Oregon State Credit Union Salem OR | Affordable Vehicle Loans & Low Mortgage Rates

Introduction

Welcome to Oregon State, your trusted partner in financial wellness, located at 510 Wallace Rd NW, Salem, OR 97304. Since our establishment in 1954, we have proudly served our community with a commitment to helping our members achieve their financial goals. With a strong membership base of 145,594 and total assets exceeding $2.58 billion, we are dedicated to providing personalized banking solutions tailored to your needs. At Oregon State, we understand that each member's journey is unique. Whether you're looking for competitive auto loans or seeking a reliable savings account, our diverse offerings include everything from mortgages and credit cards with rewards to business banking services. We currently hold $378,097,642 in deposits and maintain a net worth of $279,291,687, ensuring the stability and reliability you deserve. Our team is here to support you every step of the way. Under the leadership of CEO Gary Schuette II and Board President Kelley Kaiser, our staff of 312 employees is dedicated to delivering exceptional service. We invite you to experience the difference at Oregon State where member satisfaction is our top priority. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 306, Corvallis, OR 97339-0306. Ready to take control of your financial future? Visit us online at Oregon State Credit Union or give us a call at 503-585-9100 today!

Branch History & Mission

Join Us

We invite you to become part of the Oregon State family. Whether you're looking for a new checking account or seeking advice on securing a loan, we're here for you every step of the way. Experience firsthand how we blend personalized service with modern convenience at Oregon State. For more information about joining or opening an account with us, visit our website or call us at 503-585-9100. Let's build a brighter financial future together!

Our Journey

Oregon State began as a small credit union with a mission to provide accessible financial services to the local community. Over the years, we've expanded our offerings from basic banking services to include auto loans, mortgages, personal loans, and even business banking solutions. Our journey reflects not just growth in numbers but also the deepening of our relationships within the community. As we evolved, we embraced technology to better serve you. Today, we offer robust online and mobile banking options that allow members to manage their finances conveniently from anywhere. We understand the importance of accessibility; therefore, our branch is ADA compliant and equipped with an ATM for easy cash access.

Our Mission

At Oregon State, our mission is simple yet profound: we aim to empower individuals and families through sound financial services while actively supporting community initiatives. We believe in giving back by fostering partnerships with local organizations and investing in programs that uplift those around us. Whether it's sponsoring educational events or participating in community service projects, we are dedicated to making a positive impact in Salem and beyond. While members can visit us at 510 Wallace Rd NW, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306 if needed. Our friendly team is available during lobby hours from 9:00 AM to 6:00 PM on weekdays and drive-thru hours from 8:30 AM to 6:00 PM, ready to assist you with your financial journey.

Branch Location & Accessibility

Accessibility Features

At Oregon State Credit Union, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots, ensuring that everyone can enjoy a smooth banking experience.

Get in Touch!

Have questions? Feel free to call us at 503-585-9100. Our friendly team is ready to help you with anything you need. We invite you to stop by the West Salem Branch today experience the convenience and personalized service that makes Oregon State Credit Union your trusted financial partner!

Operating Hours

We're here for you during convenient hours! Our lobby welcomes you Monday through Friday from 9:00 AM to 6:00 PM. If you prefer drive-thru banking, we're ready to assist you even earlier, opening at 8:30 AM on weekdays. Just swing by for quick deposits, withdrawals, or any simple transactions you'll be in and out in no time!

Services Offered

We offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, our ATM is available on-site for easy cash access anytime during business hours. While members can visit us at 510 Wallace Rd NW, official correspondence should be sent to our mailing address: PO Box 306, Corvallis, OR 97339-0306.

Member Eligibility

Becoming a member of Oregon State is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the local area, or have a relative who is already a member, you're likely eligible to join us! This means you can enjoy all the benefits we offer, from personalized banking services to competitive loan rates. We believe in making banking accessible and straightforward for everyone. For more detailed information about eligibility criteria, feel free to check out our website at http://www.oregonstatecu.com/join . Ready to take the next step? Opening an account with us is simple and hassle-free! Just visit https://www.oregonstatecuonline.com/dbank/live/app/register to get started. If you have any questions, don't hesitate to reach out at (503) 585-9100. We're here to help you every step of the way at our branch located at 510 Wallace Rd Nw Salem Or 97304. Join us today and experience the supportive community of Oregon State!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced world, effective payment processing is crucial for any business. Our merchant services offer a variety of options to simplify transactions, allowing you to focus on what you do best running your business. Whether you're a retail store or an online service provider, our tools help ensure your customers have a smooth experience while boosting your bottom line. Visit us at 510 Wallace Rd Nw Salem Or 97304 in Salem, OR, or call us at (503) 585-9100 to learn how we can support your business's financial journey.

Comprehensive List Of Services

Additional Services

Our branch also provides basic drive-thru banking for quick deposits and withdrawals as well as ATM access for easy cash withdrawals and balance checks. Whether you're rushing through your day or planning ahead for future goals, we've got the tools to make banking easier. At Oregon State, we prioritize accessibility and service excellence. Our friendly staff is always ready to assist you with any questions or concerns you may have. Feel free to reach out at (503) 585-9100 if you'd like more information about any of our services or visit us at our branch in Salem, OR. Let us help you take charge of your financial future today! Visit us online at West Salem Branch or stop by our branch we're excited to meet you!

Business Banking

For small business owners, Oregon State offers comprehensive business banking services, including merchant services and business loans. We understand the unique challenges faced by businesses today, and our team is ready to help you navigate these waters smoothly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts from anywhere. Need to check your balance or transfer funds? You can do it all through our user-friendly online platform or mobile app. Plus, our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Loans and Credit

Managing debt can be overwhelming, which is why we also offer personal loans and debt consolidation services. These can be ideal for anyone looking to simplify their finances or cover unexpected expenses. Don't forget about our credit cards with rewards, which allow you to earn while you spend.

Personal Banking

We offer various personal banking options designed with you in mind. Our checking and savings accounts are perfect for everyday transactions and long-term saving goals. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing solutions come with competitive rates to fit your budget. For those looking to buy a home, we provide mortgage loans and refinancing options that can help you secure the perfect place for your family.

Digital & Online Banking

Key Features

One of the standout features is our ability for person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, it's simple and quick. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper statements just another way we help simplify your banking experience. For those who prefer mobile banking, our dedicated mobile application makes it even easier to manage your accounts right from your smartphone. You can complete transactions, view statements, and more all at your fingertips.

Security and Convenience

While convenience is key, so is security. Our online banking platform employs robust security measures to protect your personal information. Although we currently don't support electronic signature authorization or mobile payments, rest assured that every transaction you make is safeguarded. At Oregon State, we are committed to making banking accessible for everyone. Our goal is to provide you with tools that enhance your financial life while keeping things straightforward. So whether you're at home or out and about, managing your finances has never been easier!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 287,903, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,084,711 further solidify our capacity to assist you with your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 510 Wallace Rd Nw Salem Or 97304 or call (503) 585-9100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

A Strong Foundation

With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is showcased by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $274,424,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $25,380 in used auto loans and $1,569,841,504 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Additional Services

In addition to these loan products, we also offer refinancing options if you're looking to lower your monthly payments or consolidate debt. Eligibility details can be found on our website at http://www.oregonstatecu.com/join . Whether you're ready to take the next step or just exploring options, our team at Oregon State, located at 510 Wallace Rd Nw Salem Or 97304, Salem, OR OR, is here to assist you. Feel free to call us at (503) 585-9100 for any questions or visit our website at https://www.oregonstatecu.com/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can choose what best fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. We understand the unique challenges small businesses face and are committed to offering support through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit and providing extra financial flexibility when needed.

Loan Aggregator

Building Trust Through User Experiences

Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness in connecting borrowers with suitable loan options. If you're looking to streamline your loan search while ensuring you get the best available rates, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers when searching for loans. LendMesh stands out through its dedication to accuracy and integrity in loan comparisons. Here are some key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

OREGON STATE CREDIT UNION - Salem, OR

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Additional Services

Business Banking

Digital Banking Convenience

Loans and Credit

Personal Banking

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

A Growing Community

A Strong Foundation

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Building Trust Through User Experiences

How LendMesh Ensures Accurate Comparisons

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