OREGON STATE CREDIT UNION

At Oregon State, our mission is clear: we aim to enhance the financial well-being of our members while contributing to the community's overall prosperity. We believe that everyone deserves access to quality financial services and support. This belief drives us to offer a variety of services from personal banking solutions like checking and savings accounts to loans and credit cards with rewards tailored for your needs. We are proud of our commitment to ensuring accessibility for all members. With features such as online banking, mobile applications, and ADA-compliant facilities, we strive to make banking convenient and user-friendly. Additionally, our drive-thru service operates Monday through Friday from 8:30 AM to 6:00 PM, while lobby hours are from 9:00 AM to 6:00 PM. Our community outreach initiatives are central to who we are. We partner with local organizations to provide resources and support that uplift our neighbors. By investing in Lincoln City and surrounding areas, we aim to foster growth and opportunity for all. As we look towards the future, we invite you to be part of this remarkable journey. Join us at Oregon State where you can experience personalized service and products designed with your best interests in mind. Together, let's build a stronger community one member at a time! For more information or to get started on your journey with us, please call us at 541-714-4000 or visit our website at www.oregonstatecu.com. We can't wait to welcome you!

Feel free to give us a call at 541-714-4000 if you have any questions or need assistance. We invite you to visit us soon! Your financial needs are our priority, and we look forward to serving you at Oregon State!

You'll find us just a stone's throw away from popular spots like the Lincoln City Outlets and the stunning Pacific coastline. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available for your convenience. While members can visit us at 3350 NE Highway 101, official correspondence should be sent to PO Box 306, Corvallis, OR 97339.

We are open Monday through Friday with lobby hours from 9:00 AM to 6:00 PM. If you prefer drive-thru banking, we've got you covered there too! Drive-thru service is available from 8:30 AM to 6:00 PM on weekdays. Whether you need to make a deposit, withdraw cash, or inquire about our variety of services including personal banking, auto loans, and mortgages our friendly staff is here to help!

Imagine being able to accept payments quickly and easily while managing your cash flow effectively. Our merchant services offer just that! From credit card processing to point-of-sale systems, we provide the tools you need to streamline transactions and focus on what matters most growing your business. Located conveniently at 3350 Ne Highway 101 Lincoln City Or 97367, Lincoln City, OR, we're here to help you thrive. Reach out at (541) 714-4000 to learn more about how we can assist your business today!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

For our entrepreneurial members, we provide robust business banking services including merchant services and business loans. We understand that running a business comes with challenges, so we're here to support you every step of the way.

With ATM availability and cash withdrawal services, accessing your money has never been simpler. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle ideal for busy days when time is of the essence!

Why not earn rewards while you spend? Our credit cards come with perks that can benefit your lifestyle, making every purchase feel like a win.

We recognize the importance of convenience in today's world. That's why we offer comprehensive online and mobile banking features that allow you to manage your accounts with ease. You can make payments, transfer funds between accounts, and even send money to friends using our person-to-person payment service all from your smartphone or computer. Whether you're visiting us in person at Oregon State, reaching out via phone at (541) 714-4000, or exploring our services online at Lincoln City, we're here to assist you every step of the way. Ready to explore these services? Visit us today at 3350 Ne Highway 101 Lincoln City Or 97367 or check out more about what we offer online! Let Oregon State be your trusted partner in achieving financial success!

Need a new car? Our auto loans and vehicle financing options are here to help you hit the road without breaking the bank. If buying a home is on your radar, consider our mortgage loans and refinancing solutions that can fit various budgets. For those unexpected expenses or projects, personal loans and debt consolidation options are readily available.

We offer a variety of personal banking services designed for everyday life. Our checking and savings accounts are perfect for managing your finances easily. Imagine being able to monitor your savings from the comfort of home through our online and mobile banking options. This means you can check your balance or transfer funds anytime, anywhere!

Our online banking services are available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you can easily manage your finances with real-time account access. For those who prefer using their mobile devices, our user-friendly mobile application makes banking even more convenient. You can download it today and enjoy features like person-to-person transfers, allowing you to send money quickly and securely to friends and family without needing cash or checks.

Security is a top priority at Oregon State. While we do not currently support electronic signature authorization, rest assured that your personal information is protected with robust security measures. Our e-statements feature also helps keep your financial data safe while providing a green alternative to paper statements. With our commitment to making banking accessible for everyone, you can easily navigate through our digital services. Whether you're setting up automatic payments or checking your account activity, everything is designed to be straightforward and hassle-free. At Oregon State, we're dedicated to ensuring that managing your money is simple, secure, and always within reach. Discover all the ways our digital banking services can enhance your financial experience today!

Total Share and Deposit Accounts: 287,903, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,084,711. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 3350 Ne Highway 101 Lincoln City Or 97367 or call (541) 714-4000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $274,424,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,380 in used auto loans and $1,569,841,504 in total loans and leases.

With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. We understand that running a business comes with unique challenges, and our financial solutions are designed to help you succeed. At Oregon State, we believe in supporting our community by providing accessible and affordable lending options. If you're interested in learning more about eligibility requirements or if refinancing might be right for you, feel free to reach out at (541) 714-4000 or visit us at our branch located at 3350 Ne Highway 101 Lincoln City Or 97367 in Lincoln City, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With our dedicated team ready to assist you every step of the way, securing a loan has never been easier!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. We offer various mortgage products tailored to fit different budgets and lifestyles. If you're considering refinancing your existing mortgage, we also provide options to help reduce your monthly payments or take cash out for other needs.

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features that can fit into your lifestyle while providing a safety net for unexpected expenses.

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