Oregon State Credit Union Lebanon OR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Oregon State, your trusted financial partner located at 3330 Cooperative Way, Lebanon, OR 97355. Since our establishment in 1954, we have been committed to serving our community with integrity and dedication. As part of the Oregon State Credit Union, we proudly support over 145,594 members with an extensive range of financial services designed to meet their needs. At Oregon State, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business loans. Our total assets stand at an impressive $2,580,248,380, ensuring that we have the resources necessary to support your financial goals. With total deposits reaching $378,097,642 and a solid net worth of $279,291,687, you can trust that your money is safe with us. Our dedicated team of 312 employees, led by CEO Gary Schuette II and Board President Kelley Kaiser, is here to provide personalized service and expert guidance. We take pride in our commitment to the community and strive to make a positive impact in every way we can. While members can visit us at our Lebanon branch for all their banking needs, please note that official correspondence should be directed to our mailing address: PO Box 306, Corvallis, OR 97339-0306. Whether you're looking to open a new account or need assistance with a loan application, we're here for you! Feel free to reach out to us at 541-714-4000 or visit our website at oregonstatecu.com for more information about our offerings. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to become a part of the Oregon State family. Experience firsthand how we're dedicated not only to your financial well-being but also to uplifting our community. Whether you're looking for a new banking partner or simply want to learn more about what we offer, please feel free to contact us at 541-714-4000 or explore more on our website here. Together, let's build a brighter financial future!

Our Mission

At Oregon State, our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We strive to provide personalized solutions that help individuals achieve their financial goals whether that's buying a home or managing everyday expenses. We understand the importance of convenience in today's world. That's why we offer a variety of digital banking options like online banking and mobile applications alongside traditional services such as drive-thru banking and ATM access. Our branch is also ADA compliant to ensure everyone can enjoy our services without barriers. While members can visit us at 3330 Cooperative Way, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306 if different from our physical address.

Our Story

The story of Oregon State is one of dedication and resilience. Our commitment to providing exceptional financial services began when we opened our doors at 3330 Cooperative Way, conveniently located near local landmarks that make our community vibrant. Over the years, we have expanded our services and upgraded our facilities to meet the needs of our growing membership. Today, we offer a full range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. As we look back on our history, we celebrate not just our growth in numbers but also the impact we've made in the lives of those we serve. We are proud to be a part of Lebanon's fabric by partnering with local organizations and participating in community outreach programs aimed at supporting families and individuals in need.

Branch Location & Accessibility

Accessibility Features

At Oregon State's Lebanon Branch, we prioritize accessibility for all our members. The branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring everyone can access our services without difficulty.

Convenient Banking Hours

Our doors are open Monday through Friday for your convenience. You can visit our lobby from 9:00 AM to 6:00 PM or use our drive-thru service from 8:30 AM to 6:00 PM. This flexibility allows you to choose a time that works best for you!

Get in Touch

Have questions or need assistance? Feel free to give us a call at 541-714-4000. Our friendly staff is ready to assist you! We invite you to visit us soon at the Lebanon Branch your trusted partner in financial well-being!

Services Offered

We offer a wide range of banking services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're committed to helping you achieve your financial goals. Our drive-thru service also makes it simple for you to handle deposits and withdrawals on the go.

Member Eligibility

Becoming a member of Oregon State means joining a friendly community that prioritizes your financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and offer services designed to meet your unique needs. Not only do our members enjoy competitive rates and personalized service, but they also gain access to a range of financial products tailored just for them. For more detailed eligibility criteria, feel free to visit our website at http://www.oregonstatecu.com/join. Ready to take the next step? Opening an account is simple; you can find all the information you need at https://www.oregonstatecuonline.com/dbank/live/app/register. If you have any questions or need assistance, don't hesitate to call us at (541) 714-4000. We're here to help!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine a busy Saturday at your shop; with our services, accepting payments is quick and straightforward, ensuring your customers have a smooth checkout experience. Whether you're a retail store or a service provider, we've got you covered. Come visit us at 3330 Cooperative Way Lebanon Or 97355 or call us at (541) 714-4000 to discover how we can help your business grow today!

Comprehensive List Of Services

Convenient Access

At Oregon State, convenience is key. Our ATM & Cash Withdrawal Services allow you to access cash quickly whenever needed. Plus, our basic drive-thru banking enables easy deposits, withdrawals, and simple transactions without leaving your vehicle. With our commitment to digital banking features like online banking and mobile access, managing your finances has never been easier. You can enjoy 24/7 access to your accounts right from your smartphone or computer.

Join Us Today!

Ready to experience these benefits? Contact us at 541-714-4000 or visit our website at oregonstatecu.com for more information. Join the Oregon State family today and let us help you achieve financial peace of mind!

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts tailored just for you. Imagine having easy access to your funds whenever you need them! With online and mobile banking, you can check your balance, transfer money, and pay bills from the comfort of your home or on the go. If you're planning to purchase a new car or refinance an existing one, our Auto Loans & Vehicle Financing options make it simple and affordable. We also offer Mortgage Loans & Refinancing, helping you secure the perfect home loan or save money through refinancing. Need a little extra cash? Our Personal Loans & Debt Consolidation services can help you manage expenses without stress.

Rewards and Business Services

We know that credit cards can be tricky. That's why we provide Credit Cards with Rewards that fit your lifestyle whether you're traveling or shopping locally, you'll earn rewards for every purchase. For entrepreneurs and small businesses, our Business Banking services include merchant services and business loans to help you grow your venture. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Digital & Online Banking

Accessibility & Ease of Use

We believe that banking should be as easy as possible. That's why our digital services are user-friendly and designed for everyone. Whether you're tech-savvy or just starting out with online banking, you'll find everything intuitive and easy to navigate. Join us at Oregon State today to experience the freedom of digital banking. Your financial management is now just a click away!

Key Features

Our online platform also allows you to access e-statements, making it easy to keep track of your transactions without the clutter of paper statements. You can view your account activity with just a few clicks. Plus, for those who prefer using their smartphones, our mobile application is available for download, giving you all the features of online banking in the palm of your hand. Need to send money quickly? Our person-to-person transfer feature lets you do just that. Whether it's splitting a dinner bill or sending a birthday gift, it's simple and straightforward. And while electronic signature authorization is not currently offered, rest assured that our online banking system prioritizes your security with robust measures in place.

Financial Strength

At Oregon State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our commitment to sound financial practices positions us as a reliable partner for your banking needs. With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We have $274,424,316 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $25,380 in used auto loans and an impressive $1,569,841,504 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,084,711. Total Share and Deposit Accounts: 287,903, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 3330 Cooperative Way Lebanon Or 97355 or call 541-714-4000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing tailored solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. We are here to guide you through each step of the process, ensuring that you find a mortgage solution that fits your lifestyle.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans, we have options available that could potentially lower your monthly payments or reduce your interest rates. Check out our eligibility criteria here to see how we can assist you further. For any questions or more information on our loan offerings, feel free to contact us at (541) 714-4000 or visit us at our branch located at 3330 Cooperative Way Lebanon Or 97355 in Lebanon, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here at Oregon State, where we prioritize making lending accessible for all our members.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions ensures fair and transparent offers for all users.

OREGON STATE CREDIT UNION - Lebanon, OR

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