Oregonians Credit Union Prineville OR | Best Auto Loans & Mortgage Rates

Introduction

At Oregonians, we believe that every financial journey deserves a trusted partner. Located at 110 Ne 5Th St, Prineville, OR 97754, our Prineville Branch has been serving the community since 1937. With a total membership of over 18,922 individuals, we pride ourselves on being more than just a credit union; we are a part of your family. Our commitment to our members shines through in the numbers. We manage total assets of $343,189,609 and have provided loans totaling 11,852 to help dreams take flight. Our deposits amount to $31,945,209, reflecting the trust our members place in us. With a net worth of $50,107,607, we stand strong and ready to support you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. Led by our dedicated CEO Sam Launius and Board President Jeff Coffman, our team of 73 employees is here to provide personalized service tailored to your needs. Whether you're looking for assistance with an auto loan or exploring business banking options, we're here for you every step of the way. While you can visit us at our branch for friendly assistance during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM you can also reach us anytime at 503-239-5336. We invite you to explore how we can help you achieve your financial goals by visiting our website at Oregonians. Join us today and become part of a community-focused credit union that genuinely cares about your success!

Branch History & Mission

Join Us Today!

With operating hours from Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM, plus drive-thru banking available for your convenience, Oregonians is here for you. We also provide ATM access so you can manage your funds on the go. We invite you to become part of the Oregonians family. Experience firsthand how we can help you achieve your financial goals while being an integral part of a supportive community. Visit us today or check out more about becoming a member here. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, Oregonians has evolved through significant milestones that reflect our commitment to community growth and financial wellness. We have expanded our offerings over the years to include personal banking, auto loans, mortgage loans, and business banking services. Each step we took was guided by our mission: to provide accessible financial services while supporting the people and businesses in Prineville. As we grew, so did our dedication to modernizing our services. Today, we offer online and mobile banking options alongside traditional banking methods. Our members can enjoy conveniences like electronic signatures and e-statements that make managing their finances easier than ever.

Our Mission

At Oregonians, our mission is simple yet impactful: to empower our members with the financial tools they need to thrive while also giving back to the community we serve. We believe in fostering strong relationships with our members by providing personalized service tailored to their unique needs. Whether you are looking for a new checking account or seeking financing for your dream car, we are here every step of the way. Our commitment extends beyond just banking; we actively engage in community outreach programs that support local initiatives and promote financial literacy. By partnering with various organizations and participating in events throughout Prineville, we strive to uplift everyone in our community. While members can visit us at 110 NE 5th St, official correspondence should be sent to 110 NE 5th St, Prineville, OR 97754 if needed.

Branch Location & Accessibility

Connect With Us

While you can reach us at our Prineville address for all your banking needs, if you need to send official correspondence, please use our mailing address: 110 NE 5th St, Prineville, OR 97754. Feel free to give us a call at 503-239-5336 if you have any questions or would like more information about what we offer. Join us at Oregonians today! We look forward to helping you achieve your financial goals while providing a welcoming environment where every member matters.

Convenient Access and Parking

At Oregonians, we prioritize convenience. Our branch features ample parking spaces for our members, ensuring you can easily stop by without any hassle. For those who require additional assistance, we have ADA-compliant features like ramps and accessible entrances, making it easy for everyone to access our services.

Operating Hours and Services

We understand that life can get busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. Whether you need to open a checking account, apply for a loan, or simply ask questions about our services, our dedicated team is here to help. In addition to personal banking options like checking and savings accounts, auto loans, and credit cards with rewards, we also offer business banking services. Enjoy the convenience of drive-thru banking for quick transactions like deposits and withdrawals. Plus, with ATM availability right at our location, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Oregonians is like joining a family that truly cares about your financial well-being. Located at 110 Ne 5Th St Prineville Or 97754, we welcome individuals who live, work, or worship in the communities we serve. If you're ready to experience a more personal touch in banking, you'll find that eligibility is straightforward and inclusive. Whether you're looking for a savings account, an auto loan, or guidance on your financial journey, our members enjoy competitive rates and exceptional service tailored just for them. For more detailed information on eligibility criteria, feel free to visit our website at https://www.oregonianscu.com/membership/index.htm . Opening an account with us is easy! Just give us a call at (503) 239-5336, or check out our online account opening process at https://app.loanspq.com/apply.aspx?lenderref=oregoniancu041716 . We can't wait to welcome you into the Oregonians community!

Business Banking & Commercial Services

At Oregonians, we understand that every business has unique needs and challenges. Whether you're a startup looking for your first boost or an established company aiming to expand, our tailored business banking solutions can support your journey. Imagine having the financial backing to purchase new equipment, hire additional staff, or even open a new location. With our commercial loan options, you can turn those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,201,829, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services make transactions simple and efficient, allowing you to focus on what matters most growing your business. From payment processing to cash management, we provide tools that enhance your operational efficiency. Visit us at 110 Ne 5Th St Prineville Or 97754 in Prineville, OR or call us at (503) 239-5336 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you need funding for expansion or tools to streamline transactions, we are here to support your business journey.

Convenient Access

We know that convenience is key in today's busy world. That's why we also offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for easy deposits and withdrawals. If you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions which allow you to conduct simple banking tasks seamlessly. At Oregonians, we're proud to be more than just a bank; we're part of your community. Our friendly staff is always ready to assist you over the phone at (503) 239-5336 or in-person during lobby hours: Monday through Thursday from 9 am to 5 pm and Friday from 9 am to 6 pm. Ready to explore what we can do for you? Visit us today at 110 Ne 5Th St Prineville Or 97754, or check out our website at https://www.oregonianscu.com/ for more details about how we can help you achieve your financial goals!

Credit Options

When it comes to unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options offer quick solutions that can ease your financial burden. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying great benefits.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts designed to help you manage your money with ease. Imagine effortlessly tracking your spending and saving for future goals, all from your mobile device through our Online & Mobile Banking options. With features like electronic statements and secure online access, managing your finances has never been simpler. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. We offer competitive rates and flexible terms to fit your budget. For those looking to buy a home, our Mortgage Loans & Refinancing services provide personalized assistance to make the process straightforward and stress-free.

Digital & Online Banking

Key Features

Our online banking services provide a user-friendly experience that allows you to view your account balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of electronic statements, making it easy to keep track of your finances without the clutter of paper. Plus, for those who prefer modern methods, we support person-to-person transfers, so sending money to friends or family is simple and quick. If you're on the go, our mobile application makes banking even more accessible. You can check your accounts, deposit checks using your phone's camera, and manage transactions right from your pocket. While we currently don't offer mobile payments, we are committed to enhancing our services for your convenience. Security is a top priority at Oregonians. Our electronic signature authorization feature ensures that your transactions are safe and verified. And with 24/7 online banking access, you have the freedom to manage your finances whenever it suits you best. In summary, whether you're checking e-statements or making real-time account adjustments through our mobile app, Oregonians is dedicated to providing you with reliable digital banking solutions that make life easier. Explore all these features today at https://www.oregonianscu.com/ !

Financial Strength

Dedicated Team

We take pride in having 73 full-time employees who are ready to assist you at every turn. Their dedication ensures that your experience with us is smooth and enjoyable.

Growing Member Base

Our strength is also reflected in our community's trust; we currently manage 37,757 share accounts, showcasing a strong and growing member base that relies on us for their financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregonians is your trusted partner. Visit us at 110 Ne 5Th St Prineville Or 97754 or call (503) 239-5336 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency reflects our commitment to serving you well. Although our net income stands at $0, this allows us to continue offering competitive loan rates and solid financial products tailored for our members' needs.

Our Solid Foundation

With a net worth of $50,107,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission to help you achieve your financial goals. Our net worth ratio of $1,460 demonstrates that we are well-capitalized, ensuring we can continue providing loans and competitive savings rates even in uncertain economic times.

Reinvesting in Our Community

With $50,107,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is robust; we provide $4,437 in used auto loans and have a total of $221,465,053 available for various needs. This means whether you're looking to buy a new vehicle or fund a personal project, we've got you covered.

Secure Savings Options

Your savings are secure at Oregonians. We have $27,020,770 in share certificates and $49,803,319 in money market shares, offering stable and rewarding growth opportunities for your funds. Unlike traditional banks, our focus is solely on benefiting our members. With non-member deposits at $0, we ensure that our resources are directed towards you enhancing loan rates, reducing fees, and offering exclusive perks.

Loan Offering

Additional Offerings

For business owners looking for growth opportunities, our outstanding commercial loans totaling $5,201,829 provide the capital needed to expand your operations. We strive to support local businesses by offering tailored lending solutions. Refinancing options are available across various loan products to help you save money or adjust your payments as necessary. If you're unsure about eligibility requirements or need assistance with the application process, don't hesitate to reach out at 503-239-5336. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today at Oregonians to explore our loan products further!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,871,303 in used vehicle loans and $17,893,939 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for every budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,018,314, make buying or refinancing simple. We offer flexible terms and competitive interest rates to ensure that you can find the right fit for your family's needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,015,816 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can help simplify your spending and enhance your financial health.

Loan Aggregator

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OREGONIANS CREDIT UNION - Prineville, OR