Orange County Credit Union Santa Ana CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Orange County's, where we believe in building a community of trust and support. Located at 1701 E Saint Andrew Pl, Santa Ana, CA 92705, our branch has been proudly serving members since 1938. With a strong commitment to our local community, we have grown to include over 138,617 members and manage total assets exceeding $2.7 billion. At Orange County's, our mission goes beyond just banking; we strive to enhance the financial well-being of our members. Whether you're looking for personal banking solutions like checking accounts, auto loans, or mortgages, or business services that include merchant solutions and business loans, we are here to assist you every step of the way. With total loans and leases amounting to 75,651, we ensure that your needs are met with care and precision. Our dedicated team is led by CEO Kathy Jumper and Board President Gary Burton, who share a vision of providing excellent service while fostering financial growth within our community. With a workforce of 358 employees, you can count on us for personalized assistance whenever you need it. While you can visit us at our branch location, official correspondence should be directed to the same address: 1701 E Saint Andrew Pl, Santa Ana, CA 92705. For any questions or concerns, feel free to reach out via phone at 714-755-5900 or send a fax to 714-885-7651. We invite you to explore all that Orange County's has to offer. Visit our website at Orange County's CU for more information about our services or to start your journey with us today!

Branch History & Mission

Commitment to Innovation

As part of our commitment to serving you better, we have embraced modern technology with features like online banking, mobile payments, and electronic statements. These advancements ensure you can manage your finances conveniently while enjoying the security you deserve. We are also proud to be ADA compliant, allowing all members equal access to our services. While members can visit us at 1701 E Saint Andrew Pl for all their banking needs during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM official correspondence should be sent to the same address.

Join Us!

As we look toward the future, we invite you to become part of the Orange County's family. Experience firsthand how we can help you achieve your financial dreams while being an integral part of a vibrant community. Whether you're opening your first account or seeking personalized loan solutions, we're here for you every step of the way. For any inquiries or assistance, feel free to reach out at 714-755-5900 or visit us online at Orange County's Credit Union. Join us today and let's build a brighter financial future together!

Mission Statement

Our mission is simple yet profound: to enhance the financial well-being of our members and their families while fostering a sense of community. We believe that everyone deserves access to affordable financial services and sound advice that can lead them towards achieving their goals. At Orange County's, we strive not only to serve but also to uplift those around us through various community outreach initiatives and partnerships aimed at making a positive impact in Santa Ana.

Our Journey

From our humble beginnings nearly nine decades ago, Orange County's has continuously evolved to meet the needs of our diverse membership. We've navigated the changing landscape of finance while remaining true to our core values of service and support. Our journey reflects milestones that showcase not only growth in numbers but also an expansion of services aimed at empowering our members financially. Today, we offer a comprehensive range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services.

Branch Location & Accessibility

Welcome to Orange County's branch, located at 1701 E Saint Andrew Pl, Santa Ana, CA 92705. Our branch is easily accessible and nestled in a vibrant community, making it a convenient stop for all your banking needs. Whether you're coming from nearby landmarks like the South Coast Plaza or enjoying a day at the Santa Ana Zoo, you'll find us just a short drive away. At our location, we prioritize your comfort and accessibility. We offer ample parking, and our facility is designed to be ADA compliant, ensuring that everyone can visit us with ease. Our friendly team is always ready to assist you with personal banking services ranging from checking and savings accounts to auto loans and mortgages. For your convenience, our lobby hours are set to accommodate various schedules: we're open from 9 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. If you need assistance outside of these hours, don't hesitate to reach out to us at 714-755-5900. While members can visit us at 1701 E Saint Andrew Pl, please note that official correspondence should be sent to the same address. We understand that banking needs can arise unexpectedly; therefore, we also provide shared services for basic transactions for partner credit union members. We look forward to welcoming you at Orange County's! Come by and experience our commitment to serving you well in person.

Member Eligibility

At Orange County's, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. If you're interested in membership, you'll be glad to know that eligibility is open to a wide range of individuals, including those who live or work in certain areas, as well as their family members. This means if you have connections to our community, you're likely eligible to enjoy the benefits we offer. For detailed information on the eligibility criteria, please check out this resource. Opening an account with us is straightforward and welcoming. You can start the process online by visiting [this link]( https://onlinebanking.orangecountyscu.org/apps/onlinebanking/#_frmlogin ?navigateto=enrollment ), or feel free to reach out directly at (714) 755-5900 if you have any questions. We're here to help you take this important step toward better financial health at our branch located at 1701 E Saint Andrew Pl Santa Ana Ca 92705. Join us today and experience the advantages of being a member at Orange County's!

Business Banking & Commercial Services

Member & Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,098,789, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

But it's not just about loans. Our merchant services are designed to streamline your operations. Picture this: you're at a busy farmers market, and your customers want to pay with cards rather than cash. Our easy-to-use payment solutions allow you to accept various forms of payment, ensuring you never miss a sale. Visit us at 1701 E Saint Andrew Pl Santa Ana Ca 92705 in Santa Ana, CA, or give us a call at (714) 755-5900 to learn how we can help your business grow today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure easy access to cash through partner networks. This means you can still withdraw cash when needed without hassle.

Auto Loans & Vehicle Financing

Need a new ride? Our Auto Loans & Vehicle Financing services make it easier than ever to get behind the wheel. With competitive rates and flexible terms, we help you secure financing that suits your budget. Picture driving off in your new car without the stress of complicated paperwork.

Business Banking

If you're a business owner, our Business Banking services offer essential tools such as Merchant Services & Business Loans. We understand the challenges of running a business and aim to provide financial solutions that help you thrive. Envision growing your business with the right funding and support from professionals who care.

Credit Cards with Rewards

Our Credit Cards with Rewards allow you to earn while you spend! Enjoy perks like cash back or travel rewards, making each purchase more rewarding. Think about how quickly points can add up when you're using your card for everyday purchases like groceries or gas.

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing options are here to guide you through this significant investment. We offer solutions that cater to first-time buyers as well as seasoned homeowners looking to refinance and save on interest payments.

Online & Mobile Banking

In today's busy world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage accounts anytime, anywhere. From checking balances on the go to transferring funds at home, our digital banking platform is designed for ease and accessibility.

Personal Banking

Our Personal Banking options are perfect for those just starting out or looking to manage their finances more effectively. You can open Checking & Savings Accounts that fit your lifestyle. Imagine having a dedicated space for your savings goals, whether it's for a vacation or an emergency fund.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are designed to help ease financial burdens. Whether you're consolidating debts or managing sudden costs, we work with you to create manageable repayment plans.

Shared Branch Transactions

For members of partner credit unions, we also provide basic shared branch transactions such as deposits and withdrawals, making it easier for everyone in our community to access their funds no matter where they are. We invite you to explore these services further by visiting us at Orange County's Cu, or give us a call at (714) 755-5900 if you have any questions. Your financial success is our priority, and we're here every step of the way!

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.orangecountyscu.org/ , you can check balances, pay bills, and transfer funds with just a few clicks. No more waiting in line or rushing to the bank before closing time! Our user-friendly platform allows you to manage your money in real-time, making banking not only convenient but also efficient.

Go Mobile with Ease

For those who prefer banking on the move, our mobile application is here to help. With features like mobile payments and person-to-person transfers, sending money to friends or family is a breeze. You can make transactions without needing cash or checks just a quick tap on your phone! At Orange County's, we are committed to providing you with accessible and innovative banking solutions that meet your needs today and in the future. Embrace the convenience of digital banking and discover how easy it can be to stay on top of your finances!

Stay Informed and Secure

We prioritize your security. Our electronic signature authorization feature makes signing documents easier while keeping your information safe. Plus, you can opt for e-statements, which not only helps reduce paper clutter but also allows you to access your statements anytime from anywhere.

Financial Strength

At Orange County's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial position, which allows us to serve our community effectively. With a net worth of $277,103,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $769,007,712 in share certificates and $344,849,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,264,764, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $242,103,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $17,526 in used auto loans and $2,022,211,570 in total loans and leases supporting your financial goals across various sectors. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 351 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 297,682, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments currently sit at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orange County's is your trusted partner. Visit us at 1701 E Saint Andrew Pl Santa Ana Ca 92705 or call (714) 755-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $319,660,730 in new vehicle loans and $304,247,456 in used vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used car, our competitive financing options can make your purchase more affordable.

Credit Lines and Business Loans

If you're looking for additional flexibility or support for your business endeavors, we provide substantial credit lines totaling $1,262,695,786. For business owners seeking growth opportunities, our outstanding commercial loans amounting to $252,098,789 can provide the necessary capital to expand your operations. Our loan offerings are designed with you in mind and come with various refinancing and eligibility options. We invite you to reach out to us at 714-755-5900 or visit us at 1701 E Saint Andrew Pl Santa Ana Ca 92705 for more information on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $259,095,749, we provide flexible solutions tailored to your needs. Let us guide you through the process of securing your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $26,454,609 in loans available. This product can help you navigate unexpected costs while providing you with the freedom to manage your finances effectively.

Loan Aggregator

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Orange Countys