budgets and lifestyles, making the process as smooth as possible. In today's fast-paced world, having access to funds when you need them is essential. Our personal loans and debt consolidation services can help streamline your finances, allowing you to focus on what matters most. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills whenever you need. No more rushing to the bank before closing time; everything you need is just a click away. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements. You'll receive notifications right in your inbox, ensuring you're always informed.

Real-Time Account Management

Managing your finances has never been simpler with our user-friendly tools. Our online banking services provide real-time access to your accounts so you can stay updated on your financial situation at all times. The combination of accessibility, security, and ease-of-use makes Ornl an excellent choice for all your digital banking needs. Experience the future of banking today! Log in or sign up at https://www.ornlfcu.com/ and take control of your finances with confidence.

Secure and User-Friendly Features

Security is a top priority at Ornl. Our electronic signature authorization feature allows you to sign documents securely from anywhere, streamlining processes while keeping your information safe. You can also enjoy the ease of mobile payments, making transactions quick and simple right from your smartphone. For those who want even more convenience, our mobile application puts banking in the palm of your hand. With features like person-to-person transfers, sending money to friends and family has never been easier or faster. Whether it's splitting a bill or sending a gift, you can do it all with just a few taps.

Financial Strength

Growing Member Base

With a total of 479,842 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. This trust is what drives us to continually improve our services and offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ornl is your trusted partner. Visit us at 1117 N Charles G Seivers Blvd Clinton Tn 37716 or call (865) 688-9555 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $35,430,408 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $412,006,376 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $41,590 in used auto loans and $3,389,938,692 in total loans and leases reflect our commitment to supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,252,662,346 in share certificates and $336,057,989 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $453,527,196, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $864,984,600 in used vehicle loans and $363,663,785 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $121,686,212 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are dedicated to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $165,169,232, make buying or refinancing simple. We provide competitive rates and flexible terms, making it easier for you to settle into your dream home.

Refinancing Options

If you're looking to reduce your monthly payments or take advantage of better rates, we offer refinancing options across various loan types. Speak with our team about how you can benefit from lower rates and better terms. Our branch is located at 1117 N Charles G Seivers Blvd Clinton Tn 37716, Clinton, TN, and our friendly staff is ready to assist you during operating hours from 9:00 AM to 5:00 PM Monday - Thursday, 9:00 AM to 6:00 PM on Friday, and 8:30 AM to Noon on Saturday. For any questions or further assistance, feel free to reach us at (865) 688-9555. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $40,103,756 in loans helping members manage their finances effectively. These cards can be an excellent tool for everyday purchases while building your credit score.

Loan Aggregator

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ORNL FEDERAL CREDIT UNION - Clinton, TN

Type of Loan Offerings

Personal Loans

Vehicle Loans