OREGON STATE CREDIT UNION

Welcome to the Oregon State Credit Union's Monmouth Branch, located at 464 Pacific Ave S, Monmouth, OR 97361. Since our establishment in 1954, we have proudly served our community with a commitment to providing reliable financial services tailored to your needs. With a robust membership of over 145,594 individuals, we are dedicated to fostering a welcoming environment where members feel valued and supported. At Oregon State, we believe in the power of community. Our total assets amount to an impressive $2,580,248,380, reflecting our strong financial foundation. We have also facilitated a total of 71,409 loans and leases, empowering our members to achieve their dreams whether it's buying a car, purchasing a home, or expanding their business. Our branch operates with transparency and integrity. Currently, we hold total deposits of $378,097,642, ensuring your money is safe and accessible. With a net worth of $279,291,687 and cash in hand totaling $16,300,934, you can trust that your financial future is secure with us. Led by our dedicated CEO, Gary Schuette II, and Board President, Kelley Kaiser, our team works tirelessly to provide exceptional service. Whether you need assistance with personal banking services or business loans, we're here for you every step of the way. While members can visit us at our Monmouth location for all your banking needs including drive-thru services official correspondence should be sent to our mailing address at PO Box 306, Corvallis, OR 97339-0306. We invite you to explore the many ways Oregon State can support your financial journey. For more information or to speak with one of our friendly representatives, please call us at 503-838-0203 or visit our website at www.oregonstatecu.com. Let's work together towards achieving your financial goals!

At Oregon State, we believe that becoming a member is like joining a family where everyone supports each other. If you live, work, or attend school in the communities we serve, you're likely eligible to join us! This includes residents of Polk County and surrounding areas who are looking for a welcoming place to manage their finances. Plus, we offer a range of services that can help you achieve your financial goals, from checking accounts to auto loans and more. For more specific eligibility details, feel free to check out our guidelines at http://www.oregonstatecu.com/join . Joining is easy and straightforward. You can start the account opening process online by visiting https://www.oregonstatecuonline.com/dbank/live/app/register or simply give us a call at (503) 838-0203 if you have any questions or need assistance. We're here to help you every step of the way as you take this exciting step towards better financial health with us at Oregon State, located at 464 Pacific Ave S Monmouth Or 97361.

At Oregon State, we understand the heartbeat of local businesses. Whether you're a startup or an established company, we offer tailored solutions to help you thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services empower your business to accept payments seamlessly. Imagine a busy Saturday at your café where customers can pay easily with their cards or mobile devices keeping lines moving and satisfaction high. Visit us at 464 Pacific Ave S Monmouth Or 97361 in Monmouth, OR, or call us at (503) 838-0203 to explore how we can partner with you for success!

At Oregon State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing reliable services and products tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $274,424,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $25,380 in used auto loans and $1,569,841,504 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 287,903, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $7,084,711. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 464 Pacific Ave S Monmouth Or 97361 or call (503) 838-0203 to learn more about how we can help you achieve your financial goals.

At Oregon State, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage your day-to-day expenses. With over 71,409 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options could be just what you need. We provide Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, making buying or refinancing simple. For those who may need additional funds for personal expenses, we also offer flexible terms on unsecured credit card loans. With a total of $45,900,259 in loans available, our unsecured credit cards can help you manage your finances effectively. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans totaling $240,002,775 provide the capital needed to expand operations. We encourage you to explore refinancing options as well; they can often lead to better rates and terms that suit your current financial situation. If you're unsure about your eligibility for any of our loan products, feel free to reach out via phone at (503) 838-0203 or visit us at 464 Pacific Ave S Monmouth Or 97361 in Monmouth, OR. To learn more about how we can assist you with your financial journey, please visit us online at https://www.oregonstatecu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take the next step together!