OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION

Welcome to Operating Engineers Local Union #3, your trusted partner in financial services since 1963. Located at 9500 Micron Ave Ste 124, Sacramento, CA 95827, we pride ourselves on being more than just a credit union; we're a community dedicated to supporting our members' financial journeys. With over 110,000 members and total assets exceeding $1.49 billion, we're here to provide personalized banking solutions tailored to your needs. Under the leadership of our CEO, Jeff Hampton, and Board President, Dan Reding, our team of 193 employees works diligently to ensure that you receive exceptional service every time you visit us or reach out for assistance. Whether you're looking for checking accounts, auto loans, mortgages, or personal loans, we've got you covered with competitive rates and reliable service. While members can visit us at our branch location, official correspondence should be sent to the same address: 9500 Micron Ave Ste 124, Sacramento, CA 95827. Our commitment to transparency is reflected in our financial strength; with total deposits of $99,178,769 and a net worth of $228,423,191, you can trust that your money is safe with us. At Operating Engineers Local Union #3, we believe in the power of community impact. We strive not only to support individual financial goals but also to contribute positively to the Sacramento area. As part of our mission, we provide access to business loans and other resources that help foster local entrepreneurship. Ready to start your journey with us? Give us a call at 916-369-6752 or visit our website at oefederal.org to learn more about how we can assist you today!

Welcome to the Operating Engineers Local Union #3 branch, conveniently located at 9500 Micron Ave Ste 124 in Sacramento, California. Our branch is nestled in a vibrant area that's easy to reach and offers plenty of parking options for your convenience. Whether you're visiting us for personal banking needs or exploring our various financial services, you'll find our location accessible and welcoming. While members can visit us at this address, please note that official correspondence should be sent to the same location: 9500 Micron Ave Ste 124, Sacramento, CA 95827. Situated close to local landmarks and easily accessible from major roads, we invite you to stop by during our operating hours: Monday through Friday from 9:00 am to 5:00 pm, with a break from 1:00 pm to 2:00 pm daily. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. While we currently do not offer drive-thru banking or ATM services at this location, our friendly staff is always ready to assist you inside the branch. At Operating Engineers Local Union #3, we pride ourselves on providing a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage options. If you have questions or need assistance, don't hesitate to call us at 916-369-6752. We look forward to helping you achieve your financial goals!

At Operating Engineers Local Union #3, we believe that becoming a member means joining a warm and welcoming community where you can thrive. If you're looking to enjoy the benefits of personalized financial services, membership is simple and accessible! Generally, anyone who lives or works in our local area can join us. We also welcome family members of existing members, making it easy for your loved ones to share in the advantages we offer. To find out more about specific eligibility criteria, feel free to check out our detailed guidelines at . Opening an account with us is straightforward; just give us a call at (916) 369-6752 or visit us at our branch located at 9500 Micron Ave Ste 124 Sacramento Ca 95827. Our friendly team is here to help you every step of the way, ensuring that your experience is smooth and enjoyable. Whether you're seeking personal banking solutions, auto loans, or credit cards with rewards, we're excited to have you on board! For more information on account opening procedures, don't hesitate to reach out or visit our website.

At Operating Engineers Local Union #3, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust in a financial institution is built through transparency and reliability, which is why we are proud to share our strong financial position with you. With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,123 in used auto loans and a total of $853,823,618 in loans and leases. Our $0 net income reflects our operational efficiency during this period but does not diminish our commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 215,859, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 9500 Micron Ave Ste 124 Sacramento Ca 95827 or call 916-369-6752 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.