Orion Credit Union Memphis TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Orion, your trusted financial partner right in the heart of Memphis! Located at 821 Poplar Ave, Memphis, TN 38105, our Medical District Branch has been serving the community since 1957. With a strong commitment to our members, we have grown to support over 67,696 individuals and families, making us a cornerstone of the local economy. At Orion, we understand that financial decisions can be overwhelming. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand impressive at $1,226,243,284, which reflects our robust ability to serve you with confidence. With $134,981,548 in total deposits and a net worth of $244,012,992, we pride ourselves on being a secure choice for your financial needs. Our dedicated team of 171 employees, led by CEO Daniel Weickenand and Board President Andre' Fowlkes, is always ready to assist you. While members can visit us at our branch for personalized service or utilize our online banking platform at orionfcu.com, official correspondence should be directed to our mailing address: 821 Poplar Avenue, Memphis, TN 38105. We invite you to explore how Orion can help you achieve your financial goals. Whether you're looking for guidance on loans our total loans amount to 22,305 or seeking advice on managing your deposits effectively, we're here for you. Reach out today at 901-266-2841 or stop by our branch during lobby hours from Monday through Friday and even Saturday mornings! Join us in building a better financial future together!

Branch History & Mission

Community Commitment

At Orion, we believe that true growth comes from supporting each other. Our partnerships with local organizations reflect our dedication to making a positive impact in Memphis. Whether it's sponsoring community events or providing educational workshops on financial literacy, we strive to be more than just a bank we aim to be your partner in progress. While members can visit us at 821 Poplar Ave, official correspondence should be sent to 821 Poplar Avenue, Memphis, TN 38105. Our branch features convenient ATM access and drive-thru banking services for quick transactions.

Join Us

We invite you to become part of the Orion family. Experience personalized service and discover how we can help you reach your financial dreams. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you have questions or need assistance, feel free to call us at 901-266-2841. Join us today and let's build a brighter future together! For more information about membership eligibility or opening an account, please visit our website at Orion FCU.

Our Journey

From our humble beginnings in the late 1950s, Orion has evolved into a trusted financial institution that prioritizes its members' success. Our mission is clear: to provide accessible financial services while fostering a supportive community atmosphere. We are dedicated not only to helping you achieve your financial goals but also to uplifting our community through various outreach initiatives. Over the decades, we have embraced technology to enhance member experience. Today, we proudly offer online banking services, mobile payments, and e-statements all designed with your convenience in mind. Our commitment to accessibility extends beyond digital platforms; we ensure that our physical branch is ADA compliant so everyone can benefit from our services.

Branch Location & Accessibility

Conveniently Located

Located near notable landmarks, our branch is surrounded by vibrant neighborhoods and easily accessible via major roads. We understand that accessibility is key, which is why our location features ADA-compliant entrances and ample parking options. If you prefer to drive through, take advantage of our drive-thru banking services for quick transactions without leaving your car.

Operating Hours That Fit Your Schedule

We know life can get busy, so we've tailored our operating hours to better serve you. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, or Saturday from 9 AM to 1 PM. With extended hours on Fridays and Saturday availability, we hope to accommodate all your banking needs.

Services Designed for You

At Orion, we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Plus, with ATM availability on-site and a friendly staff ready to assist you with deposits and withdrawals at our drive-thru window, banking has never been easier! While members can visit us at 821 Poplar Ave for all their banking needs, please note that official correspondence should be sent to the same address as our mailing address: 821 Poplar Avenue, Memphis, TN 38105.

We're Here for You

If you have any questions or need assistance, feel free to give us a call at 901-266-2841. Our team at Orion is dedicated to providing exceptional service and making your banking experience a positive one. We invite you to stop by today and discover how we can help you achieve your financial goals!

Member Eligibility

Welcome to Orion, where becoming a member means joining a caring community dedicated to your financial well-being! At our branch located at 821 Poplar Ave Memphis Tn 38105, we warmly invite individuals who live, work, worship, or attend school in the local area to apply for membership. This inclusive approach ensures that you can access all the benefits we offer, from personal banking services to competitive loans. We believe everyone deserves a chance to thrive financially, and our friendly team is here to support you every step of the way. To learn more about what it takes to become a member of Orion, including specific eligibility details, feel free to visit our website at https://orionfcu.com/about-us/membership/ . The process is straightforward and designed with you in mind once you're ready, you can easily open your account through this link: https://orionfcu.com/loans . If you have any questions or need assistance, don't hesitate to call us at (901) 266-2841. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $62 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $331,899,844, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having a reliable partner that not only processes payments but also provides insights into your sales trends. With our services, you can focus more on what you love growing your business while we handle the rest. Located at 821 Poplar Ave Memphis Tn 38105 in Memphis, TN, we're here to help you thrive. If you're ready to take your business to the next level, reach out today at (901) 266-2841!

Comprehensive List Of Services

Additional Services

For those who prefer face-to-face interactions, our basic drive-thru banking service offers deposits and simple transactions without the need to step inside. And if you're ever in need of cash quickly, our ATMs are readily available for all members. If you're ready to take control of your financial future or simply have questions about any of our services, don't hesitate to reach out! Give us a call at 901-266-2841, or visit us at Orion's Medical District Branch. We're here to help you succeed!

Business Banking Services

For small business owners, our Business Banking services are here to support your entrepreneurial journey. From Merchant Services that simplify transactions to Business Loans designed to fuel growth, we partner with you every step of the way.

Digital Convenience

In today's fast-paced world, access to banking when and where you need it is essential. That's why we provide robust Online & Mobile Banking features. With these tools, managing your finances is just a few clicks away whether it's transferring funds or paying bills on the go. Our ATM services allow for quick cash withdrawals and balance checks whenever necessary.

Financial Assistance When You Need It

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation products come into play. We aim to support you in managing debt and achieving financial stability. Additionally, if you're looking for a credit card that rewards your spending, our Credit Cards with Rewards offer great benefits for everyday purchases.

Personal Banking Solutions

Whether you're opening your first checking account or looking to grow your savings, our Personal Banking services have you covered. We offer both checking and savings accounts tailored to help you manage your finances effectively. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing solutions to help you secure your dream home or adjust your current mortgage for better terms.

Digital & Online Banking

Key Services

With our robust online banking platform available at https://orionfcu.com/ , you can check balances, pay bills, and transfer funds anytime, anywhere. Our 24/7 online banking services ensure you have access to your accounts whenever you need it. Plus, with features like electronic signature authorization, signing documents has never been simpler and more secure. For those who prefer a paperless option, we provide e-statements that give you a clear view of your transactions without cluttering your inbox. This not only helps in keeping track of your finances but also contributes to a greener environment.

Mobile Banking Made Easy

Our mobile application enhances your banking experience by allowing you to make mobile payments effortlessly. You can even send money directly to friends and family with our person-to-person transfer feature. This means you can settle up for dinner or share expenses without any hassle.

Security and Ease of Use

At Orion, security is paramount. We utilize advanced encryption technology to keep your information safe while making it easy for you to access what you need quickly. Our user-friendly interface is designed for everyone whether you're tech-savvy or just getting started with online banking. In short, our digital and online banking services are crafted to provide you with the flexibility and control over your finances that modern life demands. Join us at Orion today and experience banking that fits into your lifestyle!

Financial Strength

Commitment to Growth

With $128,150,453 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,267 in used auto loans and $994,738,042 in total loans and leases.

Growing Membership Base

We are proud to serve a strong community with 204,256 total share accounts, showing a growing member base that trusts us with their finances. Our commitment to your financial well-being means we are always here for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orion is your trusted partner. Visit us at 821 Poplar Ave Memphis Tn 38105 or call (901) 266-2841 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $106,971,315 in share certificates and $242,814,250 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,294,923, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,198,152 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 169 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $244,012,992, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,980 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $123,689,108 in used vehicle loans and $40,608,725 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have flexible terms tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $331,899,844 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your vision with tailored financing solutions. If you're considering refinancing any of your existing loans, we can discuss eligibility options that may allow you to lower your monthly payments or secure better rates. At Orion, we pride ourselves on being part of your journey towards financial stability and success. For more details on how to get started with any of our loan products, visit us at our branch or check out our website at https://orionfcu.com/ . Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those who prefer more flexibility, our credit lines totaling $370,501,453 provide the ability to borrow as needed without having to apply for a new loan each time. This option is great for managing unexpected expenses or funding personal projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,424,443, make buying or refinancing simple. We offer competitive rates and can guide you through the process to make it as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,097,698 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while making everyday purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help you make informed decisions about your borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to following established guidelines means that you can trust the offers you see are fair and transparent (Source: https://www.ncua.gov ). One of the key advantages of using LendMesh is its verified data. All loan offers come from legitimate financial institutions, ensuring that users receive reliable information when comparing options. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This guarantees that users receive unbiased results, allowing them to find the best loans for their specific needs. The platform provides real-time rate comparisons, ensuring that you have access to up-to-date loan rates from multiple institutions. This feature empowers users to make informed choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a valuable tool for anyone seeking to navigate the complexities of securing a loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ORION FEDERAL CREDIT UNION