Welcome to oppmicolas, where we have been proudly serving our community since 1954. Located in the heart of Opp, AL, we are dedicated to empowering our members through a range of financial services designed to meet their needs. Under the leadership of CEO KYLER FRAZIER and Board President DANNY FAULK, our mission focuses on providing exceptional service while fostering trust and accessibility for every member. We understand the importance of financial stability and strive to be a reliable partner in your financial journey.

As a federally insured credit union, with NCUA insurance dating back to 1/2/1975 0:00, we prioritize the security and peace of mind of our members. While we take pride in our traditional banking roots, we also embrace modern technology to enhance your banking experience. Although features such as Online Banking: No, Mobile App: No, P2P Transfers: No, E-Statements: No, Mobile Payments: No, and E-signature Authorization: No may not be available at this moment, we continue to work towards integrating them for your convenience. At oppmicolas, we are committed to ensuring that you feel supported in every aspect of your financial life. For inquiries, feel free to reach us at our fax number, (334) 493-2357, or visit our official website at for more information about our services and how we can assist you today.

At oppmicolas, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking options such as checking and savings accounts, or need assistance with auto loans, vehicle financing, or even mortgage loans and refinancing, we have you covered. Our robust business banking solutions provide merchant services and business loans tailored to help small businesses thrive. With a focus on member satisfaction, we ensure that every financial journey—be it planning for life milestones or managing everyday expenses—is supported by our dedicated team.

Understanding the importance of digital access in today's fast-paced world, we provide convenient online banking services to enhance your banking experience. Although we currently do not offer mobile applications, our commitment to innovation means we're always exploring ways to improve how you manage your finances. Tools like person-to-person transfers and traditional banking methods are designed to simplify your financial transactions and empower you in reaching your goals. For those considering membership with us, you can find more information about eligibility at . Additionally, if you're interested in comparing loan rates or exploring various financial options, visit https://www.lendmesh.com/loans/mortgage_loans for guidance.

Our team is here for you every step of the way. If you have any questions or need personalized support, please feel free to reach out via fax at (334) 493-2357. At oppmicolas, we believe that effective financial services should be accessible and tailored to fit your lifestyle—because when you succeed, we succeed together.

In today's ever-evolving financial landscape, oppmicolas stands as a beacon of trust and reliability for its members. With a strong foundation built since 1954, the credit union boasts a total membership of 1,704, reflecting its commitment to serving the community and fostering relationships that matter. Our robust financial health is evident through our impressive total assets, which amount to 11,026,220, ensuring that we have the resources necessary to support our members' diverse financial needs.

Transparency and responsibility are cornerstones of our operations, illustrated by our net worth of 2,725,027 and a net worth ratio of 2,471. These metrics not only showcase our stability but also underline our dedication to maintaining the financial security of our members. Despite challenges in the broader economic environment, we are proud to report a commendable total deposits figure of 1,131,996, demonstrating the trust that our members place in us.

At oppmicolas, we understand the importance of providing accessible financing options. Our portfolio includes a range of services, from auto loans—boasting an impressive volume of 220—to commercial loans, where we have successfully facilitated 1 transactions. This diversity in offerings allows us to cater to various financial goals and aspirations within our community.

Our dedicated team of just 4 employees works tirelessly to ensure that every member receives personalized attention and expert guidance. This small yet passionate workforce exemplifies our belief in quality service over quantity. Additionally, with no outstanding borrowings at this time, we reinforce our position as a financially sound partner ready to assist you on your journey.

With performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , you can trust that your financial institution is held to high standards. We invite you to explore how oppmicolas can be your trusted partner in achieving your financial dreams. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.