Orange County Credit Union Long Beach CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Orange County's, your trusted financial partner located at 1802 Ximeno Ave, Long Beach, CA 90815. Since our establishment in 1938, we have proudly served our community with a commitment to providing exceptional financial services and a member-focused approach. With over 138,000 members and assets totaling an impressive $2,725,154,902, we are dedicated to helping you achieve your financial goals. At Orange County's, we believe in the power of community. Our team is here to support you whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. We understand that each member has unique needs, which is why we offer tailored solutions like credit cards with rewards and business banking services. Led by our CEO, Kathy Jumper, and Board President Gary Burton, our passionate staff of 358 employees is committed to providing you with the highest level of service. We value transparency and trust; that's why our net worth stands at a robust $277,103,354 and we maintain $28,301,368 in cash reserves. While members can visit us at our Long Beach branch for all their banking needs, official correspondence should be sent to the same address: 1802 Ximeno Ave, Long Beach, CA 90815. We invite you to explore what we can do for you. Whether you're interested in opening an account or learning more about our loan options, don't hesitate to reach out. Call us today at 714-755-5900 or visit our website at Orange County's CU for more information. Join us as we continue to grow together!

Branch History & Mission

At Orange County's, we take pride in our rich history and strong commitment to serving the community of Long Beach, CA. Established in 1938, our credit union has been a beacon of financial support for generations. Over the years, we have grown from a small community-focused institution into a thriving credit union with over 138,000 members and total assets exceeding $2.7 billion. This growth reflects our dedication to providing exceptional financial services while fostering meaningful relationships with our members. Located at 1802 Ximeno Ave, Long Beach, CA 90815, we are conveniently situated near local landmarks that make us easily accessible to all. While you can visit us at this address for personal service, official correspondence should be sent to our mailing address at the same location. Our mission is simple yet powerful: to empower our members through personalized financial solutions and community engagement. We understand that every member's journey is unique, and we strive to offer tailored products such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards that meet their specific needs. Our commitment goes beyond just providing financial services; we believe in supporting the communities we serve through various outreach initiatives and partnerships. As technology advances, we remain committed to enhancing our services for your convenience. Our online banking platform offers features like mobile payments and e-statements, ensuring that managing your finances is easy and accessible anytime, anywhere. We also prioritize accessibility by adhering to ADA compliance standards. Our branch operates Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM, making it convenient for you to stop by or reach out via phone at 714-755-5900 whenever you need assistance. Although we do not currently offer ATM or drive-thru services, we provide shared service center options for basic transactions. In every aspect of our operation whether it's lending a hand during tough times or celebrating achievements with our members our focus remains on building a community where everyone can thrive together. We invite you to join Orange County's today and experience the difference that comes from being part of a credit union dedicated to your success. Together, let's build a brighter financial future!

Branch Location & Accessibility

Additional Features

While we currently do not have ATM services or drive-thru banking available at this location, our branch operates as a shared service center, allowing you access to various banking services even if you're a member of another credit union. Whether you're looking to open an account or simply want to ask questions about our services, don't hesitate to give us a call at 714-755-5900. We can't wait to welcome you into our community at Orange County's!

Operating Hours

You can count on us being available when you need us! Our lobby hours are from 9:00 AM to 6:00 PM Monday through Friday, and we're open on Saturdays from 9:00 AM to 2:00 PM. Feel free to drop by during these times; we look forward to serving you!

Parking and Accessibility Features

We understand how important accessibility is for our members. Our branch features ample parking and ADA-compliant entrances, ensuring everyone can visit us with ease. Whether you need to stop by for a quick transaction or have a more complex banking need, we are here to help.

Services Offered

At Orange County's, we offer a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our goal is to provide you with comprehensive financial solutions under one roof. We also facilitate basic shared transactions for partner credit union members.

Member Eligibility

Joining Orange County's is like becoming part of a caring family, where your financial well-being is our priority. If you live, work, or attend school in the local area, you're already on the path to membership! At Orange County's, we welcome individuals who share a common bond with our community. This means that whether you're a long-time resident or just starting to put down roots here, you have the opportunity to enjoy all the benefits we offer. Being a member not only grants you access to competitive rates on loans and savings but also connects you with personalized service and a range of financial products designed just for you. Ready to take the next step? Opening an account is simple and straightforward. Just visit us at our branch located at 1802 Ximeno Ave Long Beach Ca 90815 or give us a call at (714) 755-5900 for more information. You can also check out the detailed eligibility criteria by visiting this link. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,098,789, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine having a reliable partner that allows you to accept payments seamlessly, whether online or in-person. Our services can help streamline operations so you can focus on what you do best: running your business. Located at 1802 Ximeno Ave Long Beach Ca 90815 in Long Beach, CA, we're here to help local businesses thrive. Reach out today at (714) 755-5900 to discover how we can support your business banking needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs on-site, our partnership allows basic shared branch transactions like deposits and withdrawals for members of partner credit unions. This means you can access cash when needed without hassle. At Orange County's, our commitment goes beyond just offering services; it's about building lasting relationships with our members. We invite you to visit us at 1802 Ximeno Ave Long Beach Ca 90815 or give us a call at (714) 755-5900 to learn more about how we can assist you with all your financial needs. Join us today and experience the personalized service that sets us apart!

Business Banking Services

For our business members, we understand that managing finances can be challenging. That's why we offer comprehensive business banking solutions, including merchant services and business loans to support your growth and success.

Credit Cards and Rewards

Looking for a way to earn rewards on your everyday purchases? Our credit cards with rewards programs allow you to earn points for every dollar spent. It's a simple way to turn your spending into savings!

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime, anywhere is crucial. With Orange County's Cu, enjoy online and mobile banking features that let you manage your accounts with just a few taps on your phone or clicks on your computer. Pay bills, transfer funds, or check balances from the comfort of your home or on the go.

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer an array of personal banking options, including checking and savings accounts that fit your lifestyle. Need a new car? Our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. If you're thinking about buying a home, consider our mortgage loans and refinancing options designed to make your homeownership dreams a reality. Additionally, we provide personal loans and debt consolidation services to help you take control of your financial obligations.

Digital & Online Banking

Always Available

With 24/7 Online Banking Services, you're never out of reach from your account information. Whether it's checking your balance late at night or transferring money while waiting in line, we're here for you around the clock. The ability to manage your finances in real-time makes keeping track of spending easier than ever. In today's fast-paced world, having reliable digital banking tools is essential. At Orange County's, we strive to make banking straightforward, secure, and accessible for all our members. Join us today and experience the convenience of modern banking!

Key Services

Our online banking platform is user-friendly and fully equipped with features that simplify your financial life. You can visit us at https://www.orangecountyscu.org/ to get started. We offer E-Statements, allowing you to receive your bank statements electronically, which means no more paper clutter and easier access to your records. Plus, you have the option for Electronic Signature Authorization, making it simple to sign documents securely without any hassle. Need to make a quick payment? Our Mobile Payments feature lets you pay bills directly from your smartphone, saving you time and effort. And speaking of smartphones, our Mobile Application is available for download, giving you banking at your fingertips. You can check balances, transfer funds, and even perform Person-to-Person Transfers with ease.

Financial Strength

Committed Team

We also take pride in having 351 full-time employees and 7 part-time employees. Our dedicated team is always ready to serve you with knowledge and care. Total Share Accounts stand at 297,682, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orange County's is your trusted partner. Visit us at 1802 Ximeno Ave Long Beach Ca 90815 or call (714) 755-5900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our robust lending capacity is evident with $17,526 in used auto loans and $2,022,211,570 in total loans and leases. This support enables us to assist you across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings Security

Members' savings are secured through $769,007,712 in share certificates and $344,849,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,264,764, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $277,103,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Member Services

With $242,103,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals with confidence.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $304,247,456 in used vehicle loans and $319,660,730 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we are here to support your journey.

Credit Lines

If you need extra flexibility with your finances, our total credit lines amount to $1,262,695,786. This can be an excellent option for managing expenses without taking out additional loans. At Orange County's, we believe in providing our members with options that are easy to understand and access. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $259,095,749, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $26,454,609 in loans helping members manage their finances effectively, our credit cards come with various benefits that fit your lifestyle.

Loan Aggregator

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