Operating Engineers Local Union #3 Rohnert Park CA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Operating Engineers Local Union #3, your trusted financial partner located at 6225 State Farm Dr Ste 102, Rohnert Park, CA 94928. Since our establishment in 1963, we have proudly served our community, growing to a membership of over 110,959 members. Our commitment to providing quality financial services is reflected in our substantial assets of $1,495,481,249 and total deposits amounting to $99,178,769. At our branch, we prioritize your financial well-being. With a dedicated team of 193 employees, led by CEO Jeff Hampton and Board President Dan Reding, we strive to create a welcoming environment where you can achieve your financial goals. Whether you're looking for auto loans, personal banking solutions, or business services, we've got you covered. While members can visit us at our branch for assistance and support, please note that official correspondence should be sent to the same address: 6225 State Farm Dr Ste 102, Rohnert Park, CA 94928. We understand that every member's needs are unique; that's why we offer personalized services tailored just for you. With a net worth of $228,423,191 and cash in hand totaling $11,480,957, we are well-equipped to support your financial journey. Our total loans stand at an impressive 44,774, reflecting our commitment to helping you secure the funds you need when you need them. We invite you to explore what makes Operating Engineers Local Union #3 special. Visit us today or call us at (707) 585-1552 for any inquiries. Together, let's build a brighter financial future!

Branch History & Mission

At Operating Engineers Local Union #3, we are proud to celebrate our rich history and unwavering commitment to the community of Rohnert Park, CA. Since our founding in 1963, we have grown alongside our members, striving to provide not just financial services but a sense of belonging and support. With a current membership exceeding 110,000, we have become a trusted partner for countless individuals and families in our area. Located at 6225 State Farm Dr Ste 102, Rohnert Park, CA 94928, our branch is easily accessible for all your banking needs. Our dedicated team is here to help you navigate personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Whether you're looking to save for the future or secure financing for a new vehicle, we're here to guide you every step of the way. Over the years, we have made significant strides in ensuring that our services meet the needs of our diverse community. Our total assets now stand at an impressive $1,495,481,249, reflecting our stability and ability to serve our members effectively. We have embraced technology as well; with features like online banking and mobile payments available for your convenience. Our mission is simple yet powerful: to empower our members through sound financial practices while actively participating in community development. We believe that when our members thrive, so does the entire community. This commitment drives us to support local initiatives and outreach programs that uplift those around us. As we look toward the future, we remain dedicated to providing exceptional service with integrity and transparency. While members can visit us at 6225 State Farm Dr Ste 102 for all their banking needs, official correspondence should be sent to our mailing address: 6225 State Farm Dr Ste102, Rohnert Park, CA 94928. Join us at Operating Engineers Local Union #3 where your financial goals meet genuine community support. Experience firsthand what it means to be part of a cooperative that truly cares about its members. Feel free to call us at 707-585-1552 during our operating hours from 9:00 am - 5:00 pm Monday through Thursday and 9:30 am - 6:00 pm on Fridays. We look forward to welcoming you!

Branch Location & Accessibility

Convenient Access

At our Rohnert Park location, you'll find easy parking options right outside the branch, making it simple for you to stop by whether you're on your way home or out running errands. We are committed to providing a welcoming environment for all members. Our facilities are ADA compliant, featuring ramps for easy access so everyone can enjoy their visit. While you can reach us at 6225 State Farm Dr Ste 102, please note that official correspondence should be sent to the same address.

Operating Hours and Services

Our doors are open Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:30 am to 6:00 pm. Please keep in mind that we take a short break daily from 1:00 pm to 2:00 pm for lunch. During these hours, our dedicated staff is ready to assist you with a range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions.

Why Visit Us?

Although we currently do not offer ATM or drive-thru services at this branch, our team is here to provide personalized assistance tailored to your financial needs. Whether you have questions about opening an account or need help with a loan application, we're just a phone call away at 707-585-1552. We invite you to visit us at the Operating Engineers Local Union #3 branch in Rohnert Park. Your financial journey matters to us, and we look forward to serving you!

Member Eligibility

Becoming a member of Operating Engineers Local Union #3 is like joining a family that genuinely cares about your financial well-being. Located at 6225 State Farm Dr Ste 102 Rohnert Park Ca 94928, we welcome individuals who are part of the Operating Engineers Local Union #3, their families, and those who live or work in our community. If you're looking for a place that prioritizes your needs and supports your goals, you've found it! The process to join us is straightforward and friendly simply visit our website for more details on eligibility criteria at . We encourage you to reach out to us at (707) 585-1552 if you have any questions or need assistance. Start your journey with us today; we're excited to help you thrive!

Business Banking & Commercial Services

Loan Options for Every Business Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,269,242, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify the payment process for your customers. Imagine being able to accept payments easily, whether in-store or online. Our services help you streamline transactions so you can focus on what you do best running your business. Visit us at 6225 State Farm Dr Ste 102 Rohnert Park Ca 94928 or give us a call at (707) 585-1552 to learn how we can partner with you for success!

Comprehensive List Of Services

Accessibility and Convenience

At Operating Engineers Local Union #3, convenience is key. Our branch offers various services including ATM access (though currently not available), cash withdrawal services, and tools for online and mobile banking that let you handle transactions on-the-go. Plus, if you're ever in need of assistance, feel free to call us at 707-585-1552 during our operating hours: Monday through Thursday from 9 AM - 5 PM and Friday from 9:30 AM - 6 PM (we're closed daily from 1 PM - 2 PM for lunch). In conclusion, whether you're managing personal finances or running a business, we are committed to providing comprehensive financial solutions tailored just for you. We invite you to visit us at our Rohnert Park branch or check out more details on our website at www.oefederal.org. Let us help you take the next step towards achieving your financial dreams!

Auto Loans & Vehicle Financing

When it comes time to purchase a new vehicle, our auto loans provide affordable financing solutions tailored to fit your budget. Picture driving off the lot in your new car, knowing you've secured a great rate without the stress of complicated paperwork. With us, applying for financing is simple and straightforward.

Business Banking

For entrepreneurs and small business owners, our business banking services include everything from merchant services to business loans. If you're looking to expand your operations or invest in new equipment, we are here to support your journey toward success.

Credit Cards with Rewards

For everyday purchases, consider our credit cards with rewards. Not only do they help build your credit score, but they also earn you points on every dollar spent. Whether it's groceries or gas, imagine earning rewards that could lead to cashback or discounts on future purchases.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans cater to first-time buyers as well as seasoned homeowners looking to refinance. We know that securing a mortgage can be overwhelming, so our friendly team is here to guide you through every step of the process. Imagine unlocking the door to your new home while feeling confident in your financial decision.

Personal Banking

For those looking to manage their day-to-day finances, our checking and savings accounts offer flexible options with competitive rates. Whether you're saving for a dream vacation or just want a safe place for your paycheck, we've got you covered. Imagine opening an account online from the comfort of your home, then seamlessly transferring funds whenever you need to our online and mobile banking features make this possible.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can help cover those costs or consolidate existing debts into one manageable payment. You could use these funds for anything from medical bills to home repairs, allowing you to regain control over your finances without adding unnecessary stress.

Digital & Online Banking

Always Here for You

With our commitment to providing accessible banking solutions, Operating Engineers Local Union #3 ensures that you have all the tools necessary for effective account management. Our digital offerings are designed to make your life easier while keeping your information safe and secure. Join us today at Operating Engineers Local Union #3 and experience how simple and convenient banking can be!

Convenient Online Services

Our online banking services at https://www.oefederal.org/ provide you with 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You can easily manage your money in real-time from the comfort of your home or on the go.

Mobile Banking Made Easy

Stay connected with our mobile application, which offers all the features you need right at your fingertips. Whether you're making mobile payments or sending money through person-to-person transfers, our app is user-friendly and efficient. It's designed to make transactions quick and hassle-free.

Smart Features for Your Peace of Mind

Security is a top priority at Operating Engineers Local Union #3. Our electronic signature authorization allows you to sign documents securely without needing to visit a branch. Plus, with e-statements available, you can keep track of your financial statements electronically, reducing clutter and enhancing security.

Financial Strength

A Growing Community

We have a robust member base with 215,859 total share accounts, showing strong trust from our community. This trust translates into net shares available for lending and investments: $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 6225 State Farm Dr Ste 102 Rohnert Park Ca 94928 or call 707-585-1552 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,123 in used auto loans and a total of $853,823,618 in loans and leases.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Approach

Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,380,060 in used vehicle loans and $93,392,428 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you find the perfect financing option for your next ride.

Business Financing

For business owners, our outstanding commercial loans totaling $13,269,242 provide the capital needed to grow and expand. We recognize that every business has unique needs; hence, we tailor our offerings to support your ambitions.

Credit Lines and Unsecured Loans

Managing finances can be challenging, which is why we offer robust solutions like our total credit lines of $285,394,089. Additionally, we have flexible terms on unsecured credit card loans, with a total of $44,556,755 in loans helping members manage their finances effectively. This allows you the freedom to cover unexpected expenses without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,242,792, make buying or refinancing simple. We help you navigate the process smoothly, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Refinancing Options

If you're considering refinancing any existing loans or need assistance understanding eligibility options, our team at Operating Engineers Local Union #3 is here to guide you through each step. We aim to ensure that your experience is straightforward and beneficial. Our goal is to empower you with financial solutions that are easy to understand and accessible. To learn more about our loan offerings or discuss your specific needs, feel free to reach out at (707) 585-1552, or visit us at our branch located at 6225 State Farm Dr Ste 102 Rohnert Park Ca 94928 in Rohnert Park, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards a brighter financial future!

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