Oregon Community Credit Union Eugene OR | Quick Personal Loans & Top Checking

Introduction

Welcome to Oregon Community, your trusted partner in financial well-being, located at 895 E 13Th Ave, Eugene, OR 97401. Established in 1981, we have grown to serve over 263,506 members, showcasing our commitment to the community and their financial needs. With total assets exceeding $3.4 billion and deposits reaching $143,511,439, we stand strong as a reliable credit union ready to support your banking journey. At Oregon Community, we understand that each member's financial situation is unique. That's why we offer a variety of services tailored just for you whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages. Our dedicated team of 600 employees, led by CEO Ronald Neumann and Board President Bill Inge, is here to provide personalized service that makes you feel valued. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to the same address: 895 E 13th Ave, Eugene, OR 97401. We also have an online presence where you can explore our services further at myoccu.org. Join us today and experience a credit union that truly cares about its members. Whether you're interested in opening an account or simply want to learn more about our offerings, feel free to reach out at 541-687-2347. Your financial future starts here!

Branch History & Mission

At Oregon Community, we take pride in our rich history and unwavering commitment to serving the Eugene community. Established in 1981, our branch has grown alongside its members, evolving to meet the changing needs of our community while remaining true to our core mission: to empower individuals and families through accessible financial services. Located at 895 E 13th Ave, Eugene, OR 97401, our branch is not just a place for transactions; it's a hub for building relationships and fostering growth. Over the years, we have welcomed over 263,000 members into our family, growing our total assets to an impressive $3.4 billion. This remarkable growth reflects the trust and support of our community. Our mission statement emphasizes not only providing exceptional financial products but also ensuring that we uplift and support those around us. We believe that banking should be about more than just numbers; it should help enrich lives and strengthen communities. Our array of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 895 E 13th Ave, Eugene, OR 97401. Our operating hours are designed with your convenience in mind: we are open Monday through Friday from 9 AM to 6 PM (with slightly adjusted hours on Tuesday through Thursday), and closed on weekends. Oregon Community is dedicated to making banking easier through digital advancements. Our online and mobile banking platforms allow members to manage their finances anytime, anywhere. We also prioritize accessibility by complying with ADA standards to ensure everyone can benefit from our services. Beyond banking services, we are passionate about community outreach. We actively engage with local organizations and initiatives that align with our values. By partnering with schools and non-profits, we work together to create positive change right here in Eugene. Join us at Oregon Community today and experience firsthand how we blend exceptional service with a heartfelt commitment to community well-being. Whether you are opening your first savings account or seeking financial advice for your business, we are here for you every step of the way. Visit us or call us at 541-687-2347; let's build a brighter future together!

Branch Location & Accessibility

Convenient Access

Our branch offers ample parking, making your visit hassle-free. Plus, we are committed to accessibility for everyone, with features like ADA-compliant entrances and ramps ensuring that all members can enjoy our services without difficulty. Whether you're here for a quick transaction or a detailed consultation, you'll find our environment welcoming and accommodating.

Operating Hours

We understand your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 6:00 PM, and on Tuesday through Thursday, we have lobby hours from 9:30 AM to 5:00 PM. Unfortunately, we are closed on Sundays and Saturdays. If you need assistance outside these hours, feel free to call us at 541-687-2347.

Services Offered

At Oregon Community, we offer a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. We also provide online and mobile banking for those who prefer managing their finances on-the-go. Plus, if you're a member of another credit union, our shared service center allows you to conduct basic transactions seamlessly.

Visit Us Today!

We invite you to stop by our Campus Branch for all your banking needs. Our friendly staff is eager to help you navigate your financial journey. Whether you're looking to open a new account or explore loan options, we're here for you! Remember, while you can visit us at 895 E 13Th Ave for your banking needs, official correspondence should be sent to the same address as well. We look forward to serving you soon!

Member Eligibility

At Oregon Community, we believe that becoming a member is like joining a caring family that supports your financial journey. Anyone who lives, works, worships, or attends school in our vibrant community is welcome to apply for membership. This inclusive approach means you can enjoy the many benefits we offer, from personalized banking services to competitive loan rates and a wide range of financial products tailored just for you. To learn more about the specific eligibility requirements, check out our detailed guidelines at http://www.myoccu.org/membership/become-a-member. We're excited to help you on your path to financial well-being! When you're ready to open an account, it's as simple as visiting us or clicking on this link: https://on.myoccu.org/registration. If you have any questions, feel free to call us at (541) 687-2347. Let's build a brighter financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $331 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $208,296,926, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify everyday operations for business owners. Imagine processing payments quickly and easily, allowing you to focus on what matters most growing your business. Our tools help streamline transactions and enhance customer satisfaction, making it easier for you to thrive in today's competitive market. Located conveniently at 895 E 13Th Ave Eugene Or 97401 in Eugene, OR, our dedicated team is ready to assist you with all your business banking needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessibility

For those who prefer in-person assistance, we invite you to visit us during lobby hours: Monday through Friday from 9:00 am to 6:00 pm (closed on weekends). If you have questions or need help with anything related to your accounts or services offered at Campus Branch, feel free to call us at (541) 687-2347. In conclusion, whether you're saving for the future, purchasing a new car, or running a business, Oregon Community is here for all your financial needs. We encourage you to explore everything we have to offer by visiting us online at https://myoccu.org/ or stop by our branch today! Let us partner with you on your financial journey!

Business Banking

For entrepreneurs and business owners, we provide comprehensive business banking services, including merchant services and business loans tailored to fuel growth. Our goal is to support your business every step of the way so you can focus on what matters most: running your company.

Credit Cards and Rewards

We also understand the importance of rewards in today's market. That's why we offer credit cards with rewards that allow you to earn points for every dollar spent. These points can be redeemed for travel, merchandise, or cashback making each purchase even more rewarding.

Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can access your accounts from anywhere at any time using our secure platform. With features like ATM access, cash withdrawal services, and person-to-person payment options, managing your money has never been easier. If you're a member of another credit union, don't worry! We offer basic shared branch transactions for deposits and withdrawals through our partner credit unions. This means that even if you're away from home, you still have access to your funds.

Personal Banking

Our personal banking services are tailored to help you manage your finances effectively. We offer checking and savings accounts that come with competitive interest rates and no hidden fees. Whether you're saving for a vacation or managing daily expenses, our accounts provide the flexibility you need. If you're planning to purchase a vehicle, take advantage of our auto loans and vehicle financing options that can get you on the road with affordable rates. For those considering homeownership, our mortgage loans and refinancing options can help make your dream home a reality. Plus, if you're feeling overwhelmed by debt, our personal loans and debt consolidation services can ease your burden and set you back on track financially.

Digital & Online Banking

Key Features

Our online banking platform provides everything you need to manage your finances with ease. You can check balances, transfer funds, and pay bills without needing to visit a branch. Plus, with the availability of electronic statements, you can keep track of your account activity while reducing paper clutter saving both time and the environment. For those who prefer mobile banking, our user-friendly mobile application is here to help. It's packed with features that allow for quick access to your accounts, plus the ability to make mobile payments. Whether you're out shopping or grabbing coffee, handling transactions is just a tap away.

Security & Convenience

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are protected every step of the way. You can also enjoy peace of mind knowing that person-to-person transfers are simple and secure, making it easy to send money to friends or family without any hassle. With all these options at your fingertips, managing your finances has never been easier. Our commitment to accessibility means you have real-time control over your accounts from anywhere. Join us at Oregon Community and experience modern banking that fits into your life!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 528,461, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, indicating our commitment to utilizing resources for member benefits rather than holding excess funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oregon Community is your trusted partner. Visit us at 895 E 13Th Ave Eugene Or 97401 or call 541-687-2347 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $710,944,551 in share certificates and $437,107,740 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $178,316,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $21,050,280, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 568 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $318,860,589 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $89,922 in used auto loans and a total of $3,041,663,498 in loans and leases.

Strong Financial Health

With a net worth of $340,512,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1010 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Oregon Community, we understand that financial needs vary from person to person, which is why we offer a range of loan products designed to help you achieve your goals. Whether you're looking to purchase a new vehicle, buy your first home, or manage unexpected expenses, we've got you covered. With over 179888 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with competitive rates that make it easier for you to get behind the wheel. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,017,629,608 in used vehicle loans and $349,065,216 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide various financing solutions including Junior Lien 1-4 Family Residential Properties loans totaling $244,286,197, making buying or refinancing simple and straightforward. For those who may need extra flexibility in managing their finances, we also offer unsecured credit card loans. With a total of $62,879,605 in these loans available, our flexible terms can help you handle everyday expenses or emergencies without added stress. We cater to business owners as well; our outstanding commercial loans totaling $208,296,926 provide the necessary capital for growth and expansion. If you're interested in refinancing options or want to know if you qualify for any of our loan products, don't hesitate to reach out. Our friendly staff at Oregon Community are here to guide you through the process. For more information about our loan offerings or to speak with a representative about eligibility requirements and application processes, please contact us at 541-687-2347 or visit us at 895 E 13Th Ave Eugene Or 97401. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust the information you receive without worrying about hidden fees or misleading terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every lender is treated equally in our comparisons, allowing you to see all your options clearly. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions at any time. This feature helps you make informed decisions based on the most current information available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective our platform can be in finding the right loan for your needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.