Oregon State Credit Union Dallas OR | Quick Personal Loans & Business Banking

Introduction

At Oregon State, we believe in the power of community and the strength of relationships. Established in 1954, our Dallas Branch located at 210 Orchard Dr, Dallas, OR 97338, is dedicated to providing financial solutions that empower our 145,594 members. With total assets exceeding $2.58 billion and a solid net worth of $279,291,687, we pride ourselves on being a stable and reliable partner in your financial journey. While members can visit us at our branch for personalized service, any official correspondence should be directed to our mailing address: PO Box 306, Corvallis, OR 97339-0306. Our dedicated team of 312 employees, led by CEO Gary Schuette II and Board President Kelley Kaiser, is here to support you with a variety of services including personal banking, auto loans, mortgage options, and more. We understand that every member's needs are unique. That's why we focus on building relationships based on trust and understanding. With total deposits reaching $378,097,642 and a loan portfolio that includes over 71,409 loans and leases, we are equipped to help you achieve your financial goals. Whether you're looking to open a new account or need assistance with a loan application, we're just a call away at 503-623-2796. Visit us today or explore our website at oregonstatecu.com to learn more about how we can serve you better. Your journey towards financial well-being starts here!

Branch History & Mission

Welcome to the Oregon State branch, a cornerstone of financial support and community service in Dallas, Oregon. Opened in 1954, our branch has proudly served its members for decades, fostering a spirit of cooperation and mutual assistance that defines credit unions. Over the years, we have grown from a small local institution into a trusted financial partner for over 145,594 members. Today, with total assets reaching an impressive $2,580,248,380, we continue to expand our services while maintaining our commitment to the community. Located at 210 Orchard Dr, our branch is easily accessible for residents and businesses alike. Just a short drive from the heart of Dallas, we invite you to stop by and explore how we can assist you on your financial journey. Our operating hours are designed to accommodate your busy schedule our lobby is open Monday through Friday from 9:00 AM to 6:00 PM, while our drive-thru operates from 8:30 AM to 6:00 PM. At Oregon State, our mission is clear: we strive to provide exceptional financial services while making a positive impact in the communities we serve. Our commitment goes beyond just banking; we focus on empowering individuals and families through education and outreach programs. We believe that everyone deserves access to quality financial resources that foster growth and stability. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Additionally, we offer online and mobile banking for those who prefer digital convenience. With ATM availability and drive-thru banking options, we're here to ensure your banking experience is smooth and efficient. While members can visit us at 210 Orchard Dr, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306 if necessary. We are proud of our achievements but recognize that our success comes from our strong community ties. Our partnerships with local organizations allow us to give back through various initiatives aimed at improving lives in our area. If you're looking for a credit union that puts people first and values community support as much as it does financial growth, look no further than Oregon State. Join us today and experience firsthand the benefits of being part of a caring institution dedicated to your success. For more information or to become a member, please contact us at 503-623-2796 or visit our website. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility and Features

We understand how important accessibility is for our members. Our branch features ADA-compliant entrances and ample parking spaces to ensure that everyone can visit us comfortably. If you're in need of quick banking services, our drive-thru service is available from Monday to Friday, opening at 8:30 AM and closing at 6:00 PM. For those who prefer to come inside, our lobby hours are from 9:00 AM to 6:00 PM on the same days.

Banking Services

At Oregon State Credit Union, we offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking solutions like merchant services and business loans. Plus, with ATM availability right here at our branch, you can easily access your funds anytime during operating hours. While members can visit us at 210 Orchard Dr for their banking needs, please note that any official correspondence should be sent to PO Box 306 in Corvallis, OR 97339-0306.

Connect With Us

If you have questions or need assistance, don't hesitate to give us a call at 503-623-2796. Our friendly staff is always ready to help! We invite you to stop by and explore how we can support your financial journey. Come visit us today!

Member Eligibility

Becoming a member of Oregon State is like joining a welcoming family dedicated to your financial well-being. If you live, work, or attend school in our community, you're already on the path to membership! We believe in making financial services accessible and supportive for everyone. At Oregon State, we offer a variety of benefits designed just for you, from competitive loan rates to personalized banking solutions that fit your lifestyle. To get started, simply visit our website at http://www.oregonstatecu.com/join for detailed eligibility criteria and learn how easy it is to open an account with us. You can also reach out directly at (503) 623-2796 if you have any questions or need assistance. We're here to help you every step of the way, ensuring that becoming a member feels effortless and rewarding. Join us today at our branch located at 210 Orchard Dr Dallas Or 97338, and experience the difference a community-focused credit union can make!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business with a reliable payment system that keeps transactions smooth and efficient. Our merchant services empower you to accept payments easily, whether in-store or online. This means more time focusing on what matters growing your business while we handle the payment processes. Located at 210 Orchard Dr Dallas Or 97338 in Dallas, OR, our team is ready to assist you. For more information or to schedule a consultation, call us at (503) 623-2796. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking on Your Terms

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking services so you can manage your accounts anytime, anywhere. From checking balances to transferring funds, it's all just a few taps away on your smartphone or computer. If you prefer traditional banking methods, our branch offers essential services such as ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals all designed to save you time and hassle.

Connect with Us Today!

At Oregon State, we're dedicated to serving our members with care and commitment. Our friendly staff is always ready to assist you whether you're visiting us at the branch or reaching out over the phone at (503) 623-2796. Explore how our comprehensive list of services can help meet your financial goals by visiting us today! Your financial well-being is important to us. Join the Dallas Branch family today and experience the difference!

Flexible Financial Solutions

We know life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, offering you the financial relief you need when times get tough. Plus, if you're looking to earn rewards on your everyday spending, check out our Credit Cards with Rewards designed to give back for every purchase you make. For our business members, we offer robust Business Banking services including Merchant Services & Business Loans that can help grow your enterprise. We're here to support local businesses thrive in our community.

Personal Banking Made Easy

When it comes to personal banking, we have you covered. Our Checking & Savings Accounts help you manage your daily expenses while growing your savings. Whether you're saving for a vacation or planning for future goals, our accounts come with features that suit your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing options make purchasing your dream car more manageable. With competitive rates and flexible terms, we ensure that financing is straightforward and stress-free. If you're looking for a home, our Mortgage Loans & Refinancing services provide personalized solutions tailored to fit your budget.

Digital & Online Banking

Accessibility and Real-Time Management

With e-statements available, you can keep track of your finances without cluttering up your mailbox. This eco-friendly option not only helps you stay organized but also provides quick access to your statements whenever you need them. Plus, if you're interested in making payments directly through your mobile device, we have plans for mobile payment features coming soon! At Oregon State, managing your money has never been easier. Whether you're checking your balance during lunch or paying bills late at night, our digital banking services are designed with you in mind. Embrace the ease of banking from anywhere today!

Key Features

Our online banking platform at https://www.oregonstatecu.com/ allows you to check balances, transfer money, and pay bills with just a few clicks. No more waiting in lines or rushing to the bank before closing time! If you need to send money to a friend or family member quickly, our person-to-person transfers make it easy to do so without any hassle.

Security and User-Friendliness

Your security is our priority. While we don't offer electronic signature authorization at this moment, we ensure that all your transactions are protected with robust security measures. Our user-friendly mobile application further enhances your banking experience, allowing you to perform essential tasks right from your smartphone.

Financial Strength

At Oregon State, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, which reassures you of our reliability as your credit union. With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $274,424,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $25,380 in used auto loans and a total of $1,569,841,504 in loans and leases available. While our operational efficiency reflects our commitment to quality service with a net income of $0 this year so far, we remain dedicated to offering competitive loan rates and solid financial products for all our members. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. With 287,903 total share accounts, it's clear that many members trust us with their finances a testament to the community spirit at Oregon State. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 210 Orchard Dr Dallas Or 97338 or call 503-623-2796 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. We understand the unique challenges businesses face, and we're committed to offering solutions that support your success. If you're interested in refinancing any existing loans or want to explore eligibility options for our various loan products, please don't hesitate to reach out. Our friendly staff at 210 Orchard Dr Dallas Or 97338, Dallas, OR is ready to assist you. Give us a call at (503) 623-2796, and let's discuss how we can help meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. Our team is here to guide you through the process and find a solution that suits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. These cards come with benefits that can help you build your credit while enjoying added conveniences.

Loan Aggregator

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OREGON STATE CREDIT UNION - Dallas, OR

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