Oregon State Credit Union Oregon City OR | Top Auto Loans & Business Banking

Introduction

Welcome to Oregonians, your trusted partner in financial success since 1937. Located at 19360 Molalla Ave, Oregon City, OR 97045, our branch is more than just a place to bank; it's a community hub dedicated to supporting our 18,922 members. We understand the unique needs of our community and strive to provide personalized services tailored just for you. At Oregonians, we take pride in our robust financial standing, boasting total assets of $343,189,609 and deposits totaling $31,945,209. Our commitment to fostering financial growth is evident through the 11,852 loans we've issued, empowering members to achieve their dreams whether it's buying a new car or purchasing a home. We believe that strong leadership drives our mission forward. Under the guidance of CEO Sam Launius and Board President Jeff Coffman, we are committed to enhancing member experiences while ensuring sound financial practices. With a dedicated team of 73 employees, we are here to assist you with everything from personal banking and auto loans to business services. While members can visit us at our branch for face-to-face support and guidance, official correspondence should be sent to the same address: 19360 Molalla Ave, Oregon City, OR 97045. If you have questions or need assistance, don't hesitate to reach out at 503-239-5336. Join us as we continue building a strong community together! Explore our range of services or stop by today your journey towards financial well-being starts here. For more information about what we offer, visit us online at Oregonians.

Branch History & Mission

Community Engagement

We understand that true success isn't just about numbers; it's about making a positive impact on lives around us. Through various outreach programs and partnerships, we strive to uplift those in need within our community. Whether it's providing resources for first-time homebuyers or supporting local businesses through tailored loan options, we're here for you every step of the way. As part of our commitment to accessibility, we ensure that all members can easily engage with us through online banking services, mobile applications, and person-to-person transactions all designed with your convenience in mind.

Join Us!

We invite you to join the growing family at Oregonians. Experience firsthand how we're not just another credit union; we're your partner in achieving financial goals while building a stronger community together. Visit us at 19360 Molalla Ave Oregon City Or 97045 or give us a call at (503) 239-5336 to learn more about how we can support you on your financial journey. Join us today and see how Oregonians can make a difference in your life!

Our Journey

The story of Oregonians is one of commitment and growth. Established in 1937, we started with a simple mission: to provide financial services that empower our members. Over the years, we've expanded our offerings to include everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. As our community has evolved, so too have we adapting to meet the ever-changing needs of our valued members. Our headquarters in Milwaukie, Oregon, helps guide our operations while maintaining a strong local presence. As we continue to grow our total assets to an impressive `$343,189,609`, we remain dedicated to enhancing the lives of those we serve through financial education and personalized service.

Our Mission

At the heart of Oregonians lies our mission: to foster financial well-being for all members while actively contributing to the community. We believe that everyone deserves access to quality financial services and support, regardless of their background or financial situation. This is why we prioritize not only your banking needs but also initiatives that uplift our community whether through partnerships with local organizations or educational workshops on budgeting and saving. While members can visit us at 19360 Molalla Ave Oregon City Or 97045, official correspondence should be sent to 19360 Molalla Ave, Oregon City, OR 97045 if it differs. Our operating hours are designed with you in mind: Monday through Thursday from 9 am to 5 pm, and Fridays until 6 pm.

Branch Location & Accessibility

A Variety of Services Just for You

At Oregonians Credit Union, we take pride in offering a wide array of services tailored to meet your needs. Whether you're looking for checking and savings accounts, vehicle financing options, or even mortgage loans, we've got you covered. While we do not have ATM availability or drive-thru services at this branch, our dedicated staff is ready to assist you in person.

Easy Access and Parking

Our location offers ample parking space, ensuring that you can visit us without any hassle. We strive to be accessible for everyone, featuring ADA-compliant facilities and ramps to assist those who may need extra support.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 503-239-5336. We invite you to come visit us at Oregonians Credit Union your community partner in financial success!

Operating Hours That Suit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays until 6 PM. Our team is here to help you with everything from personal banking to auto loans, so feel free to stop by during these hours!

Member Eligibility

At Oregonians, we believe that joining our community should feel welcoming and accessible. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the Oregon City area, along with their family members. This means that whether you're new to the area or have been here for years, you can enjoy all the benefits we offer. Becoming part of Oregonians not only gives you access to personalized financial services but also connects you with a supportive network focused on your success. To get started on your membership journey at our branch located at 19360 Molalla Ave Oregon City Or 97045, simply visit our eligibility page for complete details on requirements and how we can support you. Once you're ready, opening an account is straightforward; just follow the instructions on our account opening page. If you have any questions along the way, feel free to give us a call at (503) 239-5336. We can't wait to welcome you into the Oregonians family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,201,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine your business seamlessly processing payments while focusing on what you do best. Our merchant services provide just that making transactions easy for both you and your customers. From point-of-sale systems to online payment solutions, we help streamline your operations so you can concentrate on growing your enterprise. Visit us at 19360 Molalla Ave, Oregon City, OR 97045, or give us a call at 503-239-5336 to learn how we can assist your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car of your choice. With competitive rates and flexible terms, we ensure that financing your new ride is straightforward and manageable.

Business Banking

For local entrepreneurs and business owners, we offer tailored business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we're committed to helping your business thrive.

Credit Cards with Rewards

Who doesn't love earning rewards? Our credit cards with rewards let you earn points on every purchase whether it's grocery shopping or filling up your gas tank. These rewards can be redeemed for travel, merchandise, or cash back!

Mortgage Loans & Refinancing

For those ready to purchase a home or refinance an existing mortgage, our mortgage loans provide the support you need. We understand that buying a home is one of the biggest decisions you'll make. Our team is here to guide you through each step, ensuring you find the best mortgage option that fits your budget.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Check balances, pay bills, transfer money between accounts, and even send money to friends all from the comfort of your home or on-the-go. With no ATMs on-site currently available and no drive-thru service at this branch location, we encourage members to take full advantage of our digital banking capabilities for cash withdrawal needs. For any questions about these services or how we can assist you further, don't hesitate to reach out! Call us at 503-239-5336, visit us online at oregonianscu.com, or stop by our branch during lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We look forward to serving you at Oregonians!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having a checking account that not only keeps your money safe but also offers easy online and mobile banking options. You can check your balance, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come into play. They are perfect for consolidating debt or covering urgent costs. With us, you'll find repayment plans that work for you without adding unnecessary stress.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper clutter! With our e-statements feature, you'll receive your monthly account statements electronically, making it simple to stay organized while being environmentally friendly. You can view your statements whenever you want no more waiting for mail delivery.

Mobile Banking Made Easy

For those on the go, our mobile application makes banking even more accessible. Whether you need to deposit a check or transfer money between accounts, it's all just a few taps away. While we currently don't offer mobile payments, our app provides essential functions like person-to-person transfers. So if you owe a friend some cash or want to share expenses, you can do it quickly and easily.

Security You Can Trust

At Oregonians, protecting your personal information is our priority. Our online banking services utilize advanced security measures to ensure that your data stays safe. You can bank with confidence knowing that your financial transactions are secure and monitored around the clock. In summary, whether you're accessing your account via computer or mobile device, Oregonians offers user-friendly solutions that make managing your finances straightforward and secure. Join us today and experience the ease of digital banking!

Financial Strength

Growing Together

We are proud to report a total of 37,757 share accounts, showing a strong and growing member base that trusts us with their finances. This growth allows us to maintain a healthy net shares balance of $0, which is available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregonians is your trusted partner. Visit us at 19360 Molalla Ave Oregon City Or 97045 or call (503) 239-5336 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Your Future

With $50,107,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,437 in used auto loans and $221,465,053 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $27,020,770 in share certificates and $49,803,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $50,107,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,871,303 in used vehicle loans and $17,893,939 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your lifestyle.

Credit Lines

If you're interested in establishing or expanding your credit profile, our total credit lines amount to $32,500,000. This allows you the freedom and flexibility to handle unexpected costs without disrupting your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $37,018,314, we aim to make your journey toward owning a home easier than ever.

Refinancing Options

We also provide refinancing options for existing loans. If you're looking for lower interest rates or better terms on your current debts, our team is ready to help you explore these possibilities. At Oregonians Credit Union, we prioritize transparency and support. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're considering an auto loan or a mortgage option, we're committed to helping you navigate your financial journey with confidence. Visit us today or check out our website at Oregonians for more details on how we can assist you!

Unsecured Credit Card Loans

For those looking for flexibility in managing everyday expenses, we also offer unsecured credit card loans. With a total of $4,015,816 in these loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to additional funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what lenders offer. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help users find the best rates. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable the platform can be for everyday borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

OREGONIANS CREDIT UNION - Oregon City, OR