ONTARIO SHORES FEDERAL CREDIT UNION

Welcome to Ontario Shores, your trusted credit union located at 4200 Salt Works Rd, Medina, NY 14103. Established in 1961, we have proudly served our community for over six decades, helping our members achieve their financial goals with care and dedication. With a membership base of 10,555, we are more than just a financial institution; we are a part of your community. At Ontario Shores, we understand that every member's journey is unique. Whether you're looking to open a checking account, finance a vehicle, or secure a mortgage, our team is here to provide personalized support. With total assets of $154,926,492 and total deposits reaching $10,307,356, we ensure your money is safe and working hard for you. Our leadership team, led by CEO Jeffrey Bell and Board President Joseph Breczka, is committed to fostering trust and transparency within our operations. We take pride in our strong net worth of $17,218,294 and maintain a healthy cash reserve of $1,231,415 to meet your needs. While members can visit us at our Medina branch for personal banking services such as auto loans, mortgages, and credit cards with rewards, official correspondence should be sent to our mailing address: PO Box 540, Medina, NY 14103. We invite you to reach out to us at (585) 798-2136 or visit our website at www.osfcu.com for more information. Come discover how Ontario Shores can support you on your financial journey!

Welcome to Ontario Shores, where our story is woven into the fabric of the Medina community since 1961. Located at 4200 Salt Works Rd, Medina, NY 14103, our branch has grown alongside our members, celebrating milestones and achievements that reflect our commitment to service and support. From humble beginnings, Ontario Shores has evolved into a trusted financial partner for over 10,555 members. With total assets reaching an impressive $154,926,492, we pride ourselves on providing personalized banking solutions tailored to meet the diverse needs of our community. Our mission goes beyond just offering financial services; we aim to uplift and empower our members through education and engagement. We believe that when individuals thrive financially, the entire community benefits. While members can visit us at our main location, official correspondence should be sent to PO Box 540, Medina, NY 14103. Our operating hours are designed with convenience in mind: Monday through Wednesday from 9:00 AM to 4:30 PM and Thursday through Friday from 9:00 AM to 5:00 PM. We also offer ATM access and drive-thru banking for quick transactions. At Ontario Shores, we embrace technology with features like online banking and mobile payments, ensuring that our services are accessible wherever you are. We strive for ADA compliance and have made customer-centric initiatives a priority in everything we do. Our outreach efforts include partnerships with local organizations that focus on financial literacy and community development. Join us at Ontario Shores as we continue to grow together. Experience the difference of being part of a credit union that truly cares about its members and their financial well-being. If you're ready to take the next step towards better banking and community involvement, reach out today at 585-798-2136 or visit our website at osfcu.com for more information on membership options!

At Ontario Shores, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you're looking to become part of our community, you'll find that eligibility is quite straightforward! Our doors are open to anyone who lives, works, worships, or attends school in the areas we serve. This means whether you're a long-time resident or new to the neighborhood, you can easily enjoy all the benefits that come with membership. Joining us not only gives you access to personalized banking solutions but also offers a supportive network that truly cares about your needs. To learn more about the specific eligibility criteria and ensure you're ready to take this exciting step, feel free to visit our detailed page at https://www.osfcu.com/membership/ . When you're ready to open an account, it's a breeze just head over to https://forms.onlineaccountaccess.com/secure/osfcu/loanwriter or give us a call at (585) 798-2136. We're excited to welcome you to Ontario Shores, located at 4200 Salt Works Rd Medina Ny 14103, where your financial journey begins!

At Ontario Shores, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are committed to serving you with confidence and reliability. With a net worth of $17,218,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,111 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $17,521,049 in share certificates and $10,520,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $15,970,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $744 in used auto loans and $84,602,752 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $1,248,178, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 2 part-time employees who ensure our branches are always ready to assist you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at $0. We boast a strong member base with a total of 18,180 share accounts evidence of the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ontario Shores is your trusted partner. Visit us at 4200 Salt Works Rd Medina Ny 14103 or call (585) 798-2136 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.