OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION

Welcome to Operating Engineers Local Union #3, your trusted financial partner located at 3290 W Grant Line Rd, Tracy, CA 95304. Since our establishment in 1963, we have proudly served the community with dedication and integrity, growing our membership to over 110,959 satisfied members. With total assets exceeding $1.49 billion, we offer a wide range of financial products tailored to meet your needs from personal checking and savings accounts to competitive auto loans and business banking solutions. Our commitment to our members is evident in our impressive financial standing, including total deposits of $99,178,769 and a net worth of $228,423,191. Under the leadership of CEO Jeff Hampton and Board President Dan Reding, we strive to create an environment where every member feels valued and supported. Our team of 193 employees is here to assist you from 9:00 am to 5:00 pm, Monday through Friday (we close for lunch from 1:00 pm to 2:00 pm). For any inquiries or support, feel free to reach us at 209-229-7511. While members can visit us at our branch address for services and consultations, official correspondence should be sent to the same address for convenience. At Operating Engineers Local Union #3, we believe in making a positive impact on our community. Your financial well-being is our priority, which is why we encourage you to explore our various services whether it's applying for a loan or managing your accounts online through our user-friendly platform at oefederal.org. Join us as we continue to grow together! Visit us today or give us a call; we're excited to assist you on your financial journey.

Welcome to the community at Operating Engineers Local Union #3! Becoming a member is not just about opening an account; it's about joining a family that truly cares about your financial well-being. To be eligible for membership, you simply need to be associated with the Operating Engineers Local Union #3 or live, work, or worship in the surrounding areas. This inclusive approach means that many people can enjoy the benefits we offer. For more detailed eligibility criteria, feel free to check out our resource at . Once you're ready to take the next step, opening an account at Operating Engineers Local Union #3 is a breeze! Our friendly team is here to guide you through the process, ensuring that everything runs smoothly. Plus, as a member, you'll gain access to competitive rates on loans and savings accounts, along with personalized service tailored just for you. If you have any questions or want to get started today, don't hesitate to give us a call at (209) 229-7511. We look forward to welcoming you to our family at 3290 W Grant Line Rd Tracy Ca 95304!

At Operating Engineers Local Union #3, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain robust financial health so you can trust us with your savings and loans. With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,123 in used auto loans and a total of $853,823,618 in loans and leases. Although our net income currently stands at $0, this reflects our commitment to maintaining low costs for our members while still providing essential services. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 215,859, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 3290 W Grant Line Rd Tracy Ca 95304 or call 209-229-7511 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.