Operating Engineers Local Union #3 Sandy UT Credit Union

Introduction

Welcome to Opportunities, your trusted financial partner located at 8520 S Sandy Pkwy, Sandy, UT 84070. Established in 1989, we have proudly served our community for over three decades, building strong relationships with our 5,716 members. Our commitment to providing exceptional service is reflected in our robust financial standing, with total assets reaching an impressive $64,086,760 and total deposits amounting to $5,073,092. At Opportunities, we believe that financial well-being is a journey best taken together. That's why we offer a range of loan options tailored to meet the needs of our members currently managing a total of 1,215 loans and leases. Our team works diligently under the leadership of CEO Erin Metivier and Board President Glenn Von Bernewitz, ensuring that we deliver personalized solutions for each member's unique financial goals. While you can visit us at our Sandy branch for all your banking needs, please note that any official correspondence should be sent to the same address: 8520 S Sandy Pkwy, Sandy, UT 84070-6422. As part of our dedication to supporting our community and fostering trust among our members, we prioritize transparency and accessibility. With a net worth of $7,291,498 and cash in hand amounting to $379,662, we are well-positioned to support you through various financial endeavors. We invite you to reach out or stop by to learn more about how Opportunities can help you achieve your financial dreams. Call us today at 801-865-5000 and discover the difference that being a member of Opportunities can make!

Branch History & Mission

Community Engagement

Over the years, we have engaged in various partnerships and community outreach efforts aimed at uplifting those around us. We understand that a strong community leads to stronger individuals, which is why we actively participate in local events and initiatives designed to give back. We also recognize the importance of listening to our members' needs. Your feedback helps us tailor our services to better suit you. As part of our dedication to customer service, we operate with transparency and integrity. Join us today! At Opportunities, we're more than just a credit union; we're a part of your journey towards financial success. Whether you're looking for loans or savings solutions, we invite you to experience the benefits that come with being a member of Opportunities. Together, let's build a brighter future for you and your family! For any inquiries or assistance, feel free to reach out at 801-865-5000. We're here for you!

Our Mission

At Opportunities, our mission goes beyond just providing financial services. We believe in fostering a sense of belonging and support among our members. We are dedicated to offering a range of products that help our members achieve their financial goals while also contributing to the well-being of the community. Our focus is on building long-lasting relationships based on trust and respect. We embrace innovation to enhance your banking experience with options like online banking and mobile payments, ensuring that you can manage your finances conveniently and securely. Our commitment to accessibility includes ADA compliance so that everyone can benefit from our services.

Branch Location & Accessibility

Easy Access and Amenities

At our Sandy branch, we prioritize your comfort and convenience. While we currently do not offer drive-thru services or ATM availability, our friendly staff is ready to assist you inside the branch during our operating hours. Unfortunately, specific opening hours are not provided at this time, but feel free to give us a call at 801-865-5000 for any inquiries about our services. For those who may have mobility challenges, rest assured that our location is designed with accessibility in mind. We strive to ensure that everyone can easily access our services without any hassle.

Getting in Touch

While members can visit us at 8520 S Sandy Pkwy, official correspondence should be sent to the same address as it serves as both our branch and mailing address. If you need assistance or have questions about our offerings, don't hesitate to reach out. Our team is always happy to help you navigate your financial journey. We invite you to stop by and experience the welcoming atmosphere of Opportunities Credit Union. Join us today and discover how we can support your financial goals!

Member Eligibility

At Opportunities, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to open an account with us, we invite you to explore how easy it is to become part of our community. Generally, anyone who lives, works, or attends school in the area can qualify for membership. This means if you're in the neighborhood or have connections here, you're likely eligible! Plus, being a member comes with fantastic benefits, including personalized service and access to a variety of financial products tailored just for you. For more detailed information about eligibility criteria, please check out our website at . If you're ready to take the next step, opening an account is a breeze just give us a call at (801) 865-5000 or visit us at 8520 S Sandy Pkwy Sandy Ut 84070. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $6,185,691, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine running your business smoothly with tools that help you manage payments and customer transactions effortlessly. Our merchant services provide practical solutions that allow you to accept payments conveniently, track sales, and manage cash flow efficiently. It's about giving you the freedom to focus on what you do best growing your business. Located at 8520 S Sandy Pkwy Sandy Ut 84070 in Sandy, UT, we're here to help your business thrive. For more information, reach out to us at (801) 865-5000 or visit our website at Cmc. Let's work together to turn your business dreams into reality!

Comprehensive List Of Services

Community Focus

At Opportunities, we believe in giving back to our community. We strive not only to provide exceptional financial services but also to foster relationships within the Sandy area. By choosing us as your financial partner, you're supporting a credit union that prioritizes local involvement and member satisfaction.

Core Banking Services

Our primary service is ATM Services Only. While we focus on providing access through ATMs, we ensure that our members can withdraw cash and check balances conveniently. Imagine being able to access your funds any time of the day without worrying about branch hours. With ATM services, you can manage your money on your terms.

Digital Banking Features

In today's world, convenience is key. Our online and mobile banking options allow you to perform various transactions from anywhere. You can easily transfer funds, pay bills, or check your account balance using our secure mobile application or website. This means no more waiting in line; you can handle everything right from your smartphone or computer.

Member Support

We pride ourselves on our personalized member support. If you have questions about how to use our services or need assistance with an ATM transaction, don't hesitate to give us a call at 801-865-5000. Our friendly staff is ready to help you navigate any challenges you might face.

Your Financial Journey Starts Here

Whether you're a long-time member or considering joining us for the first time, we invite you to explore the services available at Opportunities. Stop by our branch or visit our website at oppsvt.org for more information about how we can assist you on your financial journey. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Easy Online Access

With our online banking platform, you can access your accounts anytime, anywhere. Check your balances, transfer money, and pay bills all from the comfort of your own home or while waiting in line. Our 24/7 online banking service ensures that you're always in control of your financial matters.

Make Payments with Ease

Our mobile payments feature lets you make transactions quickly and securely using your smartphone. Plus, with our mobile application available for download, you can handle all your banking needs right from your device whether you're paying for groceries or sending money to a friend through person-to-person transfers.

Secure and Simple Transactions

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that our existing features are designed with safety in mind. You can bank confidently knowing that our systems are built to protect your information. In short, Opportunities is committed to providing accessible and user-friendly digital banking solutions that cater to your lifestyle. Explore all these features today by visiting our website and experience the convenience for yourself!

Stay Organized with E-Statements

Say goodbye to piles of paper! We offer e-statements, allowing you to view and manage your account statements electronically. This not only helps you stay organized but also enhances security by reducing the risk of identity theft associated with physical mail.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 8,850, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Opportunities is your trusted partner. Visit us at 8520 S Sandy Pkwy Sandy Ut 84070 or call (801) 865-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Our Community

With $2,783,992 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $469 in used auto loans and $54,609,819 in total loans and leases. This supports our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $12,295,176 in share certificates and $3,458,226 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,099,378, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $12,715 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $7,291,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,138 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,967,743 in used vehicle loans and $338,980 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $6,185,691 provide the capital needed to grow and expand. These financing solutions are tailored to meet the specific demands of your business.

Credit Options

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. While currently there are no unsecured credit card loans available, we encourage you to reach out for alternative credit solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in refinancing or learning more about eligibility options for any of our loan products, please don't hesitate to contact us at 801-865-5000. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $577,404, make buying or refinancing simple. We provide competitive rates and straightforward processes to guide you through the journey of owning your own home.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust they are seeing legitimate loan options tailored to their needs.

OPPORTUNITIES CREDIT UNION