Introduction
Welcome to Opc, your trusted financial partner located at 33060 Shirttail Creek Rd, Durkee, OR 97905. Since our establishment in 1972, we have been dedicated to serving our community with a commitment to reliability and personal service. With a growing membership of 311 individuals, we pride ourselves on fostering relationships that matter. At Opc, we believe in empowering our members through sound financial solutions. Our total assets stand at an impressive $2,808,286, reflecting the trust placed in us by our valued members. We manage over $43,953 in deposits and have facilitated 166 loans and leases, demonstrating our capacity to support your financial needs. Our leadership team is here to guide you every step of the way. Led by CEO Donald Garrison and Board President Travis Stecher, we strive to ensure that each member feels heard and valued. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we are ready to assist you with a personal touch. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: PO Box 145, Durkee, OR 97905. We invite you to reach out at 541-877-2607 or stop by during our lobby hours from 6:30 AM to 3:30 PM Monday through Friday. Join us today and discover how Opc can help you achieve your financial goals!
Branch History & Mission
Welcome to the rich legacy of Opc, a credit union that has proudly served the community of Durkee, OR since its establishment in 1972. Over the years, we have grown from humble beginnings into a trusted financial partner for our 311 members, now boasting total assets of $2,808,286. Our journey reflects not only our commitment to financial excellence but also our deep-rooted dedication to community support. Located at 33060 Shirttail Creek Rd, Durkee, OR 97905, Opc has been a cornerstone for local families and businesses alike. Our friendly staff is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage financing, and more. While you can visit us at this address for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 145, Durkee, OR 97905. At Opc, our mission is clear: we aim to empower our members by providing exceptional financial services while fostering a sense of community. We believe in putting people first offering personalized solutions tailored to meet the unique needs of each individual or business we serve. Whether it's through our auto loans or personal loans designed for debt consolidation, we strive to make banking straightforward and accessible for everyone. In addition to traditional banking services, Opc remains committed to embracing modern conveniences. Although we currently do not offer ATM or drive-thru services, we are constantly exploring ways to enhance member experiences through potential digital advancements in the future. Our connection with the community goes beyond just financial transactions. Opc actively engages in outreach programs that uplift local initiatives and support those in need. We recognize that being part of this community means giving back and helping it thrive. As we continue on this journey together, we invite you to join us at Opc. Experience firsthand the benefits of becoming a member of our growing family. With dedicated service and a genuine commitment to your financial well-being, Opc is here for you every step of the way. For more information or if you have any questions about membership or services, feel free to reach out at 541-877-2607. Together, let's build a brighter financial future!
Branch Location & Accessibility
Additional Information
For any official correspondence, please send your mail to PO Box 145, Durkee, OR 97905. If you have questions or need assistance before visiting us, feel free to call us at 541-877-2607. We look forward to serving you!
Call to Action
Come visit us at Opc today! Let's work together to meet your financial needs in a friendly and supportive environment. Your next banking experience awaits!
Convenience and Accessibility
Our branch offers ample parking to make your visit hassle-free. We are committed to being accessible for all our members, featuring ADA-compliant facilities, including ramps and designated parking spaces. Whether you're coming in for personal banking services or need help with loans, we ensure a welcoming atmosphere for everyone.
Operating Hours
We're here for you Monday through Friday from 6:30 AM to 3:30 PM. Our friendly staff is ready to assist with everything from checking and savings accounts to auto loans and mortgages. While we do not have ATM services or drive-thru banking at this location, our team is always on hand to provide personalized support.
Member Eligibility
At Opc, we believe that becoming a member is more than just opening an account it's about joining a community that supports you. If you're interested in becoming a part of our family, you'll be happy to know that eligibility is designed to be welcoming. Generally, anyone who lives, works, or worships in the area around 33060 Shirttail Creek Rd Durkee Or 97905 can apply for membership. This includes individuals and their immediate family members, making it easy for you to share the benefits with those closest to you. Joining us means gaining access to a variety of financial services tailored to your needs, from personal banking solutions like checking and savings accounts to loans and credit options that help you achieve your goals. To get started, simply check out the full eligibility criteria. If you have any questions or need assistance, feel free to reach out at (541) 877-2607. We're here to help you every step of the way!
Business Banking & Commercial Services
Business Loans That Drive Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services for Everyday Needs
In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine having a reliable payment processing system that allows you to accept various payment methods smoothly. This means you can focus on what truly matters serving your customers and growing your brand. Located at 33060 Shirttail Creek Rd Durkee Or 97905 in Durkee, OR, we're here to partner with you on your journey toward success. Reach out to us at (541) 877-2607 during our operating hours from 6:30 AM to 3:30 PM, Monday through Friday. Let's build a brighter future together!
Comprehensive List Of Services
ATM & Cash Withdrawal Services
While we currently do not have ATMs at our branch, we ensure easy access to cash withdrawal services when needed through partner networks. We invite you to explore all these fantastic services at Opc. If you're ready to take control of your financial future or if you have any questions about what we offer, don't hesitate to reach out! Call us at (541) 877-2607 during our lobby hours from 6:30 AM to 3:30 PM, Monday through Friday. Let us help you achieve your financial dreams today!
Auto Loans & Vehicle Financing
If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing services can help make that dream car a reality. With competitive rates and flexible terms, financing your next vehicle has never been easier. Picture yourself driving off the lot with confidence, knowing that you've secured an affordable loan tailored just for you.
Business Banking
For entrepreneurs and small business owners, our Business Banking services include essential tools such as Merchant Services and Business Loans. We recognize how vital cash flow is to running a successful business. Picture having access to resources that allow you to grow and thrive in today's competitive market.
Credit Cards with Rewards
Why not earn rewards while making everyday purchases? Our Credit Cards with Rewards give you points for spending on things you already buy. It's like getting paid back for being responsible with your finances! Envision using those rewards for something special perhaps a getaway or a shopping spree.
Mortgage Loans & Refinancing
For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide support every step of the way. Our knowledgeable staff will work closely with you to find the right solution that meets your financial goals. Imagine settling into a new home without the stress of complicated financing!
Online & Mobile Banking
In today's fast-paced world, convenience matters more than ever. That's why we offer Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. Checking balances, transferring funds, and paying bills are just a few taps away on your smartphone or computer.
Personal Banking
When it comes to personal banking, we offer Checking & Savings Accounts designed to help you manage your money efficiently. Whether you're saving for a big purchase or just looking for a safe place for your day-to-day expenses, we have options that fit your lifestyle. Imagine having access to funds whenever you need them, all while earning interest on your savings!
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come into play. Whether it's an emergency expense or consolidating debt into one manageable payment, we've got solutions that can ease your financial burdens. Think about how much easier it would be to tackle multiple payments with a single loan.
Digital & Online Banking
At Opc, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to give you control over your money anytime, anywhere. With our 24/7 online banking services, you can access your accounts at any time, ensuring that you're always in touch with your financial health. Whether you want to check your balance, transfer funds, or review your transactions, everything is just a few clicks away. You can find more information about these services on our website. While we currently do not support e-statements, mobile payments, or a dedicated mobile application, we prioritize security in all our offerings. Even without electronic signatures or person-to-person transfers, our online banking platform remains a safe space for managing your funds. Our focus is on making banking accessible and straightforward. We are committed to providing user-friendly options that help you keep track of your finances effortlessly. Although we don't have some advanced features yet, we're continually exploring ways to enhance your experience. Choose Opc for reliable and straightforward digital banking solutions tailored to meet your needs. Your financial journey is important to us!
Financial Strength
Commitment to Innovation
With $426,880 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment allows us to enhance security measures and provide better service tailored to your needs.
Dedicated Team
We take pride in having 0 full-time employees and 1 part-time employees who are committed to serving you with knowledgeable support whenever you need it.
Focused Resource Management
Unlike traditional banks, our focus is entirely on you. With $0 in non-member deposits, we ensure that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks.
Growing Member Base
Total Share Accounts: 311, showcasing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Opc is your trusted partner. Visit us at 33060 Shirttail Creek Rd Durkee Or 97905 or call (541) 877-2607 to learn more about how we can help you achieve your financial goals.
Member-Centric Savings Options
We prioritize our members' needs over profits. Currently, there are $0 in share certificates and $0 in money market shares, which means your savings are secure while also having the potential for rewarding growth opportunities.
Operational Efficiency
Our positive net income of $21,293 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Solid Financial Foundation
With a net worth of $426,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.20% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Supporting Your Financial Goals
Our lending capacity supports your financial goals across various sectors with $83 in used auto loans and $2,490,113 in total loans and leases. These figures reflect our dedication to helping you achieve your dreams be it buying a car or investing in new ventures.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,188,250 in used vehicle loans and $1,197,406 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates designed to fit your budget. Whether it's for a new or used vehicle, our auto financing options are tailored to help you drive away with confidence.
Credit Lines and Personal Loans
For those looking for additional flexibility in managing their finances, our total credit lines amounting to $150,000 provide an excellent safety net. This option is ideal for unexpected expenses or planned purchases that require extra cash flow. We also have unsecured credit card loans available, which can help you manage day-to-day purchases without high-interest rates though currently, we have not issued any unsecured credit card loans yet.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're considering refinancing your current mortgage, we can guide you through eligibility options that may lower your monthly payments or improve your overall financial situation.
Support for Business Owners
If you're a business owner looking for capital to expand or invest in new opportunities, our outstanding commercial loans provide the necessary support. While there are currently no commercial loans outstanding at this branch, we encourage local entrepreneurs to inquire about future lending options that may become available. At Opc, our dedicated team is always ready to assist you with any questions regarding our loan products or eligibility requirements. For more information on how we can help you achieve your financial dreams, please contact us at (541) 877-2607. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!
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