Operating Engineers Local Union #3 Reno NV Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Operating Engineers Local Union #3, we understand that financial stability is key to a thriving community. Located conveniently at 1290 Corporate Blvd, Reno, NV 89502, our credit union has been serving our members since 1963 with trust and dedication. With a proud membership of over 110,959 individuals, we offer a range of financial services tailored to meet your unique needs. Our commitment goes beyond numbers; it's about people. As of today, we manage assets totaling an impressive $1,495,481,249 and maintain total deposits of $99,178,769. This strong foundation allows us to support our members with various loan options including 44,774 loans and leases ensuring you can achieve your personal and business goals. Led by our CEO Jeff Hampton and Board President Dan Reding, our team of 193 employees works diligently to provide exceptional service. We are dedicated to fostering long-lasting relationships within the Reno community and beyond. While members can visit us at our branch for personal banking services like auto loans, mortgages, and credit cards with rewards, official correspondence should be directed to the same address: 1290 Corporate Blvd, Reno, NV 89502. We invite you to explore how we can support your financial journey. Whether you're looking for a new vehicle loan or need assistance with debt consolidation, we're here to help. For more information or to discuss your options, please call us at 775-856-2727 or visit our website at oefederal.org. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to the story of Operating Engineers Local Union #3, your trusted financial partner located in the vibrant city of Reno, NV. Since our doors opened in 1963, we have been dedicated to serving our members and supporting our community with integrity and commitment. Our branch at 1290 Corporate Blvd, Reno, NV 89502 stands as a testament to this mission, growing alongside our diverse membership base that now exceeds 110,959 individuals. Over the years, Operating Engineers Local Union #3 has evolved significantly. From humble beginnings, we have grown into a robust credit union with total assets reaching an impressive $1,495,481,249. This growth has enabled us to provide a wide range of services tailored to meet the needs of our members from personal banking options like checking and savings accounts to auto loans and mortgage financing. Our mission is simple yet powerful: we strive to empower our members by providing accessible financial services while fostering a strong sense of community support. We believe that when our members thrive, so does our entire community. This commitment drives us to not only offer exceptional banking services but also engage in partnerships and outreach programs that uplift those around us. While you can visit us at our main address for all your banking needs, please note that official correspondence should be directed to the same address: 1290 Corporate Blvd, Reno, NV 89502. In keeping with modern advancements, we are proud to offer digital banking solutions that cater to today's busy lifestyles. Our services include online banking, mobile payments, and person-to-person transfers all designed with convenience in mind. We prioritize accessibility as well; ensuring compliance with ADA standards means everyone can comfortably use our facilities. We understand that financial education is essential for making informed decisions. That's why we are committed to providing resources and support for both seasoned members and those just starting their financial journeys. As we look ahead, we invite you to join us at Operating Engineers Local Union #3. Experience firsthand the benefits of being part of a community-focused credit union where you're more than just a number you're family. Feel free to reach out at 775-856-2727 or explore more about what we offer by visiting us online at www.oefederal.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Operating Engineers Local Union #3 branch, conveniently located at 1290 Corporate Blvd in beautiful Reno, Nevada. This friendly branch is nestled in Washoe County, just a stone's throw from notable spots like the Reno-Sparks Convention Center and the picturesque Virginia Lake. Whether you're visiting us for personal banking needs or looking to explore our various loan options, we are here to serve you with a smile. While members can visit us at 1290 Corporate Blvd, official correspondence should be sent to the same address for your convenience. Our branch is designed with accessibility in mind, ensuring that everyone can easily reach us. We have ample parking available right outside our doors, along with ADA-compliant features that make it easy for all members of our community to access our services. At the Operating Engineers Local Union #3 branch, we prioritize your time. Our lobby hours are invitingly structured: we're open from 9:00 am to 5:00 pm Monday through Thursday and extend our hours until 6:00 pm on Fridays. While we currently do not offer drive-thru banking or ATM services at this location, our dedicated staff is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and more. We encourage you to give us a call at 775-856-2727 if you have any questions or need assistance before your visit. Our team is eager to help you navigate your financial journey. Come see us today!

Member Eligibility

Becoming a member of Operating Engineers Local Union #3 is like joining a supportive family that truly cares about your financial well-being. We welcome anyone who works in the construction industry, including members of the Operating Engineers Local Union #3, and their families. Whether you're looking to open a checking account, secure an auto loan, or explore other financial services, we aim to make the process as smooth and welcoming as possible. To learn more about specific eligibility requirements and how you can join our community, feel free to visit our website at . If you have any questions or need assistance, don't hesitate to give us a call at (775) 856-2727. We're here to help you take that first step toward becoming part of our vibrant community at Operating Engineers Local Union #3, located at 1290 Corporate Blvd Reno Nv 89502.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,269,242, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable partner that helps you accept payments easily, whether online or in-person. This not only enhances customer satisfaction but also helps you keep track of sales efficiently. Located at 1290 Corporate Blvd Reno Nv 89502 in Reno, NV, our team is dedicated to providing personalized service that meets your unique needs. For more information on how we can assist you in achieving your business goals, give us a call at (775) 856-2727. Let's work together to make your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking solutions include Merchant Services and Business Loans designed to support your growth and success. We understand the challenges of running a business, and we're here to help with financial tools that work for you.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards! You can earn points on every purchase, giving you something back just for using your card. It's perfect for those who love shopping or dining out.

Get in Touch!

We invite you to explore all these services further by visiting us at our branch in Reno or calling us at 775-856-2727. Our friendly staff is ready to assist you with any questions or concerns. Let's work together to achieve your financial goals today! For more information about our offerings and how we can serve you better, feel free to check out our website at oefederal.org.

Home Financing Made Easy

For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services simplify the process. Our team is here to guide you through each step, ensuring that you find the best rates and terms available.

Modern Banking Features

At Operating Engineers Local Union #3, we embrace modern technology with our Online & Mobile Banking services. Access your account anytime from anywhere using our user-friendly app or website. Whether it's checking balances, transferring funds, or paying bills, managing your finances has never been easier. Plus, with features like ATM and cash withdrawal services available at select locations, convenience is always at your fingertips.

Personal Banking Solutions

We understand that every member has different financial goals. That's why we offer Personal Banking options such as checking and savings accounts designed to help you save for the future while managing day-to-day expenses. If you're considering buying a car, our Auto Loans & Vehicle Financing are tailored for you, making it easy to drive away in the vehicle you want without breaking the bank.

Support for Everyday Needs

In addition to these essential services, we also provide Personal Loans & Debt Consolidation options. This can be a great way to consolidate debt into one manageable payment or cover unexpected expenses without stress.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform makes it simple to check your account balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. With just a few clicks, you can manage your accounts in real time. Need to send money to a friend? Our person-to-person transfer feature lets you do that quickly and easily. Security is a top priority for us. We provide electronic signature authorization, ensuring that your transactions are safe and protected. Plus, with e-statements available, you can say goodbye to paper clutter while still keeping track of your financial activities.

Stay Connected Anytime, Anywhere

With our mobile application, managing your finances has never been easier. You can make mobile payments effortlessly perfect for those quick trips to the store or when you're out with friends. Whether you're at home or out running errands, you'll have access to all our online banking services whenever you need them. We invite you to explore how our digital banking solutions can enhance your banking experience at Operating Engineers Local Union #3. Enjoy the convenience of managing your finances securely and efficiently with us!

Financial Strength

Growing Membership Base

We take pride in serving a strong community with 215,859 total share accounts, showcasing the trust our members place in us. This growing base not only signifies confidence but also strengthens our ability to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 1290 Corporate Blvd Reno NV 89502 or call 775-856-2727 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Our Community

With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $10,123 in used auto loans and an impressive $853,823,618 in total loans and leases across various sectors.

Member-Centric Savings Options

Your savings are in good hands at our branch. Members' funds are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. With a dedicated team of 188 full-time employees and 5 part-time employees, our branches are always ready to assist you with knowledgeable service tailored to your needs.

Strong Financial Position

With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,380,060 in used vehicle loans and $93,392,428 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever to find a car that fits your lifestyle and budget.

Credit Lines

For those looking for additional flexibility, our total credit lines amounting to $285,394,089 provide members with access to funds when needed. This can be especially useful for unexpected expenses or larger purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,242,792, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you have the support you need when making such an important investment.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to reach out. Our team can help determine eligibility options that may allow you to save money on interest rates or lower monthly payments. At Operating Engineers Local Union #3, located at 1290 Corporate Blvd Reno Nv 89502 in Reno, NV, we prioritize making lending accessible and straightforward. To learn more about our loan offerings or to discuss which option may be right for you, please contact us at (775) 856-2727 during our operating hours: Monday through Thursday from 9:00 am - 5:00 pm and Friday from 9:30 am - 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our mission, and we're excited to assist you!

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $44,556,755 in loans helping members manage their finances effectively. These cards come with competitive rates and features designed to make spending easier and more manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs.

OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION