Oregonians Credit Union Portland OR | Best Auto Loans & Online Banking

Introduction

Welcome to Oregonians, your trusted partner in financial wellness located at 336 NE 20th Ave, Portland, OR 97232. Since our establishment in 1937, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet your unique needs. With over 18,922 members and total assets exceeding $343 million, we are dedicated to fostering a strong relationship with every individual who walks through our doors. At Oregonians, we understand that your financial journey is important. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking services. Our team of 73 skilled employees is here to assist you every step of the way, ensuring you have the resources necessary for success. While members can visit us at our branch location, official correspondence should be sent to 336 NE 20th Ave, Portland, OR 97232-2805. We maintain an open-door policy and encourage you to reach out via phone at 503-239-5336 or explore our website at oregonianscu.com for more information about our offerings. Under the leadership of CEO Sam Launius and Board President Jeff Coffman, Oregonians has built a reputation for reliability and trustworthiness in the financial landscape. As part of our ongoing commitment to the community, we strive to make a positive impact while ensuring that your financial well-being remains our top priority. Join us today and discover how Oregonians can support your financial goals! Visit us during our lobby hours from Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. We look forward to welcoming you into our family!

Branch History & Mission

At Oregonians, we take pride in our rich history and strong commitment to serving the community of Portland, Oregon. Established in 1937, our branch has grown alongside its members, adapting to their needs while maintaining a steadfast focus on community support and financial empowerment. Today, with over 18,900 members and assets totaling $343,189,609, we continue to thrive as a trusted partner in the financial journeys of our members. Our branch is conveniently located at 336 NE 20th Ave, Portland, OR 97232. Just a stone's throw away from the bustling neighborhoods that define this vibrant city, we are dedicated to making banking accessible and straightforward for everyone. Whether you're stopping by for personal banking services or looking for assistance with loans and credit cards, our welcoming staff is here to help. The mission of Oregonians is simple yet impactful: We aim to provide exceptional financial services while fostering a supportive community environment. We believe that every member deserves access to reliable banking options that can enhance their financial well-being. Our offerings include personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. By focusing on both individual needs and broader community outreach efforts, we strive to uplift everyone we serve. Over the years, Oregonians has embraced technological advancements to ensure that our services meet modern expectations. We offer online and mobile banking capabilities so members can manage their finances anytime and anywhere. Additionally, our commitment to accessibility includes ADA compliance initiatives designed to create an inclusive environment for all individuals. While members can visit us at our physical location in Portland for personalized service during our operating hours Monday through Thursday from 9 am to 5 pm and Friday from 9 am to 6 pm official correspondence should be sent to our mailing address at 336 NE 20th Ave, Portland, OR 97232-2805. Beyond traditional banking services, we engage in numerous community partnerships and outreach programs aimed at improving the lives of those around us. From supporting local charities to participating in educational initiatives about financial literacy, we believe in giving back to the community that has supported us throughout the decades. As we move forward into new horizons together with our members, we invite you to experience the benefits of being part of Oregonians. Join us today and let's create a brighter financial future together! For more information or to become a member, please visit our website at Oregonians.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and other facilities to ensure everyone can visit us comfortably. Plus, ample parking is available nearby, making it easy for you to drop by without any hassle.

Call to Action

Ready to experience personalized banking? We invite you to visit us at Oregonians or give us a call at 503-239-5336. Our friendly staff looks forward to helping you achieve your financial goals!

Convenient Location

Easily accessible from main roads, our location is just a stone's throw away from local landmarks like the bustling Lloyd Center and the picturesque Irving Park. Whether you're running errands or just passing through, stopping by for your banking needs is a breeze.

Operating Hours

At Oregonians, we understand that life can get busy. That's why we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Whether you need to manage your accounts or discuss loan options, our dedicated team is here during those hours to assist you.

Services Offered

We offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need an ATM? We've got you covered with convenient access on-site. While we don't have drive-thru banking, our shared service center allows basic transactions for partner credit union members, ensuring that everyone gets the support they need.

Member Eligibility

At Oregonians, we believe that becoming a member means joining a caring and supportive community that values you. If you're looking to be part of something special, you'll be happy to know that eligibility is quite simple! Generally, anyone who lives, works, or attends school in our local area is welcome to join. This includes family members of current members, which makes it even easier to share the benefits with loved ones. Our friendly team is here to help you every step of the way, and we offer a range of services designed to enhance your financial journey. To kick off your membership, just visit us at our branch located at 336 Ne 20Th Ave Portland Or 97232 or give us a call at (503) 239-5336 for more details. You can also check out the specific eligibility criteria on our website at https://www.oregonianscu.com/membership/index.htm. When you're ready, opening an account is a breeze! Just head over to https://app.loanspq.com/apply.aspx?lenderref=oregoniancu041716 and fill out your application online. Joining Oregonians opens the door to numerous advantages like competitive loan rates and personalized service that puts your needs first. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to point-of-sale solutions, we provide tools that enhance customer experience and streamline operations. Located at 336 Ne 20Th Ave Portland Or 97232 in Portland, OR, we're here to help you navigate the financial landscape of your business. Reach out to us at (503) 239-5336 to learn more about how we can assist you today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,201,829, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Shared Branch Access

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that you're never far from your money. Plus, through basic shared branch transactions, members from partner credit unions can also access deposits and withdrawals without hassle. At Oregonians, located at 336 Ne 20Th Ave Portland Or 97232, we believe that banking should be straightforward and accessible for everyone. If you're looking for personalized service backed by a team who genuinely cares about your success, reach out to us at (503) 239-5336 or visit our website at 07 - 20th Branch. We're excited to serve you!

Business Banking

For our entrepreneurial members, we offer comprehensive Business Banking services, including merchant services and business loans. We know that running a business requires reliable financial support, so we're here to help you thrive.

Credit Cards & Loans

We understand that life can bring unexpected expenses, which is why our Personal Loans & Debt Consolidation options are here to assist you when you need extra funds. Plus, with our credit cards that offer rewards, you can earn while you spend! Whether it's for everyday purchases or special occasions, we have solutions that fit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking features that allow you to manage your finances from anywhere. You can easily check balances, transfer funds, and make payments all from the comfort of your home or on the go.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our Personal Banking services are designed with you in mind. From checking and savings accounts to auto loans and vehicle financing, we aim to support you through every step of your financial journey. Need help with a mortgage? Our mortgage loans and refinancing options can guide you toward homeownership with ease.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.oregonianscu.com/. Whether you're checking your balance, paying bills, or transferring money, you'll find our interface user-friendly and intuitive. You can even opt for electronic statements, making it easy to keep track of your financial records without the clutter of paper.

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is here to help. Available for download now, it offers all the features you need right at your fingertips. Make person-to-person transfers effortlessly and manage your accounts in real-time no matter where life takes you.

Secure Transactions

Your security is our priority. With features like electronic signature authorization, you can complete transactions with confidence. Plus, all your data is protected with advanced encryption technologies.

Stay Informed

With e-statements readily available, you can access your financial information whenever you need it. This ensures you're always informed about your account activity without having to wait for the mail. At Oregonians, we're committed to providing accessible and easy-to-use banking solutions that empower our members to stay on top of their finances. Experience the convenience of modern banking today!

Financial Strength

A Growing Community

We have built a strong community with 37,757 total share accounts, showcasing the growing trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregonians is your trusted partner. Visit us at 336 Ne 20Th Ave Portland Or 97232 or call (503) 239-5336 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Your savings are our priority. Members' funds are secured through $27,020,770 in share certificates and $49,803,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting our members this includes managing non-member deposits effectively at $0.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 73 full-time employees who are always ready to serve you with a knowledgeable team.

Our Financial Health

With a net worth of $50,107,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in You

With $50,107,607 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our commitment to supporting your goals is reflected in our diverse lending capacity offering $4,437 in used auto loans and $221,465,053 across various sectors.

Loan Offering

Additional Financing Options

For business owners seeking capital to grow their operations, our outstanding commercial loans totaling $5,201,829 provide the support needed for expansion. We recognize the importance of small businesses in our community and are here to assist with your financing needs. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, feel free to reach out. Our team is ready to help guide you through the process so that you can take full advantage of the benefits we offer. For more information or personalized assistance, please contact us at (503) 239-5336, visit us at 336 Ne 20Th Ave Portland Or 97232, or check out our website at https://www.oregonianscu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial well-being starts here at Oregonians!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,871,303 in used vehicle loans and $17,893,939 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $37,018,314, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, we have solutions tailored just for you.

Unsecured Credit Card Loans

Managing day-to-day expenses is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $4,015,816 in loans helping members manage their finances effectively, our credit cards come with no annual fees and rewards programs that can benefit you every time you use them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources means that users receive fair and transparent offers tailored to their needs.

Oregonians