Oregonians Credit Union Portland OR | Affordable Auto Loans & Checking Accounts

Introduction

Welcome to Oregonians, your trusted partner in financial wellness, located at 7825 N Lombard St, Portland, OR 97203. Since our establishment in 1937, we have proudly served a growing community of over 18,922 members. With total assets exceeding $343 million, we are committed to providing personalized banking solutions that cater to the unique needs of our members. At Oregonians, we understand that financial journeys can be challenging, which is why our dedicated team of 73 employees, led by CEO Sam Launius and Board President Jeff Coffman, is here to support you every step of the way. We offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our total loans reach an impressive count of 11,852, while our deposits stand strong at $31,945,209. Members can enjoy convenient access to their accounts through online and mobile banking services. Additionally, our branch features an ATM for quick cash withdrawals and basic transactions. While visitors are welcome at our physical location, any official correspondence should be directed to our mailing address at the same branch. Your financial security is paramount to us. Our net worth stands at $50,107,607, reflecting our stability and commitment to safeguarding your funds. If you have questions or need assistance, feel free to call us at 503-239-5336 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We invite you to explore how Oregonians can help enhance your financial future. Visit us today or check out our website at www.oregonianscu.com for more information on membership eligibility and account opening options!

Branch History & Mission

Welcome to Oregonians, a cornerstone of the community in Portland, OR. Established in 1937, our branch has grown and evolved over the years, serving as a reliable financial partner for our members. With a commitment to providing exceptional service and support, we have become a trusted resource for over 18,922 members who call us their financial home. Located at 7825 N Lombard St Portland Or 97203, we are proud to be situated in a vibrant area that is easily accessible for all our members. While we encourage you to visit us at this location, please note that official correspondence should be directed to our mailing address if it differs from our physical location. At Oregonians, we believe that banking is more than just transactions it's about building relationships and supporting our community. Our mission is to empower individuals and families by offering comprehensive financial services that meet their needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to help our members achieve their financial goals. We are also dedicated to creating positive change within our community. Through partnerships with local organizations and outreach initiatives, we work tirelessly to support those around us. Whether it's providing educational resources or participating in community events, our focus remains on making a meaningful impact. As technology advances, so do we. Our commitment to ADA compliance ensures that everyone can access our services comfortably, and we offer convenient options like online banking and mobile applications. We want your experience with us to be as smooth as possible, whether you're managing your account online or visiting us in person during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. With total assets reaching an impressive $343,189,609, we are well-equipped to serve you better each day. Our ATM availability adds another layer of convenience for quick cash withdrawals and balance checks. We invite you to join us at Oregonians where your financial journey matters. Experience firsthand how our dedicated team can assist you in achieving your dreams while enjoying all the benefits of membership. For any inquiries, feel free to reach out at (503) 239-5336; we look forward to welcoming you into our family!

Branch Location & Accessibility

Welcome to Oregonians Credit Union, conveniently located at 7825 N Lombard St in the heart of Portland, Oregon! Our branch is easy to reach and situated near familiar landmarks that make finding us a breeze. Whether you're visiting the beautiful Cathedral Park or exploring the vibrant shops along Lombard Street, our location is perfect for all your banking needs. At Oregonians, we understand the importance of accessibility. Our branch is designed to accommodate all members, featuring ADA-compliant entryways and ramps to ensure everyone can access our services with ease. Plus, ample parking is available nearby, so you can visit us without any hassle. We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM, making it easy for you to drop by after work or on your lunch break. Our friendly staff is here to assist you with a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. Additionally, we offer shared branch services for members of partner credit unions. For those who prefer electronic banking solutions, we provide ATM access right at our location perfect for quick cash withdrawals or balance checks. Unfortunately, we currently do not have drive-thru service available. If you need assistance or have questions about our offerings, don't hesitate to give us a call at 503-239-5336. We invite you to visit us at Oregonians Credit Union and experience firsthand how we can support your financial journey!

Member Eligibility

At Oregonians, we believe that becoming a member is like joining a family that supports each other through thick and thin. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the Portland area. This means you can easily become part of our welcoming community and access a range of benefits designed to help you achieve your financial goals. For more detailed eligibility criteria, feel free to check out our website at https://www.oregonianscu.com/membership/index.htm. Opening an account with us is simple and straightforward. Just visit our account opening page at https://app.loanspq.com/apply.aspx?lenderref=oregoniancu041716 or give us a call at (503) 239-5336 for assistance. We're excited to have you on board and look forward to helping you navigate your financial journey right here at Oregonians, located at 7825 N Lombard St Portland Or 97203!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,201,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. With tools tailored for efficiency and ease-of-use, you can accept payments anywhere, anytime. Located at 7825 N Lombard St, Portland, OR 97203, our team is ready to partner with you. Reach out at 503-239-5336 or visit us online at Oregonians to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, our business banking services include merchant services and business loans. We understand the challenges of running a business, so we aim to provide tools that support growth and ease of transactions.

Credit Options That Reward You

In addition to traditional loans, we offer credit cards with rewards that allow you to earn points on purchases, helping you save even more in the long run. Imagine using your card for groceries and then redeeming points for travel or cashback it's just one way we give back to our members!

Digital Banking Convenience

In today's fast-paced world, digital banking is essential. Our online and mobile banking features allow you to manage your finances wherever you are. You can check balances, transfer funds, and pay bills with just a few taps on your smartphone. Plus, our ATM services ensure quick access to cash whenever needed.

Join Us Today!

Our friendly team at Oregonians is here to assist you from Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. Feel free to reach out at (503) 239-5336 with any questions about our services or how we can help you achieve your financial goals. Experience the difference with us today! Visit our website at 04 - St Johns Branch for more information or take the first step toward membership by applying online here. Your financial wellness starts with us!

Personal Banking Solutions

We provide a suite of personal banking options that cater to your everyday financial requirements. Whether you're looking to open a checking or savings account, we have accounts tailored to fit different lifestyles. If you're considering buying a car, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. When it comes to your home, our mortgage loans and refinancing services make purchasing or upgrading your home more manageable. We also offer personal loans and debt consolidation solutions for those unexpected expenses or when you want to streamline your payments into one easy monthly bill.

Shared Branching Benefits

We are proud to be part of a network that offers basic shared branch transactions, meaning you can perform deposits and withdrawals at partner credit unions across the country making banking even easier while traveling or relocating temporarily.

Digital & Online Banking

Key Features

One of the highlights of our service is the ability to send money to friends and family easily through our person-to-person transfer feature. This means no more scrambling for cash or writing checks; simply use your mobile device or computer to send funds securely. For those who prefer paperless statements, we offer e-statements that provide a quick and easy way to view your account activity without cluttering your mailbox. Plus, if you need to sign documents, our electronic signature authorization makes it simple and efficient no need for printing or mailing.

Mobile Banking

Our mobile application is available for download, making it even easier to bank on the go. From making deposits to checking account balances, everything you need is right in your pocket. While we currently do not support mobile payments, our app ensures that all transactions remain secure and straightforward. With all these features combined, managing your finances from Oregonians becomes a breeze. Enjoy peace of mind knowing that you have complete control over your accounts whenever you need it!

Financial Strength

At Oregonians, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being through robust management and a solid foundation. With a net worth of $50,107,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,020,770 in share certificates and $49,803,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $50,107,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,437 in used auto loans and $221,465,053 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 37,757, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregonians is your trusted partner. Visit us at 7825 N Lombard St Portland Or 97203 or call (503) 239-5336 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have facilitated over $74,871,303 in used vehicle loans and $17,893,939 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process with competitive rates and flexible terms.

Business Loans

For business owners, our outstanding commercial loans totaling $5,201,829 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to strengthen an existing one, we are here to support your business ambitions with tailored lending solutions. We invite you to visit us at our branch located at 7825 N Lombard St Portland Or 97203 or give us a call at 503-239-5336 for more information about how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Oregonians, your financial well-being is our priority. Let's work together towards achieving your goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $37,018,314, allowing you to take a significant step toward owning your own home. If you're considering refinancing your current mortgage, we can help explore eligibility options tailored to your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $4,015,816 in loans helping members effectively manage their finances, our credit cards offer convenience without the hassle. They can be an excellent tool for managing cash flow while earning rewards.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects real-time data, giving users a clear view of available options without the guesswork.

Oregonians