Orange County Credit Union Lake Forest CA | Best Auto Loans & Personal Banking

Introduction

Welcome to Orange County's Credit Union, where our community thrives through strong financial partnerships. Established in 1938, we have grown alongside our members, currently boasting a vibrant community of 138,617 members and total assets reaching an impressive $2,725,154,902. Located conveniently at 21791 Lake Forest Dr Ste 110, Lake Forest, CA 92630, we invite you to discover how we can help you achieve your financial goals. At Orange County's Credit Union, trust and reliability form the foundation of our service. Under the leadership of CEO Kathy Jumper and Board President Gary Burton, our dedicated team of 358 employees works diligently to provide personalized solutions tailored to your needs. We pride ourselves on offering a comprehensive range of services that include checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. While members can visit us at our branch for friendly support and guidance, official correspondence should be sent to the same address for clarity: 21791 Lake Forest Dr Ste 110, Lake Forest, CA 92630. With total loans exceeding 75,651, total deposits amounting to $211,141,179, and a solid net worth of $277,103,354, we stand as a pillar of strength in the community. Our commitment extends beyond numbers; it reflects our dedication to enhancing the lives of those we serve. If you're ready to explore how Orange County's Credit Union can assist you with your financial journey or have any questions about our services, don't hesitate to call us at 714-755-5900. Visit our website at orangecountyscu.org for more information. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Community Engagement

We actively seek partnerships that enhance our outreach efforts and provide meaningful assistance to those in need. Whether it's sponsoring local events or participating in community service initiatives, Orange County's is always looking for ways to give back. We invite you to join us on this journey towards financial empowerment! Experience the difference that comes with being a part of a member-focused credit union that truly cares about its community. For more information or to become a member today, please call us at 714-755-5900 or visit our website at Orange County's. Together, let's build a brighter financial future!

Our Mission

At Orange County's, our mission is clear: to empower individuals through accessible financial solutions while fostering community well-being. We strive not only to provide excellent financial products but also to engage in outreach programs that strengthen the fabric of our community. We believe that when our members thrive, so does everyone around them. Our operating hours are designed with your convenience in mind open Monday through Friday from 9:00 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM. Although we currently do not have ATM or drive-thru services available at this branch, we offer shared service center access for basic transactions with partner credit unions. As technology advances, so do we. Our commitment to serving you includes online banking options that allow for easy management of your finances right from your home or on the go. You can sign up for e-statements and enjoy mobile payment features all aimed at making your banking experience as straightforward as possible.

Our Story

From our humble beginnings nearly 85 years ago, Orange County's has evolved significantly. We started with a small group of visionaries committed to helping individuals and families achieve their financial goals. Today, we are proud to offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. As we grew, so did our commitment to serving the community every decision we make is centered around the needs of our members. Located at 21791 Lake Forest Dr Ste 110, Lake Forest, CA 92630, you can find us near local parks and shopping areas that make our location convenient for all who live and work nearby. While members can visit us at this address for in-person services, official correspondence should be sent to the same address.

Branch Location & Accessibility

Welcome to Orange County's, your trusted partner in financial services! Located at 21791 Lake Forest Dr Ste 110 in the heart of Lake Forest, CA, our branch is designed with your convenience in mind. Whether you're stopping by for banking needs or simply to ask a question, we're here to help. While members can visit us at our branch address, any official correspondence should be sent to the same location. Situated near popular landmarks and easily accessible routes, finding us is a breeze. You'll appreciate our ample parking space and ADA-compliant features that make it easy for everyone to access our services. At Orange County's, we prioritize your time. Our lobby hours are Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM, allowing you plenty of options to stop by when it's convenient for you. Although we do not have ATM facilities or drive-thru services at this location, we offer shared services for partner credit union members. You can perform basic transactions like deposits and withdrawals with ease. If you need assistance or have questions about our various services ranging from personal banking options like checking and savings accounts to auto loans and business banking don't hesitate to call us at 714-755-5900. We look forward to welcoming you to Orange County's!

Member Eligibility

At Orange County's, we believe that everyone deserves a chance to be part of our community-focused financial family. Joining is easy and welcoming! If you live, work, or attend school in the Orange County area, you're likely eligible to become a member. We cherish the diversity of our members and value what each individual brings to our community. To learn more about the specific eligibility criteria, feel free to check out this resource: . Once you're ready to join, opening an account is a straightforward process that can be completed online. You can find all the necessary details and get started by visiting https://onlinebanking.orangecountyscu.org/apps/onlinebanking/#_frmlogin?navigateto=enrollment. If you have any questions or need assistance along the way, don't hesitate to reach out at (714) 755-5900. We're here to help you every step of the way as you take this exciting step toward financial empowerment!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business with ease our merchant services make accepting payments simple and efficient. Whether you're a local café or an online retailer, we provide tools that allow you to focus on what you do best: serving your customers. With secure payment options and easy integration, your sales process can be as smooth as possible. Join us at Orange County's, located at 21791 Lake Forest Dr Ste 110 Lake Forest Ca 92630, to explore how our business banking and commercial services can empower your entrepreneurial journey. Call us today at (714) 755-5900 to get started!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,098,789, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, Orange County's provides essential services such as merchant services and business loans. We know that running a business involves various financial challenges, so we strive to offer solutions that simplify banking for entrepreneurs like you.

Connect With Us

We invite you to explore all these services at Orange County's Cu. For any questions or assistance, don't hesitate to reach out to us at (714) 755-5900 during our operating hours: 9:00 AM - 6:00 PM (Monday through Friday) and 9:00 AM - 2:00 PM (Saturday). Let us help you achieve your financial goals today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our digital banking features are designed for ease of use. With online banking, mobile payments, e-statements, and person-to-person payment options available at your fingertips, managing your finances has never been easier. Plus, our shared branch transactions allow members from partner credit unions to perform basic deposits and withdrawals right here at Orange County's.

Financial Flexibility

For those unexpected expenses or planned purchases, our personal loans and debt consolidation options are here to assist. You can consolidate multiple debts into one manageable loan with a lower interest rate, helping you regain control over your finances. Our credit cards come with rewards that fit your lifestyle whether it's cash back on groceries or points toward travel. This means every purchase not only gets you what you need but also rewards you in return.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your daily finances efficiently. Imagine having a dedicated account where your funds are safe, while still being easily accessible through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills with just a few taps on your phone. If you're in the market for a vehicle, our auto loans provide competitive rates to make purchasing your dream car a reality. We also offer mortgage loans and refinancing options to help you secure the home you've always wanted or lower your monthly payments on your existing mortgage.

Digital & Online Banking

Key Features

Visit us at https://www.orangecountyscu.org/ to explore our comprehensive online banking services available 24/7. Whether you're checking your balance, making payments, or transferring funds, our online system is designed for convenience and peace of mind. You can also enjoy the benefits of electronic signature authorization, allowing you to complete transactions quickly and securely without the need for paper forms. For those who prefer going green, we provide e-statements that make it easy to keep track of your account activity without cluttering your inbox. You'll appreciate how these statements help you stay organized while reducing your environmental footprint.

Mobile Access

Our mobile application brings banking right to your fingertips. Easily access all the features you need, from checking balances to setting up person-to-person transfers with just a few taps on your smartphone. Plus, with our mobile payments feature, making purchases is a breeze simply pay with your phone wherever you shop!

Security You Can Trust

Your security is our top priority. Our online banking platform incorporates advanced security measures to protect your information while providing you with easy access to manage your accounts whenever you need. In today's fast-paced world, having quick and reliable access to your finances is essential. At Orange County's, we are committed to offering an accessible and user-friendly digital banking experience tailored just for you. Take control of your financial life today!

Financial Strength

At Orange County's, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your funds are safe while providing you with the services you need to achieve your financial goals. With a net worth of $277,103,354, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $769,007,712 in share certificates and $344,849,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,264,764, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $242,103,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial ambitions with $17,526 in used auto loans and $2,022,211,570 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 351 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 297,682, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Orange County's is your trusted partner. Visit us at 21791 Lake Forest Dr Ste 110 Lake Forest Ca 92630 or call (714) 755-5900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $304,247,456 in used vehicle loans and $319,660,730 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles, making it easier than ever to drive away in a car you love.

Credit Lines and Refinancing Options

For those seeking extra flexibility in managing expenses or pursuing new opportunities, our total credit lines amount to $1,262,695,786. Additionally, if you're considering refinancing existing loans or exploring eligibility options for our products, we're here to assist you every step of the way. If you're interested in learning more about our loan offerings or want personalized assistance with your financial needs, feel free to contact us at 714-755-5900 or visit us at our branch located at 21791 Lake Forest Dr Ste 110 Lake Forest Ca 92630. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your journey toward financial success today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $259,095,749, make buying or refinancing simple. We strive to guide you through the mortgage process with clear information and support at every step.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $26,454,609 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your spending habits while ensuring you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can confidently make informed decisions about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of this tool in helping individuals navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees fair and transparent offers. By relying on verified financial institutions, LendMesh ensures that users receive legitimate loan offers without hidden conditions or misleading terms.

Orange Countys