Oregon State Credit Union Corvallis OR | Affordable Vehicle Loans & Mobile Banking

Introduction

Welcome to Oregon State, your trusted financial partner located at 1980 Nw 9Th St, Corvallis, OR 97330. Since our establishment in 1954, we have been dedicated to supporting our members and the community with a wide range of financial services. As a proud member of the Oregon credit union family, we currently serve over 145,594 members, offering them a collective asset base of $2,580,248,380. At Oregon State, we understand that banking is more than just transactions; it's about building relationships and helping you achieve your financial goals. With total loans amounting to 71,409 and deposits reaching $378,097,642, we are well-equipped to meet your personal and business banking needs. Our commitment to excellence is reflected in our strong net worth of $279,291,687 and cash reserves of $16,300,934, ensuring that we can support you every step of the way. Led by our experienced CEO, Gary Schuette II, and Board President Kelley Kaiser, our team is here to provide personalized service tailored to your unique situation. Whether you're looking for auto loans, mortgages, or simply want to open a checking account, we offer various options designed for all stages of life. While members can visit us at our branch address mentioned above for friendly assistance and advice, official correspondence should be directed to our mailing address: PO Box 306, Corvallis, OR 97339-0306. We invite you to explore how Oregon State can enhance your financial journey. Feel free to reach out at 541-714-4000 or visit us online at oregonstatecu.com for more information. Join us today and become part of a community that values trust and reliability!

Branch History & Mission

At Oregon State, we are proud of our rich history and commitment to serving the community. Founded in 1954, our branch has grown from a small financial institution into a vital part of Corvallis, OR, with a robust membership of over 145,000 individuals. Located at 1980 NW 9th St, Corvallis, OR 97330, we are easily accessible for all your banking needs. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. Over the years, Oregon State has continually evolved to meet the changing needs of our members. We are dedicated to offering a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our focus on customer service has driven us to incorporate digital advancements that make banking easier and more efficient for everyone. We proudly offer online banking and mobile applications that allow you to manage your finances anytime, anywhere. Our commitment extends beyond just financial services. We actively engage with the community through partnerships and outreach programs aimed at improving the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we believe in making a positive impact. While members can visit us at 1980 NW 9th St, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306. With convenient operating hours Monday through Friday from 9:00 AM to 6:00 PM for lobby services and from 8:30 AM to 6:00 PM for drive-thru we ensure that our members can access our services when they need them most. As an ADA-compliant facility equipped with an ATM and drive-thru banking options, we strive to make banking accessible for everyone. Our total assets now stand at an impressive $2,580,248,380, reflecting our stability and growth as a trusted financial partner in the region. We invite you to join Oregon State and experience the benefits of membership firsthand. With our focus on community support and excellent service, we are here to help you achieve your financial goals. For more information or to get started today, call us at 541-714-4000 or visit our website at www.oregonstatecu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Oregon State, your friendly financial center located at 1980 NW 9th St, Corvallis, OR 97330. Nestled in the heart of Benton County, our branch is easily accessible and convenient for all your banking needs. Whether you're near the bustling downtown area or enjoying a leisurely day at nearby parks, we are just a short drive away. At Oregon State, we pride ourselves on providing excellent service in a welcoming environment. Our branch features ample parking and is equipped with accessibility options, including ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Our operating hours are designed to fit your busy schedule. You can come see us Monday through Friday, with lobby hours from 9:00 AM to 6:00 PM and drive-thru services available from 8:30 AM to 6:00 PM. Whether you need to deposit a check or discuss loan options, our friendly staff is here to assist you. For those on the go, we also offer ATM services for quick withdrawals and balance checks right at your fingertips. Plus, if you prefer banking from home, our online and mobile banking options make managing your finances easier than ever. While members can visit us at our main location in Corvallis, official correspondence should be sent to PO Box 306, Corvallis, OR 97339-0306. If you have any questions or need assistance, don't hesitate to call us at 541-714-4000. We look forward to serving you!

Member Eligibility

Becoming a member of Oregon State is like joining a warm and welcoming family that's dedicated to supporting your financial journey. If you're located in or around Corvallis, or if you work for one of our partner organizations, you may qualify for membership. We're here to empower individuals and families with accessible financial services tailored to meet your needs. The eligibility criteria are straightforward just visit this link for all the details, as they can change from time to time. Joining is easy! Once you confirm your eligibility, opening an account at Oregon State is a breeze. You can start the process online through this application link or give us a call at (541) 714-4000 if you have any questions. Located at 1980 Nw 9Th St Corvallis Or 97330, we look forward to welcoming you into our community where you'll enjoy personalized service and a range of financial products designed just for you.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $233 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $240,002,775, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer merchant services that make transactions easy and efficient. Imagine having the ability to process payments seamlessly, whether your customers pay via card or mobile. Our solutions help streamline operations so you can focus on what matters most growing your business. Located at 1980 Nw 9Th St Corvallis Or 97330 in Corvallis, OR, we're here to partner with you for success. Visit us or call (541) 714-4000 today to discover how we can help your business thrive!

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? With our ATM & Cash Withdrawal Services, accessing your money is simple and straightforward. We also provide basic drive-thru banking for deposits, withdrawals, and simple transactions during convenient hours. Our friendly staff is always ready to assist you at our branch located at 1980 Nw 9Th St Corvallis Or 97330, making your banking experience as pleasant as possible.

Business Banking Services

For our local entrepreneurs and businesses, we provide comprehensive Business Banking solutions. This includes Merchant Services that simplify payment processing and Business Loans designed to support your growth and operational needs. We believe in empowering our community's businesses to thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. Our robust Online & Mobile Banking platforms allow you to manage your finances on the go. You can easily check balances, transfer funds, and even pay bills from your smartphone or computer without any hassle.

Financial Assistance

In addition to these essential services, we recognize that life can present unexpected challenges. That's why we offer Personal Loans & Debt Consolidation options to help ease your financial burdens. And if you're looking to build or improve your credit score, our Credit Cards with Rewards can be a smart choice, providing benefits while you spend.

Get Started Today!

At Oregon State, we are committed to helping you navigate every step of your financial journey with confidence. Whether you are interested in personal accounts or business services, our team is here for you. For more information about how we can serve you better, feel free to give us a call at (541) 714-4000 or visit us online at Financial Center. We look forward to supporting all of your financial needs!

Personal Banking Solutions

We understand that managing your finances can be complex, which is why we offer a variety of personal banking services. From convenient Checking & Savings Accounts that help you manage your daily expenses to Auto Loans & Vehicle Financing for when you're ready to hit the road, we make it easier for you to achieve your goals. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans provide flexible options tailored just for you.

Digital & Online Banking

Key Features

Our online banking platform at https://www.oregonstatecu.com/ is user-friendly and packed with features to help you stay on top of your financial health. You can view your account balances, check transaction history, and transfer funds easily all with just a few clicks. Plus, if you prefer paperless statements, our e-statements are available for your convenience, allowing you to keep track of your finances without the clutter. For those moments when you need to send money quickly, our person-to-person transfer feature makes it simple to send funds to family and friends instantly. Whether it's splitting a bill or paying someone back, it's as easy as entering their information and clicking send.

Mobile Application

Stay connected with your finances on the go through our mobile application. Available for download, this app allows you to manage your accounts right from your smartphone or tablet. With the app, you'll have access to all the same features as online banking, ensuring that you're never out of touch with your money. While we currently do not offer mobile payments or electronic signature authorization, rest assured that our existing services prioritize security and ease of use. Your financial information is protected with robust security measures, giving you peace of mind while banking online. In summary, Oregon State provides a comprehensive digital banking experience that fits into your lifestyle. With accessible online banking services available any time of day or night, managing your finances has never been easier!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 287,903, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,084,711. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon State is your trusted partner. Visit us at 1980 Nw 9Th St Corvallis Or 97330 or call (541) 714-4000 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $274,424,316 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $25,380 in used auto loans and $1,569,841,504 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $451,020,084 in share certificates and $642,508,854 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 301 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $279,291,687, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,080 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $384,578,829 in used vehicle loans and $152,708,985 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your monthly payments or adjust your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $240,002,775 provide the capital needed to grow and expand. We offer personalized service to help businesses thrive in a competitive market. If you're interested in any of these loan products or want more information about eligibility options, feel free to reach out. You can contact us at 541-714-4000 or visit us at our branch located at 1980 Nw 9Th St Corvallis Or 97330. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,345,838, make buying or refinancing simple. We guide you through each step of the process to ensure you find a plan that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,900,259 in loans helping members manage their finances effectively. This option can be great for those looking for additional purchasing power without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. The platform prioritizes data integrity, drawing from legitimate financial institutions known for their adherence to regulatory standards.

OREGON STATE CREDIT UNION - Corvallis, OR