OPERATING ENGINEERS LOCAL UNION #3 FEDERAL CREDIT UNION

Welcome to the Operating Engineers Local Union #3, your trusted partner in financial services right here in Auburn, California. Established in 1963, we have proudly served our community for over five decades, nurturing a strong membership of 110,959 individuals who rely on us for their banking needs. Located at 1760 Grass Valley Hwy Ste 100, we invite you to experience the personalized service and commitment that sets us apart. While members can visit us at our branch address, any official correspondence should be sent to the same location: 1760 Grass Valley Hwy Ste 100, Auburn, CA 95603. At Operating Engineers Local Union #3, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your specific needs from personal banking options like checking and savings accounts to various loan types including auto loans and mortgages. Our dedication to our members is reflected in our impressive financial standing. We currently hold total assets of $1,495,481,249 and total deposits amounting to $99,178,769. Our net worth stands strong at $228,423,191, showing our stability and commitment to protecting your investments. With over 19 dedicated employees ready to assist you and a robust portfolio including 44,774 loans and leases, we are well-equipped to help you achieve your financial goals. Led by our CEO Jeff Hampton and Board President Dan Reding, our team is passionate about fostering relationships within the community while ensuring your banking experience is smooth and rewarding. Whether you're looking for a new credit card with rewards or need assistance with business loans, we're here for you. Ready to take the next step? Call us today at 530-889-2969 or visit our website at oefederal.org to learn more about how we can support you on your financial journey. We look forward to welcoming you into our family!

At the heart of Auburn, CA, lies the Operating Engineers Local Union #3, a credit union dedicated to serving its community since 1963. With a rich legacy that spans over six decades, this branch has evolved significantly, growing alongside its members and adapting to their needs. Located at 1760 Grass Valley Hwy Ste 100, our facility stands as a welcoming hub for financial services, where community and camaraderie thrive. From its humble beginnings, Operating Engineers Local Union #3 has transformed into a trusted financial institution with over 110,959 members and total assets reaching an impressive $1,495,481,249. Throughout the years, we've embraced innovation while maintaining our core mission: to provide reliable financial services while supporting our local community. Our mission is simple yet profound: we strive to empower our members by offering exceptional personal banking options including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and rewarding credit cards. Beyond just financial transactions, we are committed to uplifting our community through outreach initiatives and partnerships that strengthen local ties. Our branch operates Monday through Friday from 9:00 am to 5:00 pm, closing daily from 1:00 pm to 2:00 pm for lunch. While we currently do not offer ATM or drive-thru services, we ensure that our members receive personalized attention during their visits. For official correspondence, please note that you can reach us at the same address as our physical location: 1760 Grass Valley Hwy Ste 100, Auburn, CA 95603. We understand that in today's fast-paced world, convenience is key. That's why we've invested in digital advancements like online banking and mobile payments to make managing finances easier for our members. Our dedication extends beyond transactions; it's about building lasting relationships based on trust and service. As we look toward the future, we invite you to join the Operating Engineers Local Union #3 family. Experience the benefits of membership where your financial goals are supported by a team that truly cares about your success. Together, let's build a brighter future for ourselves and our community! For more information or inquiries, feel free to call us at 530-889-2969 or visit us online at oefederal.org.

At Operating Engineers Local Union #3, we believe that everyone deserves a supportive financial community, and we're excited to welcome you as a member! Becoming part of our family is simple. If you live, work, or worship in the Auburn area, you likely meet our eligibility criteria. We invite individuals who share common bonds with us, which means whether you're affiliated with a local organization or simply reside nearby, there's a good chance you're already qualified to join. The benefits of membership are plentiful: from competitive rates on loans and savings accounts to personalized service that puts your needs first, joining Operating Engineers Local Union #3 means gaining access to resources designed to help you thrive. For more detailed information about eligibility, feel free to check out our website at . If you're ready to open an account or have any questions, don't hesitate to call us at (530) 889-2969. We're here to help you every step of the way!

At Operating Engineers Local Union #3, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which you can rely on as a member of our credit union. With a net worth of $228,423,191, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1526 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $399,482,570 in share certificates and $131,430,702 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $225,181,132 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $10,123 in used auto loans and a total of $853,823,618 in loans and leases, supporting members' financial goals across various sectors. While our net income is currently $0, this reflects our commitment to investing back into the community rather than focusing solely on profits. We also take pride in having 188 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 215,859 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Operating Engineers Local Union #3 is your trusted partner. Visit us at 1760 Grass Valley Hwy Ste 100 Auburn Ca 95603 or call 530-889-2969 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.