Operating Engineers Local Union #3 Burlingame CA Credit Union

Introduction

Welcome to Operating Engineers Local Union #3, your trusted financial partner located at 828 Mahler Rd Ste A, Burlingame, CA 94010. Since our establishment in 1963, we have been dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. With a strong membership base of 110,959 and assets totaling over $1.49 billion, we pride ourselves on our commitment to excellence and the financial well-being of our members. At our Burlingame Branch, we offer a range of services designed to support both personal and business finances. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we strive to provide options that empower you on your financial journey. Our total deposits amount to $99,178,769, reflecting the trust our members place in us. Under the leadership of CEO Jeff Hampton and Board President Dan Reding, our team of 193 employees is here to ensure you receive exceptional service every time you visit or call us at 650-697-0598. We understand that each member's financial situation is different, and we're committed to working closely with you to find the best solutions. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 828 Mahler Rd Ste A, Burlingame, CA 94010. Join us as we continue to grow and support our community with integrity and dedication. Explore more about what we offer by visiting our website at oefederal.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

Join Us

As we look forward to continuing our legacy of service in Burlingame and beyond, we invite you to become part of our growing family at Operating Engineers Local Union #3. Experience firsthand the benefits of being a member-focused credit union where your financial goals are supported every step of the way. Together, let's build a brighter future for you and your community! For more information or assistance, please give us a call at (650) 697-0598 or visit us online at oefederal.org.

Our Journey

The journey of the Operating Engineers Local Union #3 began with a simple yet profound vision: to provide reliable financial services to the hardworking individuals in our community. Since opening our doors at 828 Mahler Rd Ste A, Burlingame, CA 94010, we have evolved significantly. From humble beginnings, we now offer a wide range of products including checking and savings accounts, auto loans, mortgage services, personal loans, and business banking solutions. Over the years, we've invested in digital advancements to ensure that our members have access to convenient online and mobile banking services. Our mission goes beyond just providing financial products; we strive to empower our members by offering educational resources and personalized support.

Our Mission

At the core of the Operating Engineers Local Union #3 is our unwavering mission: to enhance the lives of our members through exceptional financial services and community support. We believe in putting people before profits, ensuring that every decision we make reflects our commitment to member satisfaction and community development. We are proud to be ADA compliant and continually work towards improving accessibility for all our members. Through various partnerships and outreach programs, we aim to make a positive impact not only on individual lives but also on the Burlingame community as a whole. While members can visit us at 828 Mahler Rd Ste A Burlingame Ca 94010, official correspondence should be sent to 828 Mahler Rd Ste A, Burlingame, CA 94010. Our operating hours are from 9:00 am to 5:00 pm Monday through Friday, with a break from 1:00 pm to 2:00 pm daily. Although we do not currently offer ATM or drive-thru services at this location, our focus remains on providing personalized service tailored to each member's needs.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated near several well-known local spots, making it easy to combine errands or enjoy a meal after your visit. With ample parking available, you won't have to worry about finding a spot when you arrive. We also ensure that our facility meets ADA compliance standards, featuring ramps and other accessibility options for everyone.

Operating Hours

We know that life gets busy! That's why we're open from 9:00 am to 5:00 pm Monday through Friday. Please note that we take a break from 1:00 pm to 2:00 pm each day, so plan your visit accordingly. Our dedicated staff is ready to assist you during these hours with a variety of services tailored to meet your financial needs.

Services Offered

At Operating Engineers Local Union #3, we offer personal banking solutions including checking and savings accounts, auto loans, mortgage loans and refinancing options, as well as credit cards with rewards. For business members, we provide merchant services and business loans too! While we currently do not have ATM services or drive-thru banking available at this location, our online and mobile banking services make managing your finances easier than ever. If you have any questions or would like more information about what we offer, feel free to give us a call at 650-697-0598. We look forward to welcoming you into our community-focused branch soon!

Member Eligibility

At Operating Engineers Local Union #3, we believe that everyone deserves a chance to be part of a supportive community that prioritizes your financial well-being. Joining us is simple! If you're a member of the Operating Engineers Local Union #3 or work for one of our partner employers, you're already eligible to become a member. We also welcome family members of current members, making it easy for loved ones to benefit from our services. For more detailed eligibility information, feel free to check out this resource. Becoming a member at Operating Engineers Local Union #3 opens the door to numerous advantages, including personalized banking services, competitive loan rates, and access to a variety of financial products designed just for you. Our friendly team is here to guide you through the account opening process, ensuring it's quick and stress-free. If you have any questions or need assistance, don't hesitate to reach out at (650) 697-0598. We can't wait to welcome you into our community at 828 Mahler Rd Ste A Burlingame Ca 94010!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,269,242, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Payments

Imagine your customers making purchases effortlessly, whether in-store or online. Our merchant services provide secure payment processing solutions that simplify transactions, allowing you to focus more on running your business. From point-of-sale systems to e-commerce integration, we equip you with tools that enhance customer experience and streamline operations. Ready to take your business to the next level? Visit us at 828 Mahler Rd Ste A Burlingame Ca 94010 in Burlingame, CA, or call us at (650) 697-0598 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of driving a new car? Our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, we help you find the perfect loan that fits your budget. Picture yourself hitting the road in your new vehicle, knowing you've secured the best financing available.

Business Banking

For small business owners, we understand how vital it is to have reliable banking solutions. Our business banking services include merchant services and business loans tailored to help you grow and manage your business effectively.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase you make brings you closer to exciting benefits. Whether it's cash back or travel rewards, enjoy spending while earning perks that enhance your lifestyle.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and at Operating Engineers Local Union #3, we're here to support you every step of the way. Our mortgage loans are designed to provide you with the funding needed for your new home. Additionally, if you're looking to refinance an existing mortgage, our team can guide you through that process as well, helping you potentially lower your monthly payments or access equity in your home.

Online & Mobile Banking

To ensure convenience at every turn, we offer robust online and mobile banking features. Access your accounts anytime from anywhere with tools like person-to-person payments and e-statements that keep track of your finances securely. At Operating Engineers Local Union #3, we prioritize making banking easy and accessible for everyone. If you're ready to learn more about how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (650) 697-0598 or visit us at 828 Mahler Rd Ste A Burlingame Ca 94010 today. Your financial well-being starts here!

Personal Banking

Whether you're just starting out or looking to manage your savings more effectively, our personal banking services have you covered. We offer both checking and savings accounts designed for everyday use, allowing you to access your funds easily while earning interest on your savings. Imagine having the flexibility to manage your money online or through our user-friendly mobile app, making transactions and checking balances simple and quick.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, whether it's for education costs or emergency repairs. Plus, if you're struggling with multiple debts, our debt consolidation service can simplify your finances by combining them into one manageable payment.

Digital & Online Banking

Key Services

Our online banking offers 24/7 access, allowing you to check balances, transfer funds, and pay bills without stepping foot in the branch. You can also enjoy the benefits of e-statements, making it easier to keep track of your finances while reducing paper clutter. Plus, if you ever need to sign documents, our electronic signature authorization feature makes it simple and secure. If you're always on the go, our mobile application has got you covered. It's user-friendly and packed with features like mobile payments for quick transactions right from your phone. You can even send money to friends or family instantly with our person-to-person transfer service no cash required!

Security and Accessibility

Security is a top priority at Operating Engineers Local Union #3. Our online banking platform uses advanced encryption technology to protect your personal information. You can feel confident knowing that your data is safe while you manage your accounts. Whether you prefer using a computer or your smartphone, accessing your accounts has never been easier. With real-time account management and a variety of services at your fingertips, staying on top of your finances is straightforward and hassle-free. Join us today at Operating Engineers Local Union #3 and discover how our digital and online banking services can simplify your financial life!

Financial Strength

At Operating Engineers Local Union #3, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and strong financial health. With a net worth of $228,423,191, we maintain robust financial stability, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,181,132 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $10,123 in used auto loans and a total of $853,823,618 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 215,859, showcasing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending) currently sit at $0, indicating a focus on direct benefits for our members rather than external borrowing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 828 Mahler Rd Ste A Burlingame Ca 94010 or call 650-697-0598 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $196,380,060 in used vehicle loans and $93,392,428 in new vehicle loans already helping members get on the road. Whether you are considering a brand-new model or a reliable used vehicle, our financing options make it easier for you to drive off with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $13,269,242 provide the capital needed to grow and expand your business. We aim to support local entrepreneurs by offering financing solutions tailored to your specific needs.

Credit Lines

In addition to our traditional loans, we offer credit lines amounting to $285,394,089. This option allows you to access funds as needed while only paying interest on what you use, making it ideal for managing cash flow or covering short-term expenses. Whether you're ready to apply for one of our loan products or just exploring your options, feel free to contact us at (650) 697-0598 or visit us at 828 Mahler Rd Ste A Burlingame Ca 94010 in Burlingame, CA. Our team is here to help guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,242,792, make buying or refinancing simple. We provide various mortgage solutions to help you find the right fit for your budget and lifestyle. Plus, if you're interested in refinancing an existing mortgage, we have options available that could lower your monthly payments or help you access equity from your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $44,556,755 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be a great way to cover unexpected expenses or consolidate existing debt.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. Each lender's information is regularly updated, which means you can trust that the rates you see reflect current market conditions.