Oregon State Credit Union Corvallis OR | Best Auto Loans & Business Banking

Introduction

Welcome to Oregon State, your trusted financial partner located at 4800 SW Research Way, Corvallis, OR 97333. Since our establishment in 1954, we've dedicated ourselves to serving our growing community with a commitment that shines through in every interaction. With over 145,594 members and assets totaling a remarkable $2,580,248,380, we are here to help you navigate your financial journey with confidence. At Oregon State, we understand that banking is not just about numbers; it's about people and their dreams. Our team of 312 dedicated employees, led by our CEO Gary Schuette II and Board President Kelley Kaiser, works tirelessly to offer personalized services tailored to meet your unique needs. Whether you're seeking an auto loan among our 71,409 loans and leases or looking for a safe place to grow your savings with deposits exceeding $378,097,642, we have the right solutions for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 306, Corvallis, OR 97339-0306. We invite you to take advantage of our convenient services including online banking and mobile applications designed for easy access to your accounts anytime, anywhere. Join us as we continue to make a positive impact in the community while ensuring your financial well-being is always our top priority. If you have any questions or wish to learn more about how we can serve you better, don't hesitate to reach out at 541-714-4000. Let's work together towards achieving your financial goals!

Branch History & Mission

At Oregon State, we take pride in our rich legacy that dates back to 1954. Since our founding, we have been committed to serving the community of Corvallis, OR, from our location at 4800 Sw Research Way. Over the years, we have grown into a trusted financial institution with a total membership of 145,594 and total assets amounting to an impressive $2,580,248,380. Our mission is straightforward yet powerful: to provide exceptional financial services while fostering community support and development. We believe that when our members thrive, so does our community. Through our various offerings such as personal banking services, auto loans, mortgages, and business banking we aim to meet the diverse needs of those we serve. Oregon State is not just about numbers; it's about people. Our team works diligently to ensure that each member receives personalized attention and care. Whether you visit us during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM or reach out via phone at 541-714-4000, we are here for you every step of the way. In addition to traditional banking services, we embrace modern technology to enhance your experience. With options like online banking and mobile applications, managing your finances has never been easier. We also prioritize accessibility with ADA compliance in all our operations. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306 if necessary. Community involvement is at the heart of what we do. We engage in various outreach efforts and partnerships aimed at uplifting local organizations and initiatives. From educational programs to financial literacy workshops, we strive to make a meaningful impact in Corvallis. As we look forward to the future, we invite you to join Oregon State. Experience firsthand the benefits of being part of a credit union that values its members and supports its community. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

Our branch is committed to being accessible to everyone. We offer ample parking and ADA-compliant features, including ramps for easy access. You can navigate our space comfortably, ensuring a smooth experience for all members.

Connecting with Us

While you can visit us at our branch address, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306 if that's more convenient for you. Have questions? Feel free to call us at 541-714-4000. Our friendly staff is eager to help you! We look forward to seeing you soon at the Oregon State branch! Come by and discover how we can assist you in reaching your financial goals.

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 6:00 PM, ready to assist with a variety of services. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we cater to your financial needs. Plus, our ATM availability allows you quick access to cash whenever you need it.

Member Eligibility

At Oregon State, we believe that joining our community is like becoming part of a big, supportive family. Becoming a member is easy and welcoming for anyone who shares our values. To be eligible, you simply need to live, work, worship, or attend school in Benton County or the surrounding areas. If you're unsure about your eligibility, you can find detailed information by visiting our eligibility page. Once you confirm your eligibility, opening an account with us is straightforward. You can start this journey by visiting our account opening page or giving us a call at (541) 714-4000 for assistance. Our team is here to help you every step of the way! By choosing to become a member at Oregon State, you'll enjoy personalized service and access to a wide range of financial products designed just for you all in a friendly and community-focused environment. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services

Imagine having the tools that make transactions easy for your customers. Our merchant services provide businesses with reliable payment processing solutions, allowing you to accept payments quickly and securely. This means less waiting time for your customers and more sales for you. Visit us at 4800 Sw Research Way Corvallis Or 97333 in Corvallis, OR, or call us at (541) 714-4000 to learn how our business banking services can help your company thrive!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, our business banking services, including merchant services and business loans, are here to support your growth. We know running a business can be demanding, which is why we offer tailored solutions to help streamline your operations and provide the funding you need.

Credit Solutions

Our personal loans and debt consolidation services offer relief when life throws unexpected expenses your way. Whether you need funds for home repairs or want to consolidate existing debts into one manageable payment, we've got flexible options designed with you in mind. And don't forget about our credit cards with rewards! Using our credit card not only helps you build credit but also earns you points on everyday purchases. Imagine enjoying rewards for simply buying groceries or filling up your tank.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Oregon State, we prioritize digital banking features such as online and mobile banking. Easily manage your accounts from anywhere at any time! With just a few taps on your phone or clicks on your computer, you can transfer funds, check balances, or pay bills without stepping foot outside. Don't forget about our ATM & cash withdrawal services, ensuring easy access to your cash whenever you need it. Plus, basic ATM access allows you to withdraw funds and check balances quickly and conveniently.

Get Started Today!

Ready to take control of your finances? Visit us at Oregon State in Corvallis or give us a call at 541-714-4000 for more information about how our services can benefit you. Discover all that we have to offer by visiting our website at Oregon State. Your financial journey starts here!

Home Financing

If you're dreaming of homeownership or looking to refinance your current mortgage, our mortgage loans and refinancing options are just what you need. We understand that buying a home is one of the biggest decisions you'll make, which is why we work closely with you to find the right loan terms that suit your situation.

Personal Banking

When it comes to personal banking, we offer an array of options that make managing your money straightforward and accessible. Our checking and savings accounts are tailored for everyday use, helping you track your spending and grow your savings effortlessly. Imagine being able to set up automatic transfers to your savings account it's a great way to reach those financial goals without even thinking about it! For those considering purchasing a new vehicle, our auto loans and vehicle financing services provide competitive rates that fit your budget. Picture yourself driving off in that new car you've always wanted, knowing you secured a fantastic deal through us.

Digital & Online Banking

Always There When You Need Us

With 24/7 online banking services, you can rest assured knowing that your accounts are always within reach. Whether it's checking your balance late at night or making a payment during lunch, we've got you covered. Although we currently do not support electronic signature authorization or mobile payments, our other features ensure that you can manage your finances safely and efficiently. At Oregon State, we prioritize security and user-friendly experiences. So why wait? Start enjoying the benefits of digital banking today!

Convenient Online Access

Our online banking platform at https://www.oregonstatecu.com/ allows you to check balances, pay bills, and transfer money with ease. You can also sign up for e-statements, which means you'll receive your account statements electronically, keeping your information organized and accessible while also helping the environment.

Easy Money Management

Need to send money to a friend? Our person-to-person transfer feature lets you do just that without any hassle. It's perfect for splitting bills or sending gifts. Plus, with our mobile application available for download, managing your finances on the go has never been easier.

Financial Strength

Commitment to Innovation

We have $274,424,316 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust with $25,380 in used auto loans and $1,569,841,504 in total loans and leases, supporting your financial goals across various sectors.

Growing Member Base

With a total of 287,903 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $7,084,711, further highlighting our commitment to being there for you when you need it most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 4800 Sw Research Way Corvallis Or 97333 or call (541) 714-4000 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Your savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, which provide stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 301 full-time employees and 11 part-time employees who are dedicated to serving you with a knowledgeable team.

Solid Financial Health

With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. Our financing options make it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you with tailored financial solutions. If you are considering refinancing any of these loans or need to check your eligibility for our products, feel free to reach out. You can contact us at (541) 714-4000, or visit us at our branch located at 4800 Sw Research Way Corvallis Or 97333 in Corvallis, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards programs designed to enhance your spending experience.

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Oregon State