Operating Engineers Local Union #3 Sandy UT Credit Union | Quick Personal Loans & Low Mortgage Rates

Introduction

Welcome to Operating Engineers Local Union #3 at our Utah Branch, located at 8805 S Sandy Park Way Ste 150, Sandy, UT 84070. Since our establishment in 1963, we've built a strong foundation of trust and reliability within the community, proudly serving over 110,000 members. Our commitment to providing exceptional financial services is reflected in our robust financial standing, with total assets reaching an impressive $1,495,481,249 and total deposits of $99,178,769. At our credit union, we understand that financial needs vary from person to person. That's why we offer a wide range of services including personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking options tailored to help you succeed. With a total of 44,774 loans and leases under our belt, we are dedicated to supporting your financial journey every step of the way. Our leadership team plays an essential role in guiding our mission. Under the direction of CEO Jeff Hampton and Board President Dan Reding, we strive to create a welcoming environment for all members. Together with our dedicated team of 193 employees, we work tirelessly to ensure that your experience with us is positive and fulfilling. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 8805 S. Sandy Park Way Ste 150, Sandy, UT 84070. If you have any questions or need assistance, don't hesitate to reach out by calling us at 801-566-1753. Join us today and discover how Operating Engineers Local Union #3 can support your financial goals! For more information about our services or to explore membership options, visit our website at oefederal.org. We look forward to serving you!

Branch History & Mission

Community Engagement

Beyond numbers and transactions, our impact is felt throughout Sandy and beyond. We engage with local initiatives and partnerships that uplift our neighborhoods and foster growth. Our outreach efforts focus on providing educational resources about financial literacy, which empower our members to make informed decisions about their finances. While members can visit us at 8805 S Sandy Park Way Ste 150, official correspondence should be sent to 8805 S. Sandy Park Way, Ste 150, Sandy, UT 84070. If you have any questions or need assistance, feel free to reach out at 801-566-1753 during our operating hours from 9:00 AM - 5:00 PM Monday through Friday, closed daily from 1:00 PM to 2:00 PM.

Join Us!

As we continue on this journey together, we invite you to become part of the Operating Engineers Local Union #3 family. Experience firsthand the benefits of membership with us where your financial well-being is our top priority. Together, let's build a brighter future for you and your community! Visit us online at oefederal.org to learn more about joining or accessing our services today!

Our Mission

At Operating Engineers Local Union #3, our mission is clear: to enhance the lives of our members through exceptional financial services while fostering a strong sense of community. We strive to offer not just banking solutions but also valuable resources that help our members achieve their financial goals. Whether it's personal banking services like checking and savings accounts or loans for vehicles and homes, we are here to support every step of your journey. We understand the importance of accessibility in today's world. While we currently do not have ATM services or drive-thru banking available at this branch, we are dedicated to ensuring that our online banking options provide convenience and ease of use for all members. Our commitment to technology includes features like mobile payments and online account management to make banking simpler than ever.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space. You can feel confident that every member of our community can visit us without hassle. Plus, while our location serves as your go-to for financial services, any official correspondence should be sent to the same address 8805 S. Sandy Park Way, Ste 150, Sandy, UT 84070.

Contact Us

Have questions? Don't hesitate to reach out! You can call us at 801-566-1753 for more information about our services or if you're planning your visit. We look forward to welcoming you to our branch soon!

Operating Hours

We know your time is valuable! That's why we offer convenient banking hours from 9:00 am to 5:00 pm Monday through Friday. Please note that we close daily from 1:00 pm to 2:00 pm for lunch just a little time for our team to recharge and serve you better!

Services Available

At Operating Engineers Local Union #3, we offer a range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage financing, our dedicated staff is here to help you navigate your financial journey. And while we don't have an ATM or drive-thru service at this location, we're committed to providing exceptional in-branch support.

Member Eligibility

At Operating Engineers Local Union #3, we're excited to welcome you into our community of supportive members! Becoming a part of our family is easy and rewarding. If you live, work, or have a family member affiliated with us in the Sandy area, you are likely eligible to join. We believe that everyone deserves access to great financial services and support, so we strive to make membership inclusive for all. Plus, being a member means you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a range of products tailored to your needs. To get started, simply visit us at our location: 8805 S Sandy Park Way Ste 150 Sandy Ut 84070 or give us a call at (801) 566-1753. For more details on eligibility requirements, check out our website at . We look forward to helping you take the first step towards financial wellness with us!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to launch a new product line or expand your operations. With our commercial loans, you can turn these visions into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,269,242, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From credit card processing to online payment solutions, we equip you with the tools needed for seamless customer interactions. Located at 8805 S Sandy Park Way Ste 150 Sandy Ut 84070 in Sandy, UT, we invite you to explore how our tailored business banking services can elevate your operations. For more information, give us a call at (801) 566-1753. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our location, our branch ensures easy access to cash withdrawal services through partnerships within the community. We invite you to visit us at Operating Engineers Local Union #3 in Sandy or call us at 801-566-1753 for more information about any of these services. Our team is eager to assist you in finding the best financial solutions tailored just for you!

Auto Loans & Vehicle Financing

Thinking of purchasing a new car or refinancing your current vehicle? Our auto loans and vehicle financing solutions provide competitive rates and flexible terms. Imagine driving away in the car of your dreams without worrying about high monthly payments. We work with you to create a financing plan that suits your budget.

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. As a local business owner, having access to resources that can help you grow is essential. We are committed to supporting businesses in our community by providing tools and financing options tailored for success.

Credit Cards with Rewards

Our credit cards come with rewards designed to give back while you spend. Whether it's cash back on groceries or travel points for your next vacation, using our credit card can enhance your spending experience. Enjoy the benefits of rewards while building your credit score responsibly.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and we are here to help you every step of the way. Our mortgage loans offer various options, whether you're buying your first home or refinancing an existing mortgage. Picture settling into your dream home with an affordable mortgage plan tailored for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. From checking balances to transferring funds, our digital platform puts control right at your fingertips.

Personal Banking

We understand that personal banking is about more than just transactions; it's about helping you achieve your financial goals. Whether you're looking to open a checking or savings account, we've got options that fit your lifestyle. Our friendly staff is ready to assist you in selecting the right account type for your everyday needs.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can help cover those costs or consolidate debt, making it easier for you to manage monthly payments. Think of us as a partner in achieving financial freedom, allowing you to focus on what matters most.

Digital & Online Banking

Key Features of Our Online Banking

With our online banking platform available at https://www.oefederal.org/ , you can access your accounts 24/7. This means you can check balances, transfer funds, and even pay bills at any time that fits your schedule. No more rushing to the bank before closing hours; everything you need is just a few clicks away. Our mobile application adds another layer of ease. With it, you can handle transactions right from your smartphone. Plus, if you're looking to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast.

Security You Can Trust

We prioritize your security. Our platform supports electronic signature authorization, allowing you to sign documents safely online without needing to visit a branch. We also provide e-statements for a paperless experience, making it easy for you to track your transactions while being eco-friendly.

Stay Connected and In Control

You can also take advantage of our mobile payments feature. Imagine leaving your wallet at home but still having the ability to make purchases directly from your phone! This flexibility enhances how you manage daily expenses. At Operating Engineers Local Union #3, we believe banking should be accessible and straightforward for everyone. Our digital tools are here to empower you with real-time account management, so you can focus on what truly matters in life. Join us today and experience the freedom of modern banking!

Financial Strength

A Solid Foundation

With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 8805 S Sandy Park Way Ste 150 Sandy UT 84070 or call 801-566-1753 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 215,859, showcasing a robust member base that trusts us with their finances.

Reinvestment for Growth

With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident in our lending capacity as well; with $10,123 in used auto loans and a total of $853,823,618 in loans and leases, we support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,380,060 in used vehicle loans and $93,392,428 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make car ownership easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $13,269,242 provide the capital needed to grow and expand. We understand the unique needs of businesses and are committed to supporting local entrepreneurs. If you're considering refinancing any existing loans or want to explore eligibility options, our knowledgeable staff can help you assess your situation and find the best solutions tailored to your needs. At Operating Engineers Local Union #3, we prioritize your financial well-being and strive to make borrowing straightforward and accessible. For inquiries or assistance, feel free to reach out at (801) 566-1753 during our operating hours from 9:00 am - 5:00 pm Monday through Friday (closed daily from 1:00 pm to 2:00 pm). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today; we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,242,792, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team will assist you in navigating your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,556,755 in loans helping members manage their finances effectively. These cards provide convenience and security for everyday purchases without needing collateral.

Loan Aggregator

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OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION