OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION

Welcome to the Operating Engineers Local Union #3, where your financial well-being is our top priority. Located at 3920 Lennane Dr Ste 110, Sacramento, CA 95834, we have been serving our community since 1963. With a strong commitment to our members, we proudly support over 110,000 members and manage assets totaling $1,495,481,249. At our Sacramento branch, you'll find a dedicated team ready to assist you with a range of services from personal banking options like checking and savings accounts to auto loans and mortgages. Our total deposits amount to $99,178,769, reflecting the trust placed in us by our members. With a net worth of $228,423,191 and cash in hand totaling $11,480,957, we ensure that your money is safe and accessible when you need it. While members can visit us at the branch for face-to-face assistance during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:30 AM to 6:00 PM official correspondence should be sent to the same address. Under the leadership of our CEO, Jeff Hampton, and Board President, Dan Reding, we strive to create a welcoming environment where financial solutions meet your needs. Our team of 193 employees is here to provide personalized service that makes banking easier for you. Join us in building a better financial future together. Feel free to reach out at (916) 565-6190 or explore more about what we offer by visiting our website at oefederal.org. Your journey towards financial empowerment starts here!

Joining the family at Operating Engineers Local Union #3 is a wonderful step toward securing your financial future, and we're excited to welcome you! To become a member, you'll need to meet some simple eligibility criteria. Generally, membership is open to individuals associated with the Operating Engineers Local Union #3 and their families. This means if you're part of our union or related to someone who is, you're already on the right track! For detailed information on eligibility requirements, we encourage you to check out this resource: . Opening an account with us is straightforward and designed for your convenience. You can start your journey towards membership by giving us a call at (916) 565-6190 or visiting us in person at our location: 3920 Lennane Dr Ste 110 Sacramento Ca 95834. Our friendly team is here to help guide you through the process and answer any questions you might have. We believe in building a supportive community where everyone can thrive together!

At Operating Engineers Local Union #3, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to make managing your finances easy and secure, all from the comfort of your home or on the go. With our online banking platform, you can access your accounts 24/7. Whether you want to check your balance, pay bills, or transfer funds, our user-friendly interface makes it simple. You can even enjoy the convenience of person-to-person transfers, allowing you to send money to friends or family with just a few clicks. For those who prefer mobile banking, our dedicated mobile application is available for download. This app not only offers all the features of online banking but also includes mobile payments. You can make purchases directly from your phone while keeping your financial information safe and sound. We also prioritize security in everything we do. With electronic signature authorization available, you can approve transactions and documents securely without needing to visit a branch. Plus, you can opt for e-statements instead of paper ones helping you stay organized while reducing clutter. Managing your accounts has never been easier or more secure. Explore our digital banking services today at https://www.oefederal.org/ . Your financial peace of mind is just a click away!

At Operating Engineers Local Union #3, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with peace of mind through our strong financial foundation. With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,123 in used auto loans and a total of $853,823,618 in loans and leases. While our current net income stands at $0, it reflects our focus on long-term stability rather than short-term gains. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts amount to 215,859, showcasing a strong and growing member base that trusts us with their finances. This network allows us to foster community engagement while helping each member achieve their financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 3920 Lennane Dr Ste 110 Sacramento Ca 95834 or call 916-565-6190 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.