OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION

Welcome to the Clovis Branch of the Operating Engineers Local Union #3, where we believe in putting our members first! Located at 1635 Shaw Ave Ste 102, Clovis, CA 93611, our branch has been a trusted financial partner since 1963. With a strong commitment to serving our community, we proudly support over 110,959 members and manage total assets of $1,495,481,249. At our Clovis location, we offer a range of services tailored to meet your financial needs, including personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. Our goal is to help you achieve your financial aspirations with ease and confidence. While members can visit us at our branch for assistance, official correspondence should be sent to the same address: 1635 Shaw Ave Ste 102, Clovis, CA 93611-4091. We maintain an open line of communication through our phone number: 559-241-0508, ensuring that you can reach out whenever you need us. Under the leadership of CEO Jeff Hampton and Board President Dan Reding, we are dedicated to fostering a welcoming environment for all. Our team of 193 employees is here to assist you during our lobby hours from 9:00 am to 5:00 pm Monday through Friday, with a brief closure daily from 1:00 pm to 2:00 pm. Join us at the Clovis Branch today! Experience firsthand how we prioritize your financial well-being. Visit our website at oefederal.org or give us a call we're excited to serve you!

Welcome to the heart of community banking at the Operating Engineers Local Union #3 in Clovis, CA. Since opening our doors in 1963, we have proudly served our members and fostered financial growth within our community. Located at 1635 Shaw Ave Ste 102, we are positioned to be a trusted partner for both personal and business banking needs. Over the years, our credit union has blossomed into a robust institution with a total membership of 110,959 and assets exceeding $1,495,481,249. This growth reflects not only our commitment to providing excellent service but also our dedication to empowering members through various financial solutions. From auto loans and mortgages to credit cards and business banking, we strive to meet the diverse needs of our community. Our mission is simple yet profound: to enhance the financial well-being of our members while giving back to the communities we serve. We believe that by supporting individuals and businesses alike, we can help foster economic stability and growth in Clovis and beyond. Whether it's through offering low-interest loans or free financial education workshops, every initiative is rooted in our desire to make a positive impact. At Operating Engineers Local Union #3, we prioritize accessibility. While we currently do not have ATM services or drive-thru banking available, we ensure that all members have access to online and mobile banking options for their convenience. Additionally, we uphold ADA compliance standards so everyone can enjoy a seamless banking experience. Community involvement is at the core of who we are. We actively seek partnerships with local organizations to support events and initiatives that uplift those around us. Our outreach efforts reflect our belief in giving back and working together towards a brighter future. While members can visit us at 1635 Shaw Ave Ste 102, official correspondence should be sent to 1635 Shaw Ave Ste 102, Clovis, CA 93611-4091 if different from the branch address. Our operating hours are from 9:00 am - 5:00 pm Monday through Friday, with a closure daily from 1:00 pm to 2:00 pm for lunch. If you're looking for a credit union that truly values its members and community, join us at Operating Engineers Local Union #3. Experience firsthand how we're dedicated to your financial success and well-being. For any questions or further assistance, feel free to reach out at 559-241-0508 or visit us online at oefederal.org. Together, let's build a stronger financial future!

At Operating Engineers Local Union #3, we believe in creating a welcoming community where you can find the support and services you need for your financial journey. Becoming a member is straightforward! If you live, work, or worship in our local area, or if you're a family member of an existing member, you're likely eligible to join us. This means you can enjoy all the benefits that come with membership, from competitive loan rates to personalized service. Ready to take the next step? You can easily open an account by visiting us at 1635 Shaw Ave Ste 102 Clovis Ca 93611 or giving us a call at (559) 241-0508 for more details. We're here to help guide you through the process, ensuring it's as smooth and inclusive as possible. For specific eligibility criteria and updates, feel free to check out our website at . Joining Operating Engineers Local Union #3 is not just about banking; it's about being part of a caring community!

At Operating Engineers Local Union #3, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, which is why we are proud to share our financial performance with you. With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,123 in used auto loans and a total of $853,823,618 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our organization is further highlighted by the fact that we have a total of 215,859 share accounts, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 1635 Shaw Ave Ste 102 Clovis Ca 93611 or call 559-241-0508 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Operating Engineers Local Union #3, we understand that financial needs vary from person to person. That's why we offer a wide range of loan products designed to help you achieve your goals. Whether you're looking to buy a new car, purchase a home, or manage everyday expenses, we are here to support you every step of the way. With over 44,774 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among our members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,380,060 in used vehicle loans and $93,392,428 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide various mortgage solutions, including Junior Lien 1-4 Family Residential Properties loans totaling $58,242,792. These options make buying or refinancing your home simple and straightforward. For those who need flexibility in managing finances, we offer unsecured credit card loans with a total of $44,556,755 helping members effectively handle their expenses. Additionally, if you're a business owner, our outstanding commercial loans totaling $13,269,242 provide the capital needed to grow and expand your business. We also have competitive terms for personal loans and debt consolidation options available to our members. If you're considering refinancing any existing loans, please reach out to us for eligibility options that might suit your needs. Our branch is conveniently located at 1635 Shaw Ave Ste 102 Clovis Ca 93611 in Clovis, CA, and you can easily reach us at (559) 241-0508 during our operating hours from 9:00 am to 5:00 pm, Monday through Friday (we close daily from 1:00 pm to 2:00 pm). At Operating Engineers Local Union #3, we're committed to providing personalized service and expert guidance for all your lending needs. To learn more about our offerings or start an application today, visit us online at https://www.oefederal.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.