Oregon State Credit Union Gresham OR | Quick Personal Loans & Business Banking

Introduction

Welcome to Oregonians, your trusted financial partner in the heart of Gresham, Oregon! Located at 247 E Powell Blvd, we have proudly served our community since 1937. With a strong commitment to helping you achieve your financial goals, we currently support over 18,922 members and manage an impressive $343,189,609 in assets. At Oregonians, we understand that each member's journey is unique. That's why we offer a variety of services tailored to fit your needs, from checking and savings accounts to auto loans and personal loans. With a total loan portfolio exceeding 11,852, you can count on us to provide the financial solutions that work for you. Our dedicated team of 73 employees, led by CEO Sam Launius and Board President Jeff Coffman, is here to ensure that your experience with us is smooth and rewarding. We pride ourselves on being more than just a credit union; we're a part of your community. Our commitment extends beyond banking we're invested in making Gresham a better place for everyone. While members can visit us at our branch location, official correspondence should be sent to the same address: 247 E Powell Blvd, Gresham, OR 97030-7605. Feel free to reach out at 503-239-5336 during our convenient hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today at Oregonians and experience financial services designed with you in mind! Visit our website at oregonianscu.com for more information or to get started on your path to financial success!

Branch History & Mission

Community Engagement and Innovation

In addition to traditional banking services, Oregonians embraces digital advancements such as online banking and mobile applications that make managing your finances easier than ever. We are proud to be ADA compliant and ensure that all members can access our services without barriers. Furthermore, we offer shared service centers for added convenience and ATM availability for quick access to cash. Our drive-thru service allows for hassle-free transactions without leaving your vehicle a perfect option for busy families or individuals on the go.

Join Us Today!

As we look forward to the future, we invite you to become part of the Oregonians family. Experience firsthand how we can help you achieve your financial goals while being an active participant in the vibrant Gresham community. Together, let's build a brighter tomorrow! For more information or to become a member today, call us at 503-239-5336 or visit our website.

Mission Statement

Our mission at Oregonians is simple yet profound: to empower our members through accessible financial services while fostering community growth and support. We believe in making banking easy and approachable for everyone. Whether it's offering competitive loan rates or engaging in community outreach programs, we strive to uplift those around us. Our commitment extends beyond just transactions; it's about building relationships and providing solutions that fit your life. While members can visit us at 247 E Powell Blvd for their banking needs, official correspondence should be sent to our mailing address: 247 E Powell Blvd, Gresham, OR 97030-7605. This ensures that all communications are handled efficiently as we continue to serve you better.

Our Evolution

Over the decades, Oregonians has seen significant milestones that reflect our dedication to providing quality financial services. From our humble beginnings to now boasting total assets of over $343 million, we've remained focused on one goal: enhancing the financial well-being of our members. We understand that every member's journey is unique, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards.

Branch Location & Accessibility

Welcome to Oregonians, your friendly neighborhood credit union located at 247 E Powell Blvd Gresham Or 97030 in the heart of Gresham, OR. Our branch is not only easy to find but also designed with your convenience in mind. Situated near local landmarks, we're just a short drive from bustling Powell Boulevard, making it simple for you to stop by and take care of your banking needs. At Oregonians, we understand that accessibility is key. Our location features ample parking and is equipped with ADA-compliant facilities, ensuring everyone can visit us with ease. Whether you're here for a quick transaction or need assistance with our various services, our dedicated team is ready to help. We're open Monday through Thursday from 9 AM to 5 PM and extend our hours on Friday until 6 PM, giving you plenty of opportunities to drop in. If you're in need of an ATM, you're in luck! We have one conveniently available at our branch for quick cash withdrawals and balance checks. Plus, our drive-thru banking service allows you to manage deposits and withdrawals without leaving your vehicle. If you require any official correspondence, please note that while members can visit us at 247 E Powell Blvd Gresham Or 97030, all mail should be directed to our mailing address at 247 E Powell Blvd, Gresham, OR 97030-7605. With shared services available as well, we aim to make your banking experience as smooth as possible. So why wait? Come visit us at Oregonians today or give us a call at (503) 239-5336 we're excited to assist you on your financial journey!

Member Eligibility

At Oregonians, we believe that everyone deserves the chance to belong to a supportive community that puts your needs first. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the Gresham area, you're likely eligible to join us! We also invite immediate family members of current members to become part of our credit union family. This means that you can enjoy all the benefits we offer, from personalized service to competitive rates on loans and savings accounts. For detailed eligibility criteria, feel free to check out this resource: https://www.oregonianscu.com/membership/index.htm. Getting started is just as easy. You can open an account online or visit us at our branch located at 247 E Powell Blvd Gresham Or 97030. Our friendly team is here to assist you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (503) 239-5336. Join us today and take advantage of everything Oregonians has to offer!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $22 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,201,829, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily while managing your cash flow effectively. Our merchant services provide just that streamlined payment processing options that allow you to focus on what matters most: growing your business. From credit card processing to mobile payment solutions, we've got you covered. Visit us at 247 E Powell Blvd Gresham Or 97030 in Gresham, OR, or give us a call at (503) 239-5336 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're running a business in Gresham, look no further than our Business Banking services. We offer comprehensive solutions such as Merchant Services and Business Loans to support your growth and operational needs. Our team is dedicated to helping local businesses thrive by providing financial tools that simplify managing cash flow.

Convenient Access Points

We know that convenience matters. That's why we offer multiple access points for all your banking needs. Our ATM & Cash Withdrawal Services allow you to access cash easily, while our Basic Drive-Thru Banking ensures quick service for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions, making it simple to conduct transactions wherever you are.

Get Started Today!

At Oregonians, we're here for you every step of the way whether it's opening an account or applying for a loan. To learn more about how we can assist you with any of these services or if you have questions about eligibility or account openings, don't hesitate to reach out at (503) 239-5336 or visit us online at 02 - Gresham Branch. We look forward to serving you!

Loans Tailored for You

When it comes to financing, we understand that every member's situation is unique. That's why we provide a variety of loan options, including Auto Loans & Vehicle Financing that help you get behind the wheel without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly, ensuring you secure favorable terms that fit your budget. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation offerings can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn points for every purchase, turning everyday spending into exciting rewards.

Personal Banking Solutions

Whether you're opening your first checking account or looking to grow your savings, we offer Personal Banking options that cater to your everyday needs. With various Checking & Savings Accounts, you can manage your money effectively while enjoying the benefits of competitive interest rates and low fees. Imagine effortlessly accessing your funds through our user-friendly Online & Mobile Banking platforms, which make managing your accounts on the go as easy as tapping a few buttons on your smartphone.

Digital & Online Banking

At Oregonians, we know that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to fit your lifestyle, allowing you to manage your finances anytime, anywhere. Our 24/7 online banking services provide you with real-time access to your accounts through our user-friendly platform at https://www.oregonianscu.com/. Whether you're checking your balance, transferring funds, or reviewing recent transactions, everything is just a click away. Plus, with e-statements available, you can go green by opting for digital statements that are secure and easy to access. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends and family without any hassle. Just a few taps on your device and the money is on its way! For those who prefer managing their banking on the go, our mobile application is ready to assist you with all your banking needs right from your smartphone. You can easily sign documents using electronic signature authorization, making the process smooth and efficient. While we currently do not support mobile payments, rest assured that our online banking tools provide everything else you need for effective account management. And if you're ever in doubt or need assistance, our dedicated team is just a phone call away at (503) 239-5336. With Oregonians, banking is more than just transactions; it's about having the power and flexibility to manage your finances securely while enjoying peace of mind. Explore all these features today at https://www.oregonianscu.com/!

Financial Strength

At Oregonians, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic landscape, you want to know your financial institution is solid and reliable. That's why we're proud to share our financial strength with you. With a net worth of $50,107,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,020,770 in share certificates and $49,803,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $50,107,607 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our $4,437 in used auto loans and $221,465,053 in total loans and leases highlight our commitment to supporting your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 73 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 37,757, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregonians is your trusted partner. Visit us at 247 E Powell Blvd Gresham Or 97030 or call (503) 239-5336 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,871,303 in used vehicle loans and $17,893,939 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that can suit your budget.

Credit Lines and Other Offerings

In addition to these key products, we provide access to credit lines totaling $32,500,000 for those looking for additional flexibility in managing cash flow. If you're a business owner seeking capital for growth or expansion, our outstanding commercial loans totaling $5,201,829 can provide the financial support you need. For those interested in refinancing their existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. You can contact us at 503-239-5336, and our dedicated staff will assist you with all inquiries. At Oregonians Credit Union, we're dedicated to helping you navigate your financial journey with ease. For more information about our loan offerings or to start your application today, visit us online at oregonianscu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $37,018,314, making it easier for you to step into your dream home without the hassle. Our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,015,816 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses while enjoying the benefits of competitive rates.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all offers are fair and transparent. - Verified Data: Loan offers come from legitimate financial institutions, which means you can trust the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing for well-informed financial choices. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the platform can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Oregonians