Orange County Credit Union Santa Ana CA | Top Checking & Business Loans

Introduction

At Orange County's, we believe that financial success should be accessible to everyone in our community. Nestled in the heart of Santa Ana at 1721 E Saint Andrew Pl, Santa Ana, CA 92705, our credit union has been a trusted partner for local families and businesses since we first opened our doors in 1938. With a commitment to service and transparency, we proudly serve over 138,617 members, offering personalized financial solutions that cater to your unique needs. While you can visit us at our branch location, official correspondence should be sent to our mailing address: 7821 E Saint Andrew Pl, Santa Ana, CA 92705. We are proud to manage total assets of over $2.7 billion, with total deposits reaching an impressive $211,141,179. Our strength is reflected not just in numbers but also in the relationships we've built with our members over the years. Under the leadership of our CEO, Kathy Jumper, and Board President, Gary Burton, we strive to foster a community spirit that goes beyond banking. Our dedicated team of 358 employees is here to support you through every stage of your financial journey. Whether you're looking for auto loans or personal savings accounts, we have the tools and expertise to help you succeed. We understand that your time is valuable, which is why we offer convenient online and mobile banking options so you can manage your finances anytime, anywhere. From checking accounts to business loans and everything in between, we're here to guide you on your path to financial well-being. Join us at Orange County's today! For more information or assistance, don't hesitate to reach out at 714-755-5900 or visit our website at www.orangecountyscu.org. Your future starts here!

Branch History & Mission

A Welcoming Future

At Orange County's, our mission is simple yet profound: We strive to build lasting relationships with our members by offering personalized service and a range of financial solutions tailored to meet your needs. From checking accounts and auto loans to mortgage refinancing and business banking options, we are here for you every step of the way. While you can visit us at 1721 E Saint Andrew Pl, please note that any official correspondence should be sent to our mailing address at 7821 E Saint Andrew Pl, Santa Ana, CA 92705. Join us as we continue this journey together. Experience the benefits of being part of Orange County's where your financial well-being is always our priority!

Community Commitment

Over the decades, we've made significant strides in enhancing our services and embracing technology to better serve you. While we may not offer ATMs or drive-thru banking at this location, we make it easy for you to manage your finances through online and mobile banking services. Our shared service center provides even more convenience for members who need access to basic transactions. We believe that partnerships play a crucial role in uplifting our community. By working closely with local organizations and supporting initiatives that promote financial literacy and welfare, we aim to make a real impact where it matters most.

Branch Location & Accessibility

Accessibility Features

At Orange County's, we prioritize accessibility for everyone. Our branch is fully ADA compliant with ramps and designated parking spots available for those who need them. You can count on us to provide a welcoming environment for all of our members.

Contact Us

Got questions? Feel free to reach out! Give us a call at 714-755-5900; we're always happy to help you find what you need or guide you through any services we offer. Come visit us at Orange County's where your financial wellness is our priority!

Operating Hours

We're here to serve you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you're stopping by for personal banking needs or have questions about loans or services, our friendly staff is ready to assist you.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide business banking options including merchant services. Plus, with shared service center availability, you can complete basic transactions even if you're a member of another participating credit union.

Member Eligibility

Becoming a member of Orange County's is like opening the door to a warm and welcoming community that truly cares about your financial well-being. To join us, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in Orange County, you're already on the right track! We also welcome family members of existing members, so even if you're not directly connected to our community, you can still enjoy the benefits we offer. For more detailed information about eligibility requirements, feel free to check out this resource: . Once you've confirmed that you're eligible, opening an account is straightforward and hassle-free. Just visit us at our branch located at 1721 E Saint Andrew Pl Santa Ana Ca 92705, or you can start the process online by following this link: https://onlinebanking.orangecountyscu.org/apps/onlinebanking/#_frmlogin?navigateto=enrollment. If you have any questions or need assistance, don't hesitate to call us at (714) 755-5900. Joining Orange County's means gaining access to great services tailored just for you, along with a supportive team ready to help you thrive!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,098,789, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, efficient payment processing is crucial. Our merchant services allow you to accept payments easily and securely, whether it's in-store or online. Imagine a busy Saturday at your café where customers can pay using their phones or cards without delay. This convenience not only enhances customer satisfaction but also boosts your sales. Located conveniently at 1721 E Saint Andrew Pl Santa Ana Ca 92705 in Santa Ana, CA, our team is ready to discuss how we can help your business thrive. Contact us at (714) 755-5900 to learn more about our tailored solutions for your unique needs!

Comprehensive List Of Services

Additional Services

We also provide essential ATM and cash withdrawal services along with basic shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. This ensures that no matter where you are, accessing your funds is simple. At Orange County's, we take pride in being more than just a financial institution; we're a community partner committed to helping our members thrive financially. If you have any questions about our services or would like assistance with opening an account, don't hesitate to reach out! Call us at (714) 755-5900 or visit us today at our branch located at 1721 E Saint Andrew Pl Santa Ana Ca 92705. Explore all that we have to offer by visiting our website at Orange County's Cu and discover how we can assist you on your financial journey!

Business Banking Services

If you're a business owner, Orange County's offers a suite of services just for you. From merchant services that make payment processing easy, to business loans that can help fuel growth or manage cash flow, we strive to support local businesses in our community.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so that you can manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your finances effectively. Our checking and savings accounts provide the perfect foundation for your everyday transactions and savings plans. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you drive away in the car of your dreams without breaking the bank. We also understand that homeownership is a significant milestone. That's why we offer mortgage loans and refinancing solutions tailored to fit your budget and lifestyle. For those unexpected expenses or when you're looking to consolidate debt, our personal loans are designed to provide the flexibility you need.

Rewarding Credit Options

Our members enjoy access to credit cards with rewards, allowing you to earn points for every purchase. This means whether you're shopping for groceries or planning a vacation, your spending can turn into valuable rewards over time.

Digital & Online Banking

At Orange County's, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our online platform provides you with the tools you need to stay in control of your money. Our online banking services are available 24/7, allowing you to check your account balances, transfer funds, and pay bills anytime, anywhere. You can access all these features through our user-friendly portal at https://www.orangecountyscu.org/. If you're looking to simplify how you send money, our person-to-person transfer option makes it easy to send cash directly to friends or family with just a few taps. For those who prefer mobile banking, our dedicated mobile application is here to help. You can manage your accounts right from your smartphone, making it convenient to handle transactions while you're out and about. Plus, with our mobile payments feature, you can make purchases quickly and securely without needing cash or cards. Security is a top priority for us. We utilize electronic signature authorization for secure document signing, ensuring that your information remains protected throughout the process. Additionally, our e-statements feature allows you to receive monthly statements electronically saving paper and giving you instant access to your financial records. In today's fast-paced world, having reliable digital banking tools is essential. At Orange County's, we're committed to providing you with accessible solutions that make managing your finances easier than ever. Experience the freedom of real-time account management with us today!

Financial Strength

A Growing Member Base

We are proud to serve 297,682 members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orange County's is your trusted partner. Visit us at 1721 E Saint Andrew Pl Santa Ana Ca 92705 or call (714) 755-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Committed to Growth

With $242,103,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $17,526 in used auto loans and $2,022,211,570 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 351 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $769,007,712 in share certificates and $344,849,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,264,764, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $277,103,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $304,247,456 in used vehicle loans and $319,660,730 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to your budget, so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $252,098,789 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we're here to support your business journey. If you're considering refinancing any existing loans or have questions about eligibility for our various products, don't hesitate to reach out. Our team is ready to assist you in finding the best loan solution tailored just for you. You can contact us at 714-755-5900 or visit us at our branch located at 1721 E Saint Andrew Pl Santa Ana Ca 92705. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Orange County's, we're committed to helping you navigate your financial future with ease and confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $26,454,609 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $259,095,749, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs.

Orange Countys