ONTARIO SHORES FEDERAL CREDIT UNION

What sets Ontario Shores apart is our deep-rooted commitment to the local community. Our dedicated team of 26 employees, led by CEO Jeffrey Bell and Board President Joseph Breczka, work tirelessly to ensure that every member feels valued and supported. We understand the unique challenges faced by our members, and we aim to provide solutions that foster financial growth. While members can visit us at our branch address for all banking needs, official correspondence should be sent to 2890 Transit Rd, Newfane, NY 14108-9740. We encourage you to reach out via phone at 716-778-7423 or fax at 716-778-8010 with any questions or for assistance.

Whether you're looking for a new account or seeking advice on loans, Ontario Shores is here for you. Explore our website at osfcu.com for more information about our services and how we can help you achieve your financial goals. We invite you to become part of our family today your journey towards financial success begins here!

As technology advances, so do we. Ontario Shores is committed to providing digital banking solutions such as online banking and mobile payments to ensure our members can manage their finances anytime and anywhere. Our efforts are focused on making banking easier and more accessible for everyone. We invite you to experience the benefits of being a part of Ontario Shores Credit Union. Join us today and discover how we can help you reach your financial dreams while making a positive impact in our community! For more information or to become a member, visit us online at Ontario Shores or call us at (716) 778-7423. Together, let's build a brighter future!

The mission of Ontario Shores is simple yet powerful: to enhance the financial well-being of our members while giving back to the community that supports us. We believe that everyone deserves access to quality financial services that help them achieve their goals. We strive to empower individuals through sound financial education and personalized service. In addition to our core services, we are dedicated to community outreach initiatives aimed at improving the lives of those around us. We believe in building partnerships that make a difference and contribute positively to our local environment. While members can visit us at 1 Panther Dr Newfane Ny 14108, official correspondence should be sent to 2890 Transit Rd, Newfane, NY 14108-9740. We understand that convenience matters; however, we currently do not offer ATM or drive-thru services. Our lobby is open every Tuesday from 2:30 PM to 3:30 PM for face-to-face assistance.

We invite you to drop by the Ontario Shores branch today! If you have any questions or need assistance before your visit, feel free to call us at 716-778-7423. Our team looks forward to welcoming you and helping you achieve your financial goals!

Our Newfane High School Branch is close to local landmarks and easily reachable by car. You'll find ample parking available nearby, making it hassle-free to pop in and take care of your financial matters. We also prioritize accessibility; our branch features ADA-compliant facilities to ensure everyone can bank with ease.

We understand that life can be busy, which is why we offer convenient lobby hours on Tuesdays from 2:30 PM to 3:30 PM. During this time, you can meet with our dedicated staff who are eager to assist you with a range of services including checking and savings accounts, vehicle financing options, mortgage loans, personal loans, and credit cards with rewards. Please keep in mind that while we do not have ATM or drive-thru services at this location, we are committed to providing you with exceptional in-person assistance during our operating hours.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer merchant services designed to streamline your operations. Imagine effortlessly managing customer transactions while saving time and reducing costs. Our solutions enable you to accept payments easily, whether online or in-person, ensuring your business runs smoothly. At Ontario Shores, we are here to empower your business journey with tailored banking solutions that meet your needs today and into the future. For more information or to get started, call us at (716) 778-7423!

While we currently do not have ATM services available at this branch, our team is always ready to assist with cash withdrawals during lobby hours from 2:30 PM to 3:30 PM on Tuesdays. We strive to ensure that all members have access to necessary financial services when they need them. At Ontario Shores, located at 1 Panther Dr, Newfane NY 14108, we invite you to explore how we can assist you in achieving your financial goals. If you're ready to take the next step or want more information about any of our services, please reach out at 716-778-7423 or visit us online at www.osfcu.com. Join us today and experience a credit union that truly cares about its members!

For our business members, we understand the challenges you face. That's why we provide comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Don't forget about our credit cards with rewards! These cards not only provide a convenient way to make purchases but also offer points that can be redeemed for exciting rewards. It's an easy way to earn benefits while managing your spending.

In today's fast-paced world, having access to your accounts anytime is essential. That's why we prioritize our online and mobile banking features, allowing you to manage your finances from wherever you are. With options like mobile payments and person-to-person transfers, convenience is just a click away.

When it comes to personal banking, we offer checking and savings accounts that are tailored to help you manage your finances effortlessly. Whether you're saving for a dream vacation or managing everyday expenses, our accounts come with competitive rates and features that make banking easy. Need a new vehicle? Our auto loans and vehicle financing options are here to help you get behind the wheel quickly and affordably. Imagine driving off in your new car with flexible payment plans that suit your budget. For those looking to invest in their homes, our mortgage loans and refinancing services provide various options to fit different financial situations. We aim to make homeownership accessible, guiding you every step of the way through the mortgage process. If you find yourself needing extra funds for unexpected expenses or consolidating debt, our personal loans and debt consolidation services offer quick access to cash with manageable repayment terms. This flexibility allows you to regain control over your finances without stress.

With our online banking platform, members can enjoy 24/7 access to their accounts. Need to check your balance? You can do it right from your phone or computer. Want to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments available, you can make purchases using just your smartphone. Security is a top priority for us at Ontario Shores. We offer electronic signature authorization for added peace of mind when completing transactions online. You can also opt for e-statements, which are not only eco-friendly but also make it easier to keep track of your financial records securely.

Our user-friendly mobile application puts all these features right in the palm of your hand. Whether you're checking balances, making payments, or transferring funds, everything is straightforward and intuitive. With our app, you have real-time access to manage your accounts wherever life takes you. In summary, Ontario Shores is committed to providing accessible and efficient digital banking options tailored to fit your lifestyle. Experience the ease of online banking today!

We take pride in having a growing member base with 18,180 total share accounts that trust us with their finances. This indicates not only our stability but also the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ontario Shores is your trusted partner. Visit us at 1 Panther Dr Newfane Ny 14108 or call (716) 778-7423 to learn more about how we can help you achieve your financial goals.

With $15,970,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $744 in used auto loans and $84,602,752 in total loans and leases. This diverse range of products allows us to meet various needs within our community.

Your savings are secured through $17,521,049 in share certificates and $10,520,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our commitment to efficiency is reflected in our $1,248,178, enabling us to continue offering competitive loan rates and solid financial products for our members. With 24 full-time employees and 2 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $17,218,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,918,833 in used vehicle loans and $7,300,999 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience smooth and affordable.

We also offer flexible terms on unsecured credit card loans, with a total of $1,448,751 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping costs manageable.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,861,060, make buying or refinancing simple. We can help guide you through the process of securing a mortgage that fits your budget and lifestyle.

In addition to our personal loan offerings, we provide substantial credit lines totaling $20,000,000 for those looking to finance larger projects or business needs. While we currently do not have outstanding commercial loans available at this branch, our focus remains on serving our community with accessible lending options. For those interested in refinancing options or checking eligibility for any of our loan products, please visit our website or contact us directly at 716-778-7423. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Ontario Shores located at 1 Panther Dr Newfane Ny 14108, we're committed to helping you navigate your financial journey with confidence.

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