Oregon State Credit Union Keizer OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Oregon State at our Keizer Branch, located conveniently at 4952 River Rd N, Keizer, OR 97303. Since we opened our doors in 1954, we have been committed to serving our community and supporting our members with reliable financial services. With a total membership of 145,594, we pride ourselves on being a trusted partner in your financial journey. At Oregon State, we understand the importance of building strong relationships within our community. Our total assets amount to an impressive $2,580,248,380, showcasing our stability and commitment to providing you with excellent service. We offer a wide range of products tailored to meet your needs, including auto loans, mortgage financing, personal loans, and business banking services. Led by CEO Gary Schuette II and Board President Kelley Kaiser, our team is dedicated to ensuring that every member receives personalized attention and expert advice. With 312 employees ready to assist you, we strive to make banking easy and accessible for everyone. While members can visit us at 4952 River Rd N, official correspondence should be sent to our mailing address: PO Box 306, Corvallis, OR 97339-0306. With total deposits reaching $378,097,642 and a net worth of $279,291,687, you can trust that your finances are in good hands. We also maintain a healthy cash reserve of $16,300,934 to ensure your peace of mind. We invite you to experience the difference at Oregon State. Whether you're looking for assistance with loans or simply need advice on savings options, our team is here for you. Feel free to give us a call at 503-390-4318 or visit our website at Oregon State Credit Union for more information about our services. Join us today and let's build a brighter financial future together!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our growing family at Oregon State. Experience firsthand the benefits of membership whether it's personalized advice from our knowledgeable staff or access to competitive loan rates. We're here to support your financial journey every step of the way. For more information or assistance, don't hesitate to call us at 503-390-4318 or visit our website at Oregon State. Together, let's build a brighter financial future!

Our Evolution

Since our inception, we have adapted and evolved to meet the changing needs of our members. We started as a small credit union dedicated to serving the local community and have since expanded our services to include personal banking, auto loans, mortgage loans, business banking, and more. Today, we continue to embrace technological advancements to enhance member experience with features like online banking and mobile applications. While our physical location offers traditional services such as drive-thru banking and ATM access making it convenient for members we are equally committed to providing digital solutions that allow members to manage their finances from anywhere. This blend of personal service and digital accessibility reflects our dedication to being there for our members whenever they need us.

Our Mission

Our mission at Oregon State is clear: we strive to empower our members through exceptional financial services while fostering a sense of community. We believe that everyone deserves access to financial resources that can help them achieve their goals. Our focus on community support drives us to partner with local organizations and engage in outreach efforts that uplift those around us. We understand the importance of being accessible and inclusive; hence we ensure ADA compliance across all our services. Whether you visit us at the branch or connect with us online, we aim to create an environment where everyone feels welcomed and valued. While members can visit us at 4952 River Rd N for face-to-face service, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306 if needed.

Branch Location & Accessibility

A Range of Services Just for You

At Oregon State Credit Union's Keizer Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're dedicated to helping you with all aspects of your financial journey. Our friendly staff is here to assist you with everything from basic transactions to more complex financial inquiries.

Come Visit Us!

We invite you to stop by the Oregon State Credit Union's Keizer Branch today! If you have any questions or would like more information about our services, feel free to give us a call at 503-390-4318. We look forward to serving you and being a part of your financial success!

Convenient Access and Features

At our Keizer location, we prioritize making your visit as pleasant as possible. Our branch features ample parking and is fully ADA compliant, ensuring everyone can easily access our services. If you prefer not to step inside, we offer drive-thru banking for quick deposits and withdrawals. Plus, with an ATM available on-site, you can manage your cash needs efficiently. While members can visit us at 4952 River Rd N, official correspondence should be sent to our mailing address at PO Box 306 in Corvallis, OR.

Friendly Hours for Your Busy Schedule

We understand that life gets busy! That's why we're here to serve you during convenient hours. Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, and if you're using our drive-thru service, we're ready for you starting at 8:30 AM until 6:00 PM on those same days.

Member Eligibility

At Oregon State, we believe in building a community that feels like family. Becoming a member is not just about opening an account; it's about joining a supportive network focused on your financial well-being. To qualify for membership, you'll need to meet certain criteria that include living, working, or attending school in specific areas or having family members who are already part of our credit union. We invite everyone to explore their eligibility! For more details, feel free to check out our comprehensive guide at http://www.oregonstatecu.com/join . Once you're ready to take the next step, opening an account is straightforward and welcoming. You can start your journey with us online at https://www.oregonstatecuonline.com/dbank/live/app/register , or if you prefer a personal touch, give us a call at (503) 390-4318. We're here to help you every step of the way as you embark on this exciting financial adventure with Oregon State at 4952 River Rd N Keizer Or 97303. Join us and discover the advantages of being part of our member-focused community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the ability to accept payments effortlessly while managing your transactions all in one place. Our merchant services offer you just that. From point-of-sale systems to online payment solutions, we make it easy for your customers to pay how they want, allowing you to focus on what you do best running your business. Located at 4952 River Rd N Keizer Or 97303, Keizer, OR, our experienced team is ready to partner with you on your financial journey. Call us at (503) 390-4318 to learn more about how we can help your business thrive!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our members who are entrepreneurs or small business owners, we have comprehensive business banking services, including merchant services and business loans. We know how important it is to have reliable support when running a business.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking solutions. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills with ease. Our ATMs are available for quick cash withdrawals and balance checks, ensuring you're never far from your money.

Drive-Thru & ATM Services

If you prefer face-to-face interactions but are short on time, take advantage of our basic drive-thru banking services for deposits, withdrawals, and other simple transactions. We also provide basic ATM access so you can manage cash flow effortlessly. At Oregon State, we strive to make banking straightforward and accessible for everyone in the community. Whether you're visiting us in person or using our online platforms, we're committed to providing exceptional service that meets your financial needs. Ready to explore what we can do for you? Visit us at 4952 River Rd N Keizer Or 97303 in Keizer, OR, or give us a call at (503) 390-4318 today!

Loans and Credit Solutions

We also offer personal loans and debt consolidation solutions, perfect for those seeking to simplify their financial commitments. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase more rewarding.

Personal Banking

Our personal banking services make managing your finances easier than ever. With various checking and savings accounts, you can choose the option that best fits your lifestyle. For those looking to finance their next vehicle, our auto loans and vehicle financing options are competitive and tailored to suit different budgets. If you're considering homeownership or refinancing your current mortgage, our mortgage loans and refinancing services provide support throughout the entire process.

Digital & Online Banking

Key Features

One of the standout features is our ability for person-to-person transfers. It's simple to send money to friends or family without needing to meet in person. Plus, if you prefer going paperless, we provide e-statements that keep your financial records organized while reducing clutter. For those who enjoy managing their accounts on the go, our mobile application is available for download. This app not only provides access to your accounts but also supports mobile payments so you can make transactions quickly and securely (please note that while mobile payments are currently unavailable, we're continuously looking for ways to enhance our offerings).

Security and Convenience

Security is our top priority at Oregon State. While we do not offer electronic signature authorization at this time, rest assured that our online platform is designed with robust security measures to protect your personal information. With all these features combined, managing your finances has never been easier or more secure. Our digital banking options empower you to take control of your money on your terms. Join us today and experience the convenience of modern banking with Oregon State!

Financial Strength

A Strong Foundation

With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand strong at 287,903, showing a solid and growing member base that trusts us with their finances. Net Shares available for lending and investments total $7,084,711, reinforcing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 4952 River Rd N Keizer Or 97303 or call 503-390-4318 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $274,424,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $25,380 in used auto loans and a total of $1,569,841,504 in loans and leases, supporting our members' financial goals across various sectors.

Operational Efficiency

Our net income of $0 reflects a period of operational adjustments but signifies our commitment to stability while we navigate these changes. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over non-member deposits; with no non-member deposits recorded at this time, our focus remains solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the right loan for you.

Business Loans

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or expansion projects, we're here to assist you in achieving your business aspirations. At Oregon State in Keizer (4952 River Rd N Keizer Or 97303), our dedicated team is ready to help you navigate your loan options. You can reach us at 503-390-4318 during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We look forward to assisting you on your journey towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget. If you're considering refinancing your current mortgage, be sure to ask about our options that may lower your monthly payment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. These cards come with benefits designed to support your daily spending while allowing you to maintain control over your budget.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By working exclusively with verified financial institutions, LendMesh provides a trustworthy platform for users seeking the best loan options available.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can deliver real savings and value for its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

OREGON STATE CREDIT UNION - Keizer, OR